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The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
This is a brief but comprehensive book covering the set of EMC skills that EMC practitioners today require in order to be successful in high-speed, digital electronics. The basic skills in the book are new and weren't studied in most curricula some ten years ago. The rapidly changing digital technology has created this demand for a discussion of new analysis skills particularly for the analysis of transmission lines where the conductors that interconnect the electronic modules have become "electrically large," longer than a tenth of a wavelength, which are increasingly becoming important. Crosstalk between the lines is also rapidly becoming a significant problem in getting modern electronic systems to work satisfactorily. Hence this text concentrates on the modeling of "electrically large" connection conductors where previously-used Kirchhoff's voltage and current laws and lumped-circuit modeling have become obsolete because of the increasing speeds of modern digital systems. This has caused an increased emphasis on Signal Integrity. Until as recently as some ten years ago, digital system clock speeds and data rates were in the hundreds of megahertz (MHz) range. Prior to that time, the "lands" on printed circuit boards (PCBs) that interconnect the electronic modules had little or no impact on the proper functioning of those electronic circuits. Today, the clock and data speeds have moved into the low gigahertz (GHz) range.
An accessible guide to selecting, cooking with, and making cheeseFrom a pungent Gorgonzola to the creamiest Brie, the world of cheese involves a vocabulary of taste second only to wine. With the rise of artisanal cheeses, this once humble food made from curdled milk is now haute cuisine. And to make the new world of cheese less intimidating, Laurel Miller and Thalassa Skinner have created a handy primer to selecting cheese, pairing cheese with wine, cooking with cheese, and making cheese. In Cheese For Dummies, everyday cheese lovers will learn how to become true cheese connoisseurs.Not only will readers get a look at how different cheeses are made around the world, in Cheese For Dummies, they'll develop enough of a palate to discern which cheese is right for them.Explains how to assemble the perfect cheese plateIncludes recipes for cooking with cheeseDetails how to make five cheeses, including Mozzarella, Chevre, and RicottaSupplemented with a 16-page photo insertWith artisanal and imported cheeses now common to mainstream grocery stores, the everyday cheese lover needs more than simply his nose to make the best choice. Offering wise (and delicious!) advice on every page, Cheese For Dummies is a guide for anyone interested in making every mealtime with cheese a special occasion.
Although McDonald's tested the McCafe' concept--offering specialty coffee and smoothies--many years before the recession hit, the official launch took place in early 2009. Why? Because they knew that was when Starbucks' market share was most vulnerable. And, in early 2010, McDonald's raked in $420m, not only stealing a staggering amount of business from Starbucks, but applying so much pressure that in 2009, Starbucks closed over 270 locations. If you want to grow in a slowly recovering economy. . . a stagnant economy. . . or even a declining market, your best and only plan is to steal market share from your competitors and to remain reactive to the market's needs. Grab More Market Share will teach professionals how not settle for 1% growth. Ross' research uses rock-solid case studies that teach leaders to leverage the recovery to steal 10-15% market share from competitors. Ross alerts readers to the fact that they must leverage the culture (the public consciousness) to swing dollars towards their organizations. This same discipline will help professionals predict the next human behavior changes in buying habits.
Trusted information and healthy, delicious recipes to fight inflammation Low-grade inflammation is a condition inside the body, directly related to diet, that slowly wears on the body, facilitating chronic diseases like arthritis, diabetes, obesity, and heart disease. Also, the latest research has detected a correlation between inflammation and conditions like severe allergies, asthma, and even cancer. Anti-Inflammation Diet For Dummies takes a preventative dietary approach to fighting inflammation by stimulating natural healing with anti-inflammatory foods and supplements. It reveals the causes of inflammation and provides a how-to prescription for eliminating it through diet changes, stress reduction, and healthy weight loss. Defines what inflammation is, how it develops, and its associated risks Outlines foods and supplements rich in natural inflammation-fighting agents 100 healthy and delicious recipes loaded with anti-inflammatory agents Anti-Inflammation For Dummies is an invaluable resource to help you make smart diet choices by avoiding problematic foods that instigate the inflammatory process, and arms you with knowledge and delicious recipes to get on the road to a healthier you.
Handbook of Evidence-Based Practice in Clinical Psychology, Volume 2 covers the evidence-based practices now identified for treating adults with a wide range of DSM disorders. Topics include fundamental issues, adult cognitive disorders, substance-related disorders, psychotic, mood, and anxiety disorders, and sexual disorders. Each chapter provides a comprehensive review of the evidence-based practice literature for each disorder and then covers several different treatment types for clinical implementation. Edited by the renowned Peter Sturmey and Michel Hersen and featuring contributions from experts in the field, this reference is ideal for academics, researchers, and libraries.
Handbook of Evidence-Based Practice in Clinical Psychology, Volume 1 covers the evidence-based practices now identified for treating children and adolescents with a wide range of DSM disorders. Topics include fundamental issues, developmental disorders, behavior and habit disorders, anxiety and mood disorders, and eating disorders. Each chapter provides a comprehensive review of the evidence-based practice literature for each disorder and then covers several different treatment types for clinical implementation. Edited by the renowned Peter Sturmey and Michel Hersen and featuring contributions from experts in the field, this reference is ideal for academics, researchers, and libraries.
A global look at the reasons behind the recent economic collapse, and the responses to it The speculative bubble in the housing market began to burst in the United States in 2007, and has been followed by ruptures in virtually every asset market in almost every country in the world. Each country proposed a range of policy initiatives to deal with its crisis. Policies that focused upon stabilizing the housing market formed the cornerstone of many of these proposals. This internationally focused book evaluates the genesis of the housing market bubble, the global viral contagion of the crisis, and the policy initiatives undertaken in some of the major economies of the world to counteract its disastrous affects. Unlike other books on the global crisis, this guide deals with the housing sector in addition to the financial sector of individual economies. Countries in many parts of the world were players in either the financial bubble or the housing bubble, or both, but the degree of impact, outcome, and responses varied widely. This is an appropriate time to pull together the lessons from these various experiences. Reveals the housing crisis in the United States as the core of the meltdown Describes the evolution of housing markets and policies in the run-up to the crisis, their impacts, and the responses in European and Asian countries Compares experiences and linkages across countries and points to policy implications and research lessons drawn from these experiences Filled with the insights of well-known contributors with strong contacts in practice and academia, this timely guide discusses the history and evolution of the recent crisis as local to each contributor's part of the world, and examines its distinctive and common features with that of the U. S. , the trajectory of its evolution, and the similarities and differences in policy response.
"Although the live-work concept is now accepted among progressive urban design and planning professionals, the specifics that define the term, and its application, remain sketchy. This encyclopedic work is sure to change that, providing the critical information that is needed by architects, planners and citizens. " -Peter Katz, Author, The New Urbanism, and Planning Director, Arlington County, Virginia Live-Work Planning and Design is the only comprehensive guide to the design and planning of live-work spaces for architects, designers, and urban planners. Readers will learn from built examples of live-work, both new construction and renovation, in a variety of locations. Urban planners, developers, and economic development staff will learn how various municipalities have developed and incorporated live-work within building codes and city plans. The author, whose pioneering website, www. live-work. com, has been guiding practitioners and users of live-work since 1998, is the United States' leading expert on the subject.
A practical approach to corporate IP operations and implementation Intellectual Property Operations and Implementation helps executives, attorneys, accountants, managers, and owners, understand the legal, technological, economic, and cultural changes that have affected corporate IP ownership and management. Page by page, it provides practical examples and advice from seasoned and enduring professionals who have adopted new and streamlined methods and practices whether as in-house or outside counsel, or service providers. Timely and relevant in view of the substantially global economic recession amidst rampant technological development and the resulting changes in law, practice, and culture Examines the decision making processes, activities, and changes of significant corporate intellectual property owners in today's new economy Important and timely, this book provides a global approach to corporate IP management.
This gorgeous, full-color atlas and case-book presents more than sixty cases with over one hundred associated, super high-quality clinical images that a physician needs to be able to rapidly recognize and know for accurate, expedient diagnosis and treatment. The images are presented with the patient's brief medical history, followed by the diagnosis, brief discussion of the diagnosis, and the patient's clinical course and treatment. These miniature case studies encompass photos and descriptions of patients, supporting physical findings, X-rays, CT scans, electrocardiograms, blood smears, gross pathologic specimens, and microscopic pathology slides.
Effective creative strategies and campaigns for business owners or marketers Whether it's on the Web, in a book, or live in-person, the most effective solutions are those that unexpectedly grab our attention. David Langton and Anita Campbell identify eye-catching and thought-provoking marketing and PR tips, ideas, and creative "stunts. " This compendium of winning ideas will inspire small business leaders, creative professionals, and students. Award-winning visual communication designer David Langton has worked for a range of businesses from Fortune 500 leaders to small businesses. Anita Campbell, an internationally known small business expert, reaches over 2 million small business owners and stakeholders annually. Through case studies, photos, and illustrations, Visual Marketing displays creative marketing campaigns that brought attention to small businesses in unique, compelling, and unexpected ways. Online visual marketing solutions may include apps, interactive games tools and modules; infographics; HTML emails / e-newsletters; widgets; YouTube videos; flash animation; social networking campaigns; websites, weblets, mini-sites; blogs; podcasts / MP3s; projected signage; PowerPoint / keynote presentations In print solutions may include brochures, flyers; annual reports; books; direct mail, post cards; newsletters; invitations; letters; press releases; infographics On-site, giveaways, exhibit, and tradeshow solutions may include live events and performances; signs; billboards; exhibits; banners; tent cards; posters; plasmas screens; kiosks; giveaways: tchotchkes, t-shirts, tote bags, etc. ; floor graphics/vinyl graphic wraps With Visual Marketing, you'll discover 99 powerful strategies for capturing the attention of your potential customers.
Visual learners will quickly see how to take full advantage of Mac OS X Lion The latest Mac desktop operating system adds iPad functionality, a desktop App Store, and many more cool features. This guide combines step-by-step instructions with full-color illustrations to show visual learners how to take advantage of everything Lion has to offer. Plenty of screen shots show you just what to expect at every step, so you can get going quickly whether you're new to the Mac or upgrading from an earlier OS. Reviews how Lion incorporates all-new features including a multi-touch trackpad, Mission Control, App Store functionality for the desktop, and more Aims specifically at those who learn best when they see how things are done, with step-by-step instructions and full-color illustrations showing exactly what each step looks like Shows both new Mac users and those upgrading from an earlier Mac OS how to get going with OS X Lion, use all the iLife digital media applications, customize the desktop, and make the most of the latest features If you learn more quickly when someone shows you how it's done, this is the perfect Mac OS X Lion guide for you.
A comprehensive guide to all aspects of Mac's newest operating system, OS X Lion The latest Mac operating system takes full advantage of the latest multi-touch trackpads, the new App Store for the desktop, and a host of upgrades that incorporate some of the best elements of the iPad experience. This book covers every new feature as well as all the basic Mac information for every level of expertise. Beginners will learn all about Mac OS X Lion and how to use it, while more advanced users can delve into tips, tricks, and higher-end professional information. Looks at Mac OS X Lion, the latest version of the Mac operating system, and its features that bring Mac power together with iPad convenience Offers comprehensive coverage of all the new features in depth, including multi-touch trackpad gestures, the App Store for Mac, Mission Control, and more Includes basic coverage to give beginners a thorough understanding of the Mac OS, plus advanced information for those who want professional tips, tricks, guidance, and much more Written by a recognized Apple expert and frequent contributor to Macworld Mac OS X Lion Bible gives beginners a sound foundation in the new Mac operating system and provides experienced users with the information to take their skills to the next level.
Essential guidance for recovery of lost assets through arbitration, mediation and other forms of conflict resolution Since the discovery of the Madoff fraud and investment scandals associated with the global credit crisis, investors have become aware that they can fight back and demand both justice and monetary recovery. To date, the only reliable resources on securities arbitration have been either sensationalized accounts of how to sue Wall Street or legal references, which provide no practical application. Filled with expert guidance showing investors how arbitration works, Investor's Guide to Loss Recovery fills that gap by providing a focus on all of the investor's options when a conflict arises. Includes charts showing the major areas of litigation as well as empirical evidence of enhanced awareness of investment misconduct Proprietary research by the author, demonstrating arbitration results Analysis on how newly enacted regulatory reforms will impact the process and options for financial fraud victims Personal interviews with securities attorneys, experts and investors Detailed scripts of initial attorney interviews, mediation and arbitration New financial regulations are impacting the options available to investors looking to recover assets. Investor's Guide to Loss Recovery is must-have reading for every investor, financial advisor, and attorney.
Welcome to the next generation of Androids - the Motorola ATRIX is here! The revolutionary Motorola ATRIX has been hailed as the "king of the Androids" and puts the power of mobile computing right in your pocket. The new ATRIX smartphone can be docked in a number of devices to extend its functionality to a laptop, multimedia hub, and even a GPS device - making the ATRIX a full-fledged mobile computing device in a pint-sized package. Expert For Dummies author Dan Gookin starts you out with the smartphone basics, then walks you through the long list of amazing ATRIX features. From getting connected and going online to taking fantastic photos and videos, finding your way with Google Maps and GPS, filling your ATRIX with music, movies, cool Android apps, and everything in between, your smartphone skills will be off the hook by the time you're finished with this book! Helps you get up to speed quickly on how to use the Motorola ATRIX Covers everything you need to know, including setup and configuration, texting, e-mailing, accessing the Internet, maps, navigation, camera, video, and synching with a PC Filled with fast and easy how-tos, tricks, features, and techniques - all in full color Explains how to use the ATRIX's webtop application to connect to the Lapdock, Vehicle Dock, and HD Multimedia Dock and extend the smartphone experience to other devices Includes information on troubleshooting, maintenance, and keeping your ATRIX in tip-top condition Whether you choose to pocket or dock it, you'll have the world at your fingertips with your ATRIX smartphone and Motorola ATRIX For Dummies!
Presents both the fundamental concepts and the most recent applications in solid-phase organic synthesis With its emphasis on basic concepts, Solid-Phase Organic Synthesis guides readers through all the steps needed to design and perform successful solid-phase organic syntheses. The authors focus on the fundamentals of heterogeneous supports in the synthesis of organic molecules, explaining the use of a solid material to facilitate organic synthesis. This comprehensive text not only presents the fundamentals, but also reviews the most recent research findings and applications, offering readers everything needed to conduct their own state-of-the-art science experiments. Featuring chapters written by leading researchers in the field, Solid-Phase Organic Synthesis is divided into two parts: Part One, Concepts and Strategies, discusses the linker groups used to attach the synthesis substrate to the solid support, colorimetric tests to identify the presence of functional groups, combinatorial synthesis, and diversity-oriented synthesis. Readers will discover how solid-phase synthesis is currently used to facilitate the discovery of new molecular functionality. The final chapter discusses how using a support can change or increase reaction selectivity. Part Two, Applications, presents examples of the solid-phase synthesis of various classes of organic molecules. Chapters explore general asymmetric synthesis on a support, strategies for heterocyclic synthesis, and synthesis of radioactive organic molecules, dyes, dendrimers, and oligosaccharides. Each chapter ends with a set of conclusions that underscore the key concepts and methods. References in each chapter enable readers to investigate any topic in greater depth. With its presentation of basic concepts as well as recent findings and applications, Solid-Phase Organic Synthesis is the ideal starting point for students and researchers in organic, medicinal, and combinatorial chemistry who want to take full advantage of current solid-phase synthesis techniques.
A fast, focused introduction to Revit functions, tools, and concepts As the leading Building Information Modeling software package, Revit is praised for its ease of use, power, and sophistication. Authored by a high profile team of Revit professionals, this reference and tutorial quickly has readers building skills to an intermediate level by exploring Revit tools and tasks, putting parametric modeling to use, detailing the basics of views and constraints, and working with detailing, massing, rendering, interior design, and more. Based on real-world workflows and projects, this book shows you readers how to model, document, present, and share designs using Revit just the way the pros do. Discussions and workflows are reinforced with tutorials drawn from the authors' extensive experience, and a beautiful 16-page color insert focuses on real-world Revit projects. Helps novice-to-intermediate level users learn Revit and its functions, tools, and concepts easily and efficiently Contains straightforward explanations, real-world examples, beautiful illustrations, and practical tutorials that focus intently on accomplishing vital Revit tasks Features in-depth discussions reinforced by comprehensive step-by-step exercises that show you how to model, document, present, and share your designs Includes a beautiful 16-page color insert with inspirational and instructional images drawn from the authors' professional experience This book is the perfect resource for readers of all skill levels who want to quickly accomplish crucial Revit tasks.
An essential, pocket-sized manual for industrial craftspeople from a brand relied on for more than a century The Audel(tm) Industrial Trades Multi-Craft Reference Manual is aimed at the industrial mechanic, millwright, machinist, plumber, pipefitter, welder, carpenter, sheet metal mechanic, and other skilled craftspeople who need quick, no-nonsense access to dependable information--fast. Including up-to-date focus on "green" thinking and industrial sustainability, this handy, compact guide serves as an ideal on-the-job reference on topics such as pump facts, bearing information, motor facts, wood and carpentry, pipefitting, welding, blacksmithing, and much more. New Audel book from bestselling author Tom Davis Topics searchable by machine, device, or material Heavily illustrated and designed with lay-flat binding for ease of use on the job Includes worked-out examples when math is presented to accelerate learning Building on a rich legacy of titles from the celebrated Audel brand, this new addition to their esteemed lineup continues the tradition of delivering trusted content skilled workers reach for the most.
Explore polymer rheology from an industrial standpoint Presenting state-of-the-art polymer rheology as observed by well-recognized authors, Applied Polymer Rheology: Polymeric Fluids with Industrial Applications is designed to help readers understand the relationship between molecular structure and the flow behavior of polymers. In particular, it focuses on polymeric systems that elicit special attention from industry. Providing a comprehensive overview of the rheological characteristics of polymeric fluids, the book bridges the gap between theory and practice/application, enabling readers to see the connection between molecular structure and the behavior of the polymers studied. Beginning with a discussion of the properties, processability, and processing aids of specific polymers, later chapters examine filled polymers and composites, and the theoretical framework upon which their analysis is based. Various systems containing microstructure are presented subsequently, with the final chapter introducing paste extrusion of polytetrafluoroethylene paste. An invaluable reference guide that covers the literature and vast array of technical approaches to polymer rheology, Applied Polymer Rheology's coverage of polymeric fluids of interest to industry make it an essential resource for plastics, polymer, and chemical engineers, materials scientists, polymer chemists, and polymer physicists to use when interpreting findings and planning experiments.
This book provides a thorough and up-to-date overview of the aryl hydrocarbon receptor (AHR) and its unique dual role in toxicology and biology. The coverage includes epigenetic mechanisms, gene expression, reproductive and developmental toxicity, signal transduction, and transgenic animal models. Featuring an internationally recognized team of authors at the forefront of AHR research, this resource provides a comprehensive reference for readers interested in understanding the full spectrum of AHR, from basic concepts, toxicology analysis, and models to polymorphism and related diseases.
Practical drug development approaches presented by leading expertsDesigned to support the development of new, effective therapeutics, Topical and Transdermal Drug Delivery: Principles and Practice explains the principles underlying the field and then demonstrates how these principles are put into practice in the design and development of new drug products. Drawing together and reviewing the latest research findings, the book focuses on practical, tested, and proven approaches that are backed by industry case studies and the authors' firsthand experience. Moreover, the book emphasizes the mechanistic information that is essential for successful drug product development.Topical and Transdermal Drug Delivery: Principles and Practice is divided into two parts:Part One, Current Science, Skin Permeation, and Enhancement Approaches, offers readers a fundamental understanding of the underlying science in the field. It describes the principles and techniques needed to successfully perform experimental approaches, covering such issues as skin permeation, enhancement, and assessment.Part Two, Topical and Transdermal Product Development, guides readers through the complete product development process from concept to approval, offering practical tips and cautions from experts in the field. This part also discusses regulations that are specific to the development of dermal drug products. The final chapter explores current and future trends, forecasting new development techniques and therapeutics.Throughout the book, the authors clearly set forth the basic science and experimental procedures, making it possible for researchers to design their own experimental approaches and accurately interpret their results.With contributions from experienced drug researchers, this text is highly recommended for all researchers involved in topical and transdermal product development who need to know both the state of the science and the standards of practice.
The ultimate reference guide to the synthesis of radiopharmaceuticalsThe Radiochemical Syntheses series provides scientists and professionals with a comprehensive reference to proven synthetic methods for radiochemical reactions, along with step-by-step guidance on how to replicate these syntheses in the laboratory.Volume 1 in the series focuses on the synthesis and purification of radiopharmaceuticals in clinical use today. It brings together in one complete, self-contained volume a collection of monographs containing a wealth of practical information from across the literature, demonstrating in meticulous detail how to prepare radiopharmaceuticals for positron emission tomography (PET) imaging, especially in tumor studies, cardiology, and neuroscience.Readers have key experimental details culled from the literature at their fingertips, greatly simplifying the process of qualifying a site for the clinical production of new radiopharmaceuticals.
The only book dedicated to physiologically-based pharmacokinetic modeling in pharmaceutical sciencePhysiologically-based pharmacokinetic (PBPK) modeling has become increasingly widespread within the pharmaceutical industry over the last decade, but without one dedicated book that provides the information researchers need to learn these new techniques, its applications are severely limited. Describing the principles, methods, and applications of PBPK modeling as used in pharmaceutics, Physiologically-Based Pharmacokinetic (PBPK) Modeling and Simulations fills this void. Connecting theory with practice, the book explores the incredible potential of PBPK modeling for improving drug discovery and development. Comprised of two parts, the book first provides a detailed and systematic treatment of the principles behind physiological modeling of pharmacokinetic processes, inter-individual variability, and drug interactions for small molecule drugs and biologics. The second part looks in greater detail at the powerful applications of PBPK to drug research. Designed for a wide audience encompassing readers looking for a brief overview of the field as well as those who need more detail, the book includes a range of important learning aids. Featuring end-of-chapter keywords for easy reference-a valuable asset for general or novice readers without a PBPK background-along with an extensive bibliography for those looking for further information, Physiologically- Based Pharmacokinetic (PBPK) Modeling and Simulations is the essential single-volume text on one of the hottest topics in the pharmaceutical sciences today.
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