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Thirteen-year-old Ryan Swanner and his mom just moved to the mountain resort of Black Water Lake. The locals say that beneath the lake's seemingly calm surface, a giant, ancient creature lives. But Ryan's new friend Rita tells him that's just hogwash. She's not afraid to go fishing out on the lake, even though, oddly, the lake seems to be nearly empty of fish. One day Ryan sees a small animal fall from a tree into the lake--and never surface again. Something is in the lake. And it's alive....
When riots erupt in downtown Washington D.C., only one person can stop them ... Wonder Woman! But as she attempts to calm the crazy crowd, the super hero is suddenly caught off guard by an even bigger problem. Devastation, the mind-controlling super-villain, is out to destroy Wonder Woman once and for all. If the Amazonian Princess is going to stop this Creature of Chaos, she'll have to face her greatest weakness ... and learn from the lessons of her past. Picture descriptions present.
As the only heir to the throne, Marni should have been surrounded by wealth and privilege, not living in exile--but now the time has come when she must choose between claiming her birthright as princess of a realm whose king wants her dead, and life with the father she has never known: a wild dragon who is sending his magical woods to capture her. Fans of Bitterblue and Seraphina will be captured by a Creature of Moonlight, with its richly layered storytelling and the powerful choices its strong heroine must make.
Bobby lives a reckless life in Dublin, so his mother moves the family to the Irish countryside.
Simone Weil once wrote that "the vulnerability of precious things is beautiful because vulnerability is a mark of existence," establishing a relationship between vulnerability, beauty, and existence transcending the separation of species. Her conception of a radical ethics and aesthetics could be characterized as a new poetics of species, forcing a rethinking of the body's significance, both human and animal. Exploring the "logic of flesh" and the use of the body to mark species identity, Anat Pick reimagines a poetics that begins with the vulnerability of bodies, not the omnipotence of thought. Pick proposes a "creaturely" approach based on the shared embodiedness of humans and animals and a postsecular perspective on human-animal relations. She turns to literature, film, and other cultural texts, challenging the familiar inventory of the human: consciousness, language, morality, and dignity. Reintroducing Weil's elaboration of such themes as witnessing, commemoration, and collective memory, Pick identifies the animal within all humans, emphasizing the corporeal and its issues of power and freedom. In her poetics of the creaturely, powerlessness is the point at which aesthetic and ethical thinking must begin.
In his long career, eminent psychotherapist and author Irvin Yalom has pressed his patients and readers to grapple with life's two greatest challenges: that we all must die, and that each of us is responsible for leading a life worth living. In Creatures of a Day, he and his patients confront the difficulty of these challenges. Although these people have come to Yalom seeking relief, recognition, or meaning, he and they discover that such things are rarely found in the places where we think to look. Like Love's Executioner and Yalom's other writing, Creatures of a Day provides an intelligent, compassionate, yet still unflinching look at the human soul and all the pain, confusion, and hope that go with it. The power of these stories is amplified by Yalom's reflections on his own life as he reckons with its inevitable end. Suffused with humor, great artistry, and a profound humanity, Creatures of a Day lays bare the necessary task we each face, each day, to make our own lives meaningful.
In sixteen wonderful stories, Pulitzer Prize-winning author James A. Michener burrows deep into the secret lives of animals and the hidden world of nature. Here he sheds light on nature's most awesome and beguiling handiwork, from the sublime shaping and reshaping of earth's lands and seas to a ridiculous armadillo's assault on a bit of Texas real estate that paid off handsomely. Handpicked from Michener's most popular books, these mini-masterpieces are imbued with the music of the spheres and the heartbeat of creation. Praise for Creatures of the Kingdom "[Creatures of the Kingdom contains] the dramatic elements of a life--the wonder of birth, rites of passage, lots of conflict, much of it physical and bloody, and death. . . . As characters in a James Michener novel, a beaver can know loneliness, a buffalo can bide his time, a salmon can feel encouraged, and a woolly mammoth can 'luxuriate' in the ecological rewards of a plains fire."--Boston Sunday Herald "Dramatic . . . enthralling . . . expertly crafted . . . Michener treats each of these creatures with fundamental respect, and in many cases, admiration and awe, if not outright love."--The Virginian-Pilot "Anyone who has read a James Michener novel knows that it's a learning experience as well as an adventure."--The Sacramento Bee "Delightful . . . nature writing at its most fluid and involving."--BooklistFrom the Paperback edition.
