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Financial Accounting
by Joe Ben Hoyle and C. J. SkenderThis book is suitable for an undergraduate or MBA level Financial Accounting course. If authorship matters (and we believe it is everything) then this book is destined to be a classic. There are no two better authors than these. Joe Ben Hoyle is co-author of two current market-leading advanced accounting textbooks with McGraw-Hill. He and and co-author CJ Skender are nationally recognized as master teachers. Both have won numerous teaching awards, and both were recently recognized by BusinessWeek as top undergraduate professors. The authors bring their collective teaching wisdom to bear in this book not by changing "the message"(financial accounting content), but by changing "the messenger" (the way the content is presented). The approach centers around utilizing the Socratic method, or simply put, asking and answering questions. The reason that this approach continues to be glorified after thousands of years is simple - it engages students and stresses understanding over memorization. So this text covers standard topics in a standard sequence, but does so through asking a carefully constructed series of questions along with their individual answers.
Intermediate Algebra
by OpenStax"Intermediate Algebra is designed to meet the scope and sequence requirements of a one-semester Intermediate algebra course. The book's organization makes it easy to adapt to a variety of course syllabi. The text expands on the fundamental concepts of algebra while addressing the needs of students with diverse backgrounds and learning styles. Each topic builds upon previously developed material to demonstrate the cohesiveness and structure of mathematics."--Open Textbook Library.
Risk Management for Enterprises and Individuals
by Etti Baranoff and Patrick Lee Brockett and Yehuda KahaneThis book is intended for the Risk Management and Insurance course where Risk Management is emphasized. When we think of large risks, we often think in terms of natural hazards such as hurricanes, earthquakes or tornados. Perhaps man-made disasters come to mind such as the terrorist attacks in the U.S. on September 11, 2001. Typically we have overlooked financial crises, such as the credit crisis of 2008. However, these types of man-made disasters have the potential to devastate the global marketplace. Losses in multiple trillions of dollars and in much human suffering and insecurity are already being totaled, and the global financial markets are collapsing as never before seen. We can attribute the 2008 collapse to financially risky behavior of a magnitude never before experienced. The 2008 U.S. credit markets were a financial house of cards. A basic lack of risk management (and regulators' inattention or inability to control these overt failures) lay at the heart of the global credit crisis. This crisis started with lack of improperly underwritten mortgages and excessive debt. Companies depend on loans and lines of credit to conduct their routine business. If such credit lines dry up, production slows down and brings the global economy to the brink of deep recession or even depression. The snowballing effect of this failure to manage the risk associated with providing mortgage loans to unqualified home buyers have been profound, indeed. When the mortgages failed because of greater risk- taking on the Street, the entire house of cards collapsed. Probably no other risk-related event has had, and will continue to have, as profound an impact world wide as this risk management failure. How was risk in this situation so badly managed? What could firms and individuals have done to protect themselves? How can government measure such risks (beforehand) to regulate and control them? These and other questions come to mind when we contemplate the consequences of this risk management fiasco. Standard risk management practice would have identified sub-prime mortgages and their bundling into mortgage-backed-securities as high risk. People would have avoided these investments or would have put enough money into reserve to be able to withstand defaults. This did not happen. Accordingly, this book may represent one of the most critical topics of study that the student of the 21st century could ever undertake. Risk management will be a major focal point of business and societal decision making in the 21st century. A separate focused field of study, it draws on core knowledge bases from law, engineering, finance, economics, medicine, psychology, accounting, mathematics, statistics and other fields to create a holistic decision-making framework that is sustainable and value- enhancing. This is the subject of this book.
Social Problems
by Steven E. BarkanSocial Problems: Continuity and Change by Steve Barkan is a realistic but motivating look at the many issues that are facing our society today. As this book's subtitle, Continuity and Change, implies, social problems are persistent, but they have also improved in the past and can be improved in the present and future, provided that our nation has the wisdom and will to address them. It is easy for students to read a social problems textbook and come away feeling frustrated by the enormity of the many social problems facing us today. Social Problems: Continuity and Change certainly does not minimize the persistence of social problems, but neither does it overlook the possibilities for change offered by social research and by the activities of everyday citizens working to make a difference. Readers of Steve Barkan's book will find many examples of how social problems have been improved and of strategies that hold great potential for solving them today and in the future.
Introduction to Sociology
by OpenStaxIntroduction to Sociology was written by teams of sociology professors and writers and peer-reviewed by college instructors nationwide. The textbook was developed for OpenStax College as part of its Open Educational Resources initiative. This free online text meets standard scope and sequence requirements and incorporates current events such as the Occupy Wall Street movement. The text is designed for the Introduction to Sociology course at any two- to four-year school.
CK-12 Probability and Statistics (Basic)
by Ck-12 FoundationAn open source textbook on probability and statistics.
Principles of Marketing version 2.0
by Jeff Tanner and Mary Anne RaymondPrinciples of Marketing Version 2.0 by Tanner and Raymond teaches the experience and process of actually doing marketing - not just the vocabulary. It carries five dominant themes throughout in order to expose students to marketing in today's environment:
Introduction to Psychology
by Charles StangorWhen you teach Introduction to Psychology, do you find it difficult — much harder than teaching classes in statistics or research methods? Do you easily give a lecture on the sympathetic nervous system, a lecture on Piaget, and a lecture on social cognition, but struggle with linking these topics together for the student? Do you feel like you are presenting a laundry list of research findings rather than an integrated set of principles and knowledge? Have you wondered how to ensure your course is relevant to your students? If so, then you have something in common with Charles Stangor. Charles Stangor's Introduction to Psychology utilizes the dual theme of behavior and empiricism to make psychology relevant to intro students. Charles wrote this book to help students organize their thinking about psychology at a conceptual level. Five or ten years from now, he does not expect his students to remember the details of most of what he teaches them.
CK-12 Algebra I
by Ck-12 FoundationCK-12 Foundation's Algebra FlexBook is an introduction to algebraic concepts for the high school student. Topics include: Equations & Functions, Real Numbers, Equations of Lines, Solving Systems of Equations & Quadratic Equations.
Elementary Algebra
by John ReddenIt is essential to lay a solid foundation in mathematics if a student is to be competitive in today's global market. The importance of algebra, in particular, cannot be overstated as it is the basis of all mathematical modeling used in applications found in all disciplines. Traditionally, the study of algebra is separated into a two parts, Elementary and Intermediate Algebra. This textbook by John Redden, Elementary Algebra, is the first part written in a clear and concise manner, making no assumption of prior algebra experience. It carefully guides students from the basics to the more advanced techniques required to be successful in the next course.
Law of Commercial Transactions
by Jethro K. Lieberman and Don Mayer and Daniel M. Warner and George J. SiedelMayer, Warner, Siedel and Lieberman's Law of Commercial Transactions is an up-to-date textbook that covers legal issues that students who engage in commercial transactions must understand. The text is organized to permit instructors to tailor the materials to their particular approach. The authors take special care to engage students by relating law to everyday events with their clear, concise and readable style.
CK-12 Chemistry
by Ck-12 FoundationCK-12 Foundation's Chemistry FlexBook Covers the following chapters: The Science of Chemistry- scientific method, history, matter, energy. Chemistry: A Physical Science- measurement, formulas. Chemistry in the Laboratory- qualitative vs. quantitative observation. The Atomic Theory- atomic model from Dalton to Rutherford. The Bohr Model of the Atom- electromagnetic radiation, atomic spectra & Bohr model. Quantum Mechanics Model of the Atom- energy and standing waves, Heisenberg's uncertainty principle, Schrödinger's equation. Electron Configurations for Atoms- electron spin, Aufbau principle. Electron Configurations and the Periodic Table- relation of electron configuration to position on the periodic table. Relationships Between the Elements- chemical families from electron configuration; valence electrons, Lewis dot formulas. Trends on the Periodic Table- periodic trends: atomic size. Ions and the Compounds They Form- ionization, ionic bonding. Writing and Naming Ionic Formulas- predicting charge. Covalent Bonding- nature and naming of covalent bonds. Molecular Architecture- polar molecule, electronic/ molecular models of covalent molecules. Chemical Reactions- mass & mole calculations, reaction types. Mathematics and Chemical Equations- stoichiometry, heat of reaction. The Kinetic Molecular Theory- gas properties, combined and universal gas laws. The Liquid State- phase change. The Solid State- intermolecular forces. Solution Process- solvation, concentration, solubility, colligative properties. Ions in Solution- dissociation, electrolytes, non-electrolytes, ionic/ net-ionic equations. Chemical Kinetics- reaction rate. Chemical Equilibrium- reaction rates, equilibrium constant, Le Chatelier's principle, solubility product constant. Acids and Bases- strength of acids & bases, hydrolysis, pH. Water, pH, and Titration- dissociation of water, acid-base indicators, buffers. Thermodynamics- bond breaking and formation, heat of reaction and formation, Hess' law, entropy, Gibb's free energy. Electrochemistry- oxidation-reduction, electrochemical cells. Nuclear Chemistry- radioactivity, nuclear equations/ energy. Organic Chemistry- hydrocarbons, functional groups.
