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Wipe out business debts and get a fresh start! Small businesses are failing at record rates, and business bankruptcies are on the rise; more than 43,000 were filed in 2008-up 53% over the previous year. Bankruptcy for Small Business Owners helps small businesses assess the financial condition of their business, determine whether they should declare bankruptcy, and offers step-by-step instructions for completing all of the bankruptcy forms and filing them in court. It covers: what business debt and assets (if any) would be impacted by bankruptcy bankruptcy options: Chapter 7, Chapter 13 and Chapter 11, and the eligibility factors and downsides of each "look back" requirements (periods of time during which personal or business actions have created impediments to filing for bankruptcy) automatic stays valuation of business assets (including good will & intellectual property) and shares exemptions what happens when there is personal liability for a house and more. For businesses that are under water and don't want to spend money on a lawyer they can't afford, this book provides all the information they need to handle their own bankruptcy filing.
Reduce your debts, save your property -- and start over! If you're considering bankruptcy, your resources are undoubtedly already stretched thin. Use the plain-English information and instructions in Nolo's Chapter 13 Bankruptcy to help you use your income to repay your debts over time and keep valuable property from going to your creditors. And now you can avoid attorney fees and do it yourself -- let Nolo's Chapter 13 Bankruptcy show you how to: - determine whether you qualify for Chapter 13 - stop a house foreclosure - estimate monthly payments - devise an acceptable repayment plan - complete and file forms - make up missed mortgage payments - pay off other debts - represent yourself before a bankruptcy judge or trustee This edition includes recent court decisions interpreting federal bankruptcy law, the latest changes to official forms and dollar amounts, as well as the latest bankruptcy exemption laws of your state. Plus, you can start your bankruptcy filing right away with up-to-date legal documents and all the instructions you need to fill them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.
This plain English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts. Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can: consider alternatives to bankruptcy decide which is better for you Chapter 7 or Chapter 13 determine if you qualify for Chapter 13 understand bankruptcy's automatic stay learn how Chapter 13 can help avoid foreclosure find out if you can reduce your car loan balance, or the balance on other secured debts determine if you can strip second mortgages or home equity lines from your home calculate (with forms and step by step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements calculate the amount of your monthly plan payment find and work effectively with an excellent lawyer, and rebuild your credit after bankruptcy This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments). This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. See Nolo's How to File for Chapter 7 Bankruptcy.
Facing foreclosure? Know your options! Foreclosures climbed a record 81% in 2008, with over 860,000 families losing their homes. In 2009, an additional 3 million foreclosures are predicted as temporary postponements end and homeowners are increasingly incapable of paying the mortgage during this brutal recession. If you're having trouble making your mortgage payments or are already in jeopardy of foreclosure, The Foreclosure Survival Guide compassionately gives you the practical information you need, step by step. An essential tool for anyone at risk of foreclosure, The Foreclosure Survival Guide provides key information about: evaluating factors and risks when determining whether to stay in your home staying in your home payment-free while saving money using Chapter 7 bankruptcy to buy time while considering a workout or other options using Chapter 13 bankruptcy to save your home avoiding "foreclosure rescue" scams and using free government resources utilizing "last resort" strategies if all else should fail The Foreclosure Survival Guide gathers all the information Attorney Stephen R. Elias has used to help hundreds of clients over 30 years of practicing law and shows you how to deal with foreclosure in your state. The 3rd edition of the nation's bestselling book on foreclosure is updated with the latest information on federal legislation to help struggling homeowners and bank-implemented foreclosure-delay programs. Thorough and easy to understand, The Foreclosure Survival Guide can help you stay in your home or walk away with money in your pocket.
Facing foreclosure? You have options. If you're one of the millions Americans who are having trouble making your mortgage payments or are already in jeopardy of foreclosure, this guide will give you the practical information you need, including: * the ins and outs of foreclosure * how to decide if you should try to keep your house * federal programs to help you avoid foreclosure * alternatives to foreclosure, such as short sales and deeds in lieu * delaying or avoiding foreclosure with bankruptcy, and * avoiding foreclosure scams. This edition of the nation's bestselling book on foreclosure is updated with the latest information on the federal Making Home Affordable programs, recent court decisions affecting homeowner's rights, and state foreclosure procedures and timelines.
Find debt relief by filing bankruptcy with this all-in-one-book! If you have more debt than you can possibly pay off, the bankruptcy system is there to help -- and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user-friendly information, advice and forms you need to get through the entire process. First, the book will help you determine whether you qualify for Chapter 7 -- and whether it is the best way to deal with your debts. Then you'll find out how to: stop wage garnishments and attachments cancel as much debt as possible deal with secured debts keep the maximum amount of property keep your home, if possible rebuild credit after bankruptcy The 17th edition is revised to include sample forms and figures, changes to state exemption laws (which determine what property bankruptcy filers may keep), and the latest court decisions. Plus, state and federal charts let you quickly find your states' exemption laws. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.
File bankruptcy and find debt relief with this all in one book! When you have more debt than you can possibly pay off, the bankruptcy system is there to help and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user friendly information, advice and forms you need to get through the entire process. If you're considering bankruptcy, the reliable, up to date information in How to File for Chapter 7 Bankruptcy will help you successfully complete your bankruptcy claim without breaking the bank. First, you'll find out how to determine whether you qualify for Chapter 7 and whether it's the best way to deal with your debts. Then you'll find out how to: - stop wage garnishments and attachments - fill out and file all the forms - cancel as much debt as possible - deal with secured debts - keep the maximum amount of property - keep your home, if possible - rebuild credit after bankruptcy This edition has been revised to reflect changes to state exemption laws, which determine what property you'd get to keep in bankruptcy, and the latest court decisions. You'll also get up to date legal forms, including the line by line instructions you need to fill them out. Easy to use charts make looking up your state's laws a snap. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.
Legal research made simple! If you're searching for information in a real or virtual law library as a paralegal, law student, legal assistant, journalist, or lay person, finding and accessing the laws that you need to read can be a challenge. Turn to Legal Research, which outlines a systematic method to find answers and get results. In plain, readable English, Attorney Stephen Elias explains, with plenty of examples and instructions, how to: read and understand statues, regulations and cases evaluate cases for their value as precedent use all the basic tools of legal research practice what you've learned with "hands-on, library exercises, as well as hypothetical research problems and solutions This easy-to-use and understand book has been adopted as a text in many law schools and paralegal programs. This edition has been condensed to be more readable and includes an expanded discussion on the use of new legal research tools on the web.
Considering bankruptcy? Get the facts and find out how bankruptcy could work for you. Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy is the right solution for your debt problems. Find out: -if you qualify for Chapter 7 bankruptcy -how Chapter 13 repayment plans work -which debts are wiped out -how bankruptcy affects homeowners -if you can keep cars and other property -how bankruptcy affects credit -alternative ways to handle debt problems This edition includes updated state and federal exemption tables, plus information on recent Supreme Court cases used to interpret 2005 bankruptcy changes. You'll also get worksheets to help you determine whether you can file for bankruptcy, including fully up-to-date exemption charts, helpful checklists, and easy-to-use legal charts for all 50 states.
This work offers information in plain language on basics of intellectual property law and related legal terms. It explains how to protect intellectual property and how intellectual property law affects the Internet.
Create a special needs trust for a loved one's care and get peace of mind If you care for a child or other loved one with a disability, you've no doubt thought about what will happen when you're no longer able to give that care. Fortunately, there's a simple solution to this dilemma create a "special needs trust." Special Needs Trusts shows you how to leave any amount of money to your disabled loved one without jeopardizing government benefits. It provides plain English information and forms that let you create a special needs trust by modifying your will or living trust document. Funds in a special needs trust can make a big difference in quality of life by paying for: . annual independent check ups . personal care attendant or escort . vehicles and transportation . insurance . rehabilitation . essential dietary needs . materials for recreation . trips or vacations . entertainment . athletic training or competitions . and much more. Special Needs Trusts also provides a formal letter to the trustee, which explains this very important role, and a personal letter to the trustee, which provides crucial information about your loved one. This edition has been thoroughly revised to reflect the latest changes in the law, including updated eligibility requirements for government benefits, current resources, and an experienced perspective about when to make a special needs trust on your own and when to seek the services of an attorney. Forms are available to download at nolo.com.
If you care for a child or other loved one with a disability, you've no doubt thought about what will happen when you're no longer able to give that care. Fortunately, there's a simple solution to this dilemma -- create a "special needs trust." Special Needs Trusts shows you how to leave any amount of money to your disabled loved one, without jeopardizing government benefits. It provides plain-English information and forms that let you create a special needs trust by modifying your will or living trust document.
With the advent of the Internet, small business owners and innovators of every stripe need to be ever-watchful when choosing and protecting their names, logos, packaging and slogans. Fortunately, there's help.
Protect your trademark, protect your business. Trademarks the names and symbols that identify your business, brand, and products in the marketplace are important assets that you need to choose carefully and vigilantly defend. Using the information in this all in one reference, you'll learn how to protect: - business names - product names - product packaging - logos - slogans - domain names - anything that identifies your company, product, or service Trademark provides you with the plain English explanations and step by step instructions you need to navigate the requirements of the U.S. Patent & Trademark Office (USPTO) and successfully register your unique mark. Learn how to: - choose marks that competitors can't copy - search for existing marks that might conflict with yours - register a name or other mark with the USPTO - protect and maintain your marks' legal strength - keep your mark safe from infringement - understand and resolve trademark disputes outside the courtroom This edition of Trademark provides the most current information on trademark statutes and case law, and the latest registration processes, including online registration. Plus, you'll get a fully up to date glossary of trademark terms and FAQs from Dear Rich, co author Richard Stim's popular intellectual property blog.
Protect the marks that mean everything to your business. Trademarks -- the names and symbols that identify your business, brand and products in the marketplace -- are important assets that you need to choose carefully, then vigilantly defend. You can protect: business names product names product packaging logos slogansv domain names anything that identifies your company, product or service! With Trademark , you get the most up-to-date information you need to defend your creations. Learn how to: choose marks that competitors can't copy search for other marks that might conflict with yours register a name or other mark protect and maintain your marks' legal strength understand and resolve disputes outside the courtroom Thoroughly updated, the 9th edition of Trademark provides the most current information on domain names, changes to trademark statutes and case law, and the latest registration processes.
Select your format based upon: 1) how you want to read your book, and 2) compatibility with your reading tool. To learn more about using Bookshare with your device, visit the "Using Bookshare" page in the Help Center.
Here is an overview of the specialized formats that Bookshare offers its members with links that go to the Help Center for more information.
- Bookshare Web Reader - a customized reading tool for Bookshare members offering all the features of DAISY with a single click of the "Read Now" link.
- DAISY (Digital Accessible Information System) - a digital book file format. DAISY books from Bookshare are DAISY 3.0 text files that work with just about every type of access technology that reads text. Books that contain images will have the download option of ‘DAISY Text with Images’.
- BRF (Braille Refreshable Format) - digital Braille for use with refreshable Braille devices and Braille embossers.
- MP3 (Mpeg audio layer 3) - Provides audio only with no text. These books are created with a text-to-speech engine and spoken by Kendra, a high quality synthetic voice from Ivona. Any device that supports MP3 playback is compatible.
- DAISY Audio - Similar to the Daisy 3.0 option above; however, this option uses MP3 files created with our text-to-speech engine that utilizes Ivona's Kendra voice. This format will work with Daisy Audio compatible players such as Victor Reader Stream and Read2Go.