When his father disappears, Gavin Meadows's search uncovers a race of semihuman beings that have existed in-and under-the city for centuries.
When you're the only veterinarian in an area that's 130 miles long and has a coast on either side, you never know what each new day might bring. A cow giving birth, a colicky horse, an aggressive lynx, caribou in need of pastures new, a polar bear in a bingo hall, a six-hundred-pound boar who won't like what you've been asked to do to him... The only constants for Andrew Peacock are his faithful dog and his passion for his work.When Andrew Peacock made the move from Ontario to Newfoundland, he thought he was kicking off his career as a newly qualified veterinarian with a brief adventure in a novel location. Turns out he was wrong about the duration --he is still in Newfoundland three decades later. But it has certainly been an adventure. A whole series of adventures.In his immense new practice - half the Avalon Peninsula - Andrew was the only vet for miles around, visiting patients (and their owners) on farms, in homes and zoos, and in the wild. A day's work could include anything from performing a Caesarian section on a cow in a blizzard, to pursuing a moose on the loose, to freeing a humpback whale from a trap designed for cod. And, on the human side, anything from trying to impress a surprisingly large audience of farmers with your first boar castration, to taking care of the distressed owners of a stricken cat, to discouraging farm hands from helping themselves to hypodermic needles. All this against the background of a domestic scene in which Andrew's wife Ingrid--also freshly qualified, as a "human doctor"--shares the adventure of making a new life, fitting in to a well-established community, and in due course of starting a family.Andrew Peacock is a born vet, devoted to the care of animals, and in constant wonder as an observer of their lives. Luckily for the rest of us, he is a born storyteller, too. Creatures of the Rock is a funny, thrilling, unflinching but ultimately heartwarming collection of tales about the connections between people and animals, and people with each other.From the Hardcover edition.
The first true revision of the classic book from the bestselling author of The Leadership ChallengeAs the world falls deeper into economic downturns and warfare, the question of credibility (how leaders gain and lose it) is more important than ever. Building on their research from The Leadership Challenge, James Kouzes and Barry Posner explore in Credibility why leadership is above all a relationship, with credibility as the cornerstone, and why leaders must "Say what you mean and mean what you say." This first full revision of the book since its initial publication in 1993 features new case studies from around the world, fully updated data and research, and a streamlined format. Written by the premier leadership experts working today, Credibility: Reveals the six key disciplines that strengthen a leader's capacity for developing and sustaining credibility. Provides rich examples of real managers in actionIncludes updates to?the applications?and researchThis personal, inspiring, and genuine guide helps you understand the fundamental importance of credibility for building personal and organizational success.
When her father's decision to quit his lucrative job to "find himself" as an actor changes their family's finances, pampered sixteen-year-old Carole is dismayed that she must give up her credit card and get a job herself.
The credit derivatives industry has come under close scrutiny over the past few years, with the recent financial crisis highlighting the instability of a number of credit structures and throwing the industry into turmoil. What has been made clear by recent events is the necessity for a thorough understanding of credit derivatives by all parties involved in a transaction, especially traders, structurers, quants and investors. Fully revised and updated to take in to account the new products, markets and risk requirements post financial crisis, Credit Derivatives: Trading, Investing and Risk Management, Second Edition, covers the subject from a real world perspective, tackling issues such as liquidity, poor data, and credit spreads, to the latest innovations in portfolio products, hedging and risk management techniques. The book concentrates on practical issues and develops an understanding of the products through applications and detailed analysis of the risks and alternative means of trading. It provides: a description of the key products, applications, and an analysis of typical trades including basis trading, hedging, and credit structuring; analysis of the industry standard 'default and recovery' and Copula models including many examples, and a description of the models' shortcomings; tools and techniques for the management of a portfolio or book of credit risks including appropriate and inappropriate methods of correlation risk management; a thorough analysis of counterparty risk; an intuitive understanding of credit correlation in reality and in the Copula model. The book is thoroughly updated to reflect the changes the industry has seen over the past 5 years, notably with an analysis of the lead up and causes of the credit crisis. It contains 50% new material, which includes copula valuation and hedging, portfolio optimisation, portfolio products and correlation risk management, pricing in illiquid environments, chapters on the evolution of credit management systems, the credit meltdown and new chapters on the implementation and testing of credit derivative models and systems. The book is accompanied by a website which contains tools for credit derivatives valuation and risk management, illustrating the models used in the book and also providing a valuation toolkit.
