- Table View
- List View
Recent turbulence in the financial markets has highlighted the need for diversified portfolios with lower correlations between the different investments. Life settlements meet this need, offering investors the prospect of high, stable returns, uncorrelated with the broader financial markets.This book provides readers of all levels of experience with essential information on the process surrounding the acquisition and management of a portfolio of life settlements; the assessment, modelling and mitigation of the associated longevity, interest rate and credit risks; and practical approaches to financing and risk management structures. It begins with the history of life insurance and looks at how the need for new financing sources has led to the growth of the life settlements market in the United States.The authors provide a detailed exploration of the mathematical formulae surrounding the generation of mortality curves, drawing a parallel between the tools deployed in the credit derivatives market and those available to model longevity risk. Structured products and securitisation techniques are introduced and explained, starting with simple vanilla products and models before illustrating some of the investment structures associated with life settlements. Capital market mechanisms available to assist the investor in limiting the risks associated with life settlement portfolios are outlined, as are opportunities to use life settlement portfolios to mitigate the risks of traditional capital markets. The last section of the book covers derivative products, either available now or under consideration, that will reduce or potentially eliminate longevity risks within life settlement portfolios. It then reviews hedging and risk management strategies and considers how to measure the effectiveness of risk mitigation.
Intel-and AMD-powered PCs--which account for more than 90% of all personal computers--are powerful and expandable, and operating systems like Windows and Linux do a great job of running well on this hardware. But to maintain maximum stability and predictability, these operating systems don't push the hardware to its limits. That doesn't mean you can't. PC Hacks shows PC users like you how to get the most out of your hardware and software to make your PC experience more satisfying than ever. You don't need another collection of simple tips and command-clicks; you need PC Hacks, where you'll find proven techniques for enhancing performance and preventing problems with your PC hardware. This step-by-step, hack-by-hack guide, with invaluable tips and tricks throughout, will get you hacking the system board, CPU, BIOS, peripherals and operating system--everything but the unhackable power supply! In PC Hacks, Jim Aspinwall, the Windows Helpdesk columnist and feature editor for CNET.COM and author of three books on PC maintenance, delivers basic to advanced hacks for overclocking CPU and video cards, tweaking RAM timing, selecting the best performing components, and much more. He includes suggestions for reusing an old PC to off-load work from newer systems as well as ways to prevent security hacks. He also offers many tips for avoiding common mistakes--and for getting the system back up and running if something does go wrong. PC Hacks combines of the bestselling Hacks series style with the world's most popular computing hardware. Presented in a clear and direct format and covering both Windows and Linux operating systems, PC Hacks ensure that you'll hack and tweak your way to the best performance possible out of your trusty PC.
Select your format based upon: 1) how you want to read your book, and 2) compatibility with your reading tool. To learn more about using Bookshare with your device, visit the Help Center.
Here is an overview of the specialized formats that Bookshare offers its members with links that go to the Help Center for more information.
- Bookshare Web Reader - a customized reading tool for Bookshare members offering all the features of DAISY with a single click of the "Read Now" link.
- DAISY (Digital Accessible Information System) - a digital book file format. DAISY books from Bookshare are DAISY 3.0 text files that work with just about every type of access technology that reads text. Books that contain images will have the download option of ���DAISY Text with Images���.
- BRF (Braille Refreshable Format) - digital Braille for use with refreshable Braille devices and Braille embossers.
- MP3 (Mpeg audio layer 3) - Provides audio only with no text. These books are created with a text-to-speech engine and spoken by Kendra, a high quality synthetic voice from Ivona. Any device that supports MP3 playback is compatible.
- DAISY Audio - Similar to the Daisy 3.0 option above; however, this option uses MP3 files created with our text-to-speech engine that utilizes Ivonas Kendra voice. This format will work with Daisy Audio compatible players such as Victor Reader Stream and Read2Go.