Introduction to Economic Analysis
by R. Preston Mcafee and Tracy R. LewisThis book presents standard intermediate microeconomics material and some material that, in the authors' view, ought to be standard but is not. Introductory economics material is integrated. Standard mathematical tools, including calculus, are used throughout. The book easily serves as an intermediate microeconomics text, and can be used for a relatively sophisticated undergraduate who has not taken a basic university course in economics. The focus of this book is on the conceptual tools and not on fluff. As such, it reflects the approach actually adopted by the majority of economists for understanding economic activity. There are lots of models and equations, and no pictures of economists ;-) Economic analysis is used in many situations. When British Petroleum sets the price for Alaskan crude oil, it uses an estimated demand model, both for gasoline consumers and also for the refineries to which BP sells. Economic analysis was used by experts in the antitrust suit brought by the U.S. Department of Justice both to understand Microsoft s incentive to foreclose (eliminate from the market) rival Netscape and consumer behavior in the face of alleged foreclosure. Stock market analysts use economic models to forecast the profits of companies to predict the price of their stocks. When the government forecasts the budget deficit or considers a change in environmental regulations, it uses economic models. This book presents the building blocks of the models in common use by an army of economists thousands of times per day. This book, plus econometrics, provides most of the economic analysis tools to take upper division economics courses of any type.
Intermediate Algebra
by OpenStax"Intermediate Algebra is designed to meet the scope and sequence requirements of a one-semester Intermediate algebra course. The book's organization makes it easy to adapt to a variety of course syllabi. The text expands on the fundamental concepts of algebra while addressing the needs of students with diverse backgrounds and learning styles. Each topic builds upon previously developed material to demonstrate the cohesiveness and structure of mathematics."--Open Textbook Library.
Human Relations
by Laura Portolese DiasHuman Relations by Laura Portolese-Dias addresses all of the critical topics to obtain career success as they relate to professional relationships. Knowing how to get along with others, resolve workplace conflict, manage relationships, communicate well, and make good decisions are all critical skills all students need to succeed in career and in life. Human Relations book isn't an organizational behavior text, but it provides a good baseline of issues students will deal with in their careers on a day-to-day basis. This book is also not a professional communications book, business English, or professionalism book, as the focus is much broader--on general career success and how to effectively maneuver in the workplace.
Essentials of Geographic Information Systems
by Jonathan Campbell and Michael ShinEssentials of Geographic Information Systems integrates key concepts behind the technology with practical concerns and real-world applications. Recognizing that many potential GIS users are non-specialists or may only need a few maps, this book is designed to be accessible, pragmatic and concise. Essentials of Geographic Information Systems also illustrates how GIS is used to ask questions, inform choices and guide policy. From the melting of the polar ice caps to privacy issues associated with mapping, this book provides a gentle, yet substantive, introduction to the use and application of digital maps, mapping and GIS.
Personal Finance
by Rachel Siegel and Carol YachtPersonal Finance by Rachel Siegel and Carol Yacht is a comprehensive Personal Finance text which includes a wide range of pedagogical aids to keep students engaged and instructors on track. If you would like to hear Rachel talk about her book, and the Personal Finance course listen here to her podcast. This book is arranged by learning objectives. The headings, summaries, reviews, and problems all link together via the learning objectives. This helps instructors to teach what they want, and to assign the problems that correspond to the learning objectives covered in class. Personal Finance includes personal finance planning problems with links to solutions, and personal application exercises, with links to their associated worksheet(s) or spreadsheet(s). In addition, the text boasts a large number of links to videos, podcasts, experts' tips or blogs, and magazine articles to illustrate the practical applications for concepts covered in the text. Finally, the modular nature of the chapters lends itself to the Flat World Knowledge publishing model allowing instructors to adapt the textbook to the exact needs of their specific class and student body.
Anatomy & Physiology
by OpenStaxHuman Anatomy and Physiology is designed for the two-semester anatomy and physiology course taken by life science and allied health students. The textbook follows the scope and sequence of most Human Anatomy and Physiology courses, and its coverage and organization were informed by hundreds of instructors who teach the course. Instructors can customize the book, adapting it to the approach that works best in their classroom. The artwork for this textbook is aimed focusing student learning through a powerful blend of traditional depictions and instructional innovations. Color is used sparingly, to emphasize the most important aspects of any given illustration. Significant use of micrographs from the University of Michigan complement the illustrations, and provide the students with a meaningful alternate depiction of each concept. Finally, enrichment elements provide relevance and deeper context for students, particularly in the areas of health, disease, and information relevant to their intended careers.