Josephine Horne ignores convention. She never intends to marry, so why should she be hedged about with rules? When loyalty to a friend demands Jo risk her own reputation, she doesn't hesitate. Then she meets handsome Harry Beverley, and her ideas about marriage begin to change. . . . Hal must marry for duty, and already has a respectable bride in mind. His attraction to the unruly, rebellious Miss Horne is ridiculous! Both Hal and Jo have a lesson to learn--and Christmas is the season of forgiveness and love!