Clean up your credit with the acclaimed plain English guide to fixing your credit troubles Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up to date. A less than flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment even finding a job. But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation, explaining the necessary steps in plain English. Learn how to: . decipher your credit report . get mistakes on your credit report fixed . avoid credit discrimination . get positive information added to your credit report . plan a realistic credit repair strategy . negotiate with creditors . avoid future problems by establishing a realistic budget and getting out of debt now Credit Repair includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!
Leonard is an attorney and the author or co-author of many of Nolo's personal finance books. Written in plain English, his text explains how to get out of debt, set up a realistic budget, and rebuild "bad" credit. This edition has been completely updated and revised to incorporate the latest information and laws, including new information on identity theft and what to do if you are a victim of it. The text includes 30 forms and letters, both as tear-outs and on the accompanying CD-ROM. Annotation ©2006 Book News, Inc., Portland, OR (booknews.com)
In this book, two of America's leading economists provide the first integrated treatment of the conceptual, practical, and empirical foundations for credit risk pricing and risk measurement. Masterfully applying theory to practice, Darrell Duffie and Kenneth Singleton model credit risk for the purpose of measuring portfolio risk and pricing defaultable bonds, credit derivatives, and other securities exposed to credit risk. The methodological rigor, scope, and sophistication of their state-of-the-art account is unparalleled, and its singularly in-depth treatment of pricing and credit derivatives further illuminates a problem that has drawn much attention in an era when financial institutions the world over are revising their credit management strategies.Duffie and Singleton offer critical assessments of alternative approaches to credit-risk modeling, while highlighting the strengths and weaknesses of current practice. Their approach blends in-depth discussions of the conceptual foundations of modeling with extensive analyses of the empirical properties of such credit-related time series as default probabilities, recoveries, ratings transitions, and yield spreads. Both the "structura" and "reduced-form" approaches to pricing defaultable securities are presented, and their comparative fits to historical data are assessed. The authors also provide a comprehensive treatment of the pricing of credit derivatives, including credit swaps, collateralized debt obligations, credit guarantees, lines of credit, and spread options. Not least, they describe certain enhancements to current pricing and management practices that, they argue, will better position financial institutions for future changes in the financial markets.Credit Risk is an indispensable resource for risk managers, traders or regulators dealing with financial products with a significant credit risk component, as well as for academic researchers and students.
A timely guide to understanding and implementing credit derivativesCredit derivatives are here to stay and will continue to play a role in finance in the future. But what will that role be? What issues and challenges should be addressed? And what lessons can be learned from the credit mess?Credit Risk Frontiers offers answers to these and other questions by presenting the latest research in this field and addressing important issues exposed by the financial crisis. It covers this subject from a real world perspective, tackling issues such as liquidity, poor data, and credit spreads, as well as the latest innovations in portfolio products and hedging and risk management techniques.Provides a coherent presentation of recent advances in the theory and practice of credit derivativesTakes into account the new products and risk requirements of a post financial crisis worldContains information regarding various aspects of the credit derivative market as well as cutting edge research regarding those aspectsIf you want to gain a better understanding of how credit derivatives can help your trading or investing endeavors, then Credit Risk Frontiers is a book you need to read.
Praise for Credit Risk Scorecards"Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers."--Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals"Siddiqi offers a practical, step-by-step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple-to-follow fashion. A 'must read' for anyone managing the development of a scorecard."--Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe"A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A-to-Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer-lending practitioners."--Satinder Ahluwalia Vice President and Head-Retail Credit, Mashreqbank, UAE"This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area."--J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence"Mr. Siddiqi has captured the true essence of the credit risk practitioner's primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager's library."--Stephen D. Morris Director, Credit Risk, ING Bank of Canada
The Knights Templar They were warrior monks, dedicated to the protection of pilgrims in the Holy Land—until an avaricious king who wanted their wealth savagely destroyed the order. One knight, however, escaped the stake, vowing justice for his innocent murdered brothers. An Ill Wind The arrival of the eminent Bishop of Exeter to the small Devonshire town of Crediton—coupled with the unwanted appearance of a particularly unsavory band of mercenary soldiers—has made life exceedingly difficult for Simon Puttock, bailiff of Lydford, and ex-Knight Templar Baldwin Furnshill, Keeper of the King's Peace. But it is the grim discovery of the body of a young girl hidden in a chest that unleashes a village-wide plague of fear and suspicion. Stemming the chaos may be beyond the powers of two dedicated upholders of the law. For the Crediton killings have only just begun—and each murder to follow threatens to be more heinous and baffling than the one before.
The First Edition intended to implement the authentic approach in Catholic catechesis given to the Church through documents of the Holy See and in particular the Conference of Joseph Cardinal Ratzinger on "Sources and Transmission of Faith". The Revised Edition continues this commitment by drawing upon the Catechism of the Catholic Church
Included in this book: Menaces in May, Afternoon of a Playwright, The Notebooks of James Thurber, The Future, If Any, of Comedy or, Where Do We Non-Go from Here? Carpe Noctem, If You Can, My Friend McNulty, and many more.
This thoughtful, fully accessible exploration of the creed, the list of beliefs central to the Christian faith, delves into its origins and illuminates the contemporary significance of why it still matters. During services in Christian communities, the members of the congregation stand together to recite the creed, professing in unison the beliefs they share. For most Christians, the creed functions as a sort of "ABC" of what it means to be a Christian and to be part of a worldwide movement. Few people, however, know the source of this litany of beliefs, a topic that is further confused by the fact that there are two different versions: the Apostle's Creed and the Nicene Creed. InThe Creed, Luke Timothy Johnson, a New Testament scholar and Catholic theologian, clarifies the history of the creed, discussing its evolution from the first decades of the Christian Church to the present day. By connecting the deep theological conflicts of the early Church with the conflicts and questions facing Christians today, Johnson shows that faith is a dynamic process, not based on a static set of rules. Written in a clear, graceful style and appropriate for Christians of all denominations,The Creedis destined to become a classic of modern writings on spirituality.
Celebrate the holidays with the Creed forefathers-Montana men who built the family homestead and established a legacy of love& In the unforgiving Montana wilderness of 1910, widowed rancher Lincoln Creed is up against more than rustlers, wolves and the coming winter storms. His young daughter has needs beyond the beans and bacon he can barely cook. Lincoln must find little Gracie a governess, a lady who can teach and cook-yet won't set her sights on him. Disowned for her refusal to marry, twenty-five-year-old Juliana Mitchell shares the love in her heart with her young students at the underfunded Indian school. When she meets Lincoln and Gracie, her response to the handsome rancher makes her realize she's not against marriage after all. She longs to help, yet the two orphaned brothers in her care need her. But in the season for miracles, Providence just might find a way to bring Juliana, the boys and the Creed family together for Christmas Eve&.
Introduce children ages 8-12 to the Apostles' Creed and the foundations of the Catholic faith. This guide explores each of the twelve "articles", or lines, of the Apostles' Creed piece by piece. Prayers, reflections, a notebook section and quotes from various saints and theologians give more depth to the articles. The Creed Explained offers the Apostles' Creed as a guideline for taking children through the basic tenets of Catholicism, and begins to bring them into a deeper understanding of God.
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