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AARP Reverse Mortgages and Linked Securities: The Complete Guide to Risk, Pricing, and Regulation (Wiley Finance #752)
by Vishaal B. BhuyanAARP Digital Editions offer you practical tips, proven solutions, and expert guidance. Reverse Mortgages and Linked Securities is a contributed title comprising many of the leading minds in the Home Equity Conversion Mortgages (HECM) industry, including reverse mortgage lenders, institutional investors, underwriters, attorneys, and regulators. This book begins with a brief history of reverse mortgages, and quickly moves on to discuss how the industry has evolved-detailing the players in these markets as well as the process. It discusses the securitization of reverse mortgages and other linked securities and includes coverage of pricing techniques and risk mitigation. This reliable resource also takes the time to cover the current regulatory environment of the HECM market, which is constantly changing due to the current state of the real estate market. Highlights specific strategies that will allow institutional investors to benefit from the resurgence of reverse mortgages and linked securities One of the only guides to reverse mortgages and linked securities targeted towards institutional investors interested in securitized products If you want to make the most of reverse mortgages and linked securities, take the time to read this book.
AARP Roadmap for the Rest of Your Life
by Bart Astor Gail SheehySolid solutions and step-by-step instructions for planning the next stage of your life Life after 50 isn't what it used to be. The rules have changed. No more guaranteed pensions, retiree health plans, or extensive leisure and travel. It's time to forge new paths and create innovative models. That's where the AARP Roadmap for the Rest of Your Life comes in. Bart Astor, author of more than a dozen books, offers a comprehensive guide for making lifestyle decisions, growing your nest egg, and realizing your goals. This AARP book--Provides guidance on the key areas you'll need to consider: finances and work, health and fitness, Medicare and Social Security, estate planning, insurance, housing, and moreOffers expert tips on creating age- and health-specific goals through a personal "Level of Activity" scale based on how active you can and want to beIncludes tips for finding fun and fulfilling activities and even completing your bucket list Supplies ready-to-use worksheets to help you set and meet financial planning goals, get your legal affairs in order, and maintain adequate health insuranceContains a comprehensive list of valuable resources
AARP The Secret of Shelter Island: Money and What Matters
by Alexander GreenAARP Digital Editions offer you practical tips, proven solutions, and expert guidance. In The Secret of Shelter Island, nationally renowned financial analyst and bestselling author Alexander Green explores the complicated relationship we all have with money and reveals the road map to a rich life. Drawing on some of today's best minds and many of history's greatest thinkers, The Secret of Shelter Island is both a much-needed source of inspiration and an insightful look at the role of both money and values in the pursuit of the good life. Addresses what really matters when it comes to money and how to make smarter decisions with what you have Describes the profound connection between money, character, personal philosophy, and outlook Other bestselling titles by Green: The Gone Fishin' Portