Fintech and the Emerging Ecosystems: Exploring Centralised and Decentralised Financial Technologies (Financial Innovation and Technology)

By: Alex Zarifis and Xusen Cheng

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Synopsis: Financial technologies, commonly referred to as Fintech, are revolutionizing and reorganizing the financial sector. This digital transformation profoundly impacts society and influences our everyday lives in numerous ways, as financial services intersect with various other services we utilize. This book offers contributions from leading researchers in the field, providing a comprehensive understanding of this multifaceted transformation. It encompasses emerging financial technologies such as cryptoassets, including Bitcoin and Non-Fungible Tokens (NFTs), Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and the growing significance of Artificial Intelligence (AI) and Generative AI. While the primary audience comprises researchers and academics, practitioners and students can also glean practical insights from its contents. Chapters "A Model of Trust in Central Bank Digital Currency (CBDC) in Brazil: How Trust in a Two-Tier CBDC with Both the Central and Retail Banks Involved Changes Consumer Trust" and "Building Trust in AI: Leadership Insights from Malaysian Fintech Boards" are available open access under a Creative Commons Attribution 4.0 International License via link.springer.com.