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America's #1 bestselling home buying guide Want to buy a house, but concerned about the real estate market? Have no fear--Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find theright property, make smart financial decisions, and understand the latest lending requirements and tax implications. You'll discover how to take advantage of low home prices, navigate tighter lending requirements, and take advantage of the newest resources available to home buyers and new owners. Plus, the bonus CD-ROM is chock-full of information, materials, and resources for first-time buyers and savvy investors alike. All the forms and paperwork needed for buying a home, including: loan applications, appropriate tax documents, counter offer forms, and more Worksheets and calculators for comparable market analysis, budget, mortgage, property taxes, and more Printable home buying checklists for hiring an agent, home inspections, and questions to ask during home visits Home Buying Kit For Dummies is for the millions of home-buyers throughout the U. S. who need a fun and easy guide to navigating the complexities of purchasing and owning a home.
The easy way to make sense of investing when you're just starting outToday's 20- and 30-somethings have witnessed a miserable investment market during most, if not all, of their adult lives. But going forward, the opposite is more likely to be true. In order to build a retirement portfolio that is capable of covering expenses in your golden years, it is necessary to start saving and investing while your young. Investing in Your 20s & 30s For Dummies offers investment advice for taking the first steps as you star out on your own earning a livable income.Investing in your 20s & 30s For Dummies cuts to the chase by providing emerging professionals, like yourself, the targeted investment advice that you need to establish your own unique investment style. Covering everything from evaluating assets and managing risk to demystifying what the phrase "diversifying your portfolio" really means, this guide offers expert investment advice that you shouldn't be without.Helps you determine your investment timeline and goalsOffers plain-English explanations of investment lingoIncludes tips for investing while having debtGuidance on where and when to seek investment advice If you're in your 20s or 30s, the sooner you're investing, the more time you have to compound your returns and grow your portfolio. So what are you waiting for?
Take control of your finances!The latest on how to save more, invest wisely, and plan for the future.Do you need help managing your financial priorities? Relax! This friendly guide give you just the information you need to take control of your finances and make the most of your money. Whatever your income level, whatever you financial goals, the updated edition of this national bestseller is the Canadian sourcebook of sound financial planning.Discover how to:Get out - and stay out - of consumer debt.Reduce your spendingSave more of what you earnMake profitable investmentsBuy insurance coverage that's right for youSelect the best financial advisersGet smart! @ www.dummies.comFind listings of all our booksChoose from many different subject categories.Sign up for eTips at etips.dummies.comPraise for Personal Finance for Canadians For Dummies®"One of the most comprehensive and readable guides available on the subject." - Calgary Herald"Packed with useful information, all presented in bite-sized segments in a clear, uncluttered format." - Toronto Star"Reaches out to everyday readers with straightforward tips and an easy-to-read format." - Ottawa Citizen
Too many personal finance consultants offer financial advice that ignores the big picture and instead focuses on investing. You need much more than that to plan your future. You need a broader understanding of personal finance that includes all areas of your financial life in order to become financially sound. Personal Finance for Dummies, 5 th Edition is full of detailed, action-oriented financial advice that will show you how to lower expenses and tame debts as well as invest wisely to achieve your financial goals! Now in its 5 th edition, this up-to-date guide covers all the latest trends to ensure your financial stability. Just some of the updates and revisions include: Reviews of the new and revised tax laws and how to take advantage of them, the latest scoop on Medicare and Social Security and what it means for you, updated investment advice on mutual funds and other managed investments, enhanced smart spending tips, coverage of new bankruptcy laws and how to eliminate consumer debt, smart ways to use credit and improve credit scores, and expanded coverage on educational savings options. This hands-on, straightforward guide features ways to survive life changes such as starting your first job, getting married, having children, and retiring, as well as helpful tactics for preventing identity theft and fraud. With Personal Finance for Dummies, 5 th Edition, you'll be able to achieve financial strength and start concentrating on the more important things in life!
The fast and easy way for Baby Boomers to protect their financial futureAre you nearing (or already basking in) retirement? This helpful guide addresses the unique financial opportunities and challenges you'll face as you enter your golden years.Personal Finance For Seniors For Dummies empowers you to chart your financial course for the decades to come, guiding you through the basics of creating a budget for retirement, investing accrued assets, taking advantage of governmental and nongovernmental benefits and planning for your family's future. You'll get trusted, practical information on reexamining investment strategies and rebalancing a portfolio, long-term care options, pension plans and social security, health care, Medicare, and prescription drug costs, and so much more.Advice on how to invest, spend, and protect your wealthGuidance on wills and trustsOther titles by Tyson: Personal Finance For Dummies, Investing For Dummies, and Home Buying For DummiesPersonal Finance For Seniors For Dummies is basic enough to help novices get their arms around thorny financial issues, while also challenging advanced readers to identify areas for improvement.
Real Estate Investing For Dummies, 2nd Edition, is completely revised and updated to help you overcome the challenges and and take advantage of the opportunities in any real estate environment, including a down market. But Eric Tyson and Robert Griswold's core message remains as relevant today as it did upon the initial publication of Real Estate Investing For Dummies -- investing in real estate is time-tested vehicle to build wealth in the long term. Tyson and Griswold don't tell you how to become a millionaire overnight. Instead, they offer proven, practical, and actionable advice so that if you chose to invest in income-producing properties, you can do so wisely and confidently.
The leading resource for starting and running any small businessWant to start the small business of your dreams? Want to breathe new life into the one you already have? Small Business For Dummies provides authoritative guidance on every aspect of starting and growing your business, from financing and budgeting to marketing, management and beyond.This completely practical, no-nonsense guide gives you expert advice on everything from generating ideas and locating start-up money to hiring the right people, balancing the books, and planning for growth. You'll get plenty of help in ramping up your management skills, developing a marketing strategy, keeping your customers loyal, and much more. You'll also find out to use the latest technology to improve your business's performance at every level.How start-up and established small businesses can use the Small Business Jobs Act to their advantageEnhanced and expanded coverage on using technology in your small businessHiring employees using online resources including LinkedIn, Facebook, and other social media sitesNew coverage of the recent health care bill, health savings accounts, and their implications for small businessUpdated coverage of the best places to get small business loansWhat it takes to achieve and maintain success in an ever-changing economic landscapeYou have the energy, drive, passion, and smarts to make your small business a huge success. Small Business For Dummies provides the rest.
Are you a small business owner taxed by taxes?Not being up-to-speed on tax rules and strategies can lead to mistakes that cost business owners thousands of dollars in fines and penalties every year. Small Business Taxes For Dummies assists both current and aspiring small business owners with important tax planning issues.For the estimated 21 million small business owners in the U.S., the nation's tax codes continue to change and increase in complexity. Small Business Taxes For Dummies arms you for important tax planning issues, including: year-round tax planning tips and expense tracking advice; small business decisions and expense basics; business use of your home and self-employment taxes; creating an ongoing tax routine; dealing with the IRS and where to find help; navigating audits and notices; and more.Guides you through the current tax laws and ensures that you understand your rights and obligationsHelps small business owners save time and moneyEmpowers you to understand and prepare your own tax documentsThe expert tips and advice presented in Small Business Taxes For Dummies are for the millions of small business owners like you searching for a guide to the latest tax codes and regulations.
Select your format based upon: 1) how you want to read your book, and 2) compatibility with your reading tool. To learn more about using Bookshare with your device, visit the "Using Bookshare" page in the Help Center.
Here is an overview of the specialized formats that Bookshare offers its members with links that go to the Help Center for more information.
- Bookshare Web Reader - a customized reading tool for Bookshare members offering all the features of DAISY with a single click of the "Read Now" link.
- DAISY (Digital Accessible Information System) - a digital book file format. DAISY books from Bookshare are DAISY 3.0 text files that work with just about every type of access technology that reads text. Books that contain images will have the download option of ‘DAISY Text with Images’.
- BRF (Braille Refreshable Format) - digital Braille for use with refreshable Braille devices and Braille embossers.
- MP3 (Mpeg audio layer 3) - Provides audio only with no text. These books are created with a text-to-speech engine and spoken by Kendra, a high quality synthetic voice from Ivona. Any device that supports MP3 playback is compatible.
- DAISY Audio - Similar to the Daisy 3.0 option above; however, this option uses MP3 files created with our text-to-speech engine that utilizes Ivona's Kendra voice. This format will work with Daisy Audio compatible players such as Victor Reader Stream and Read2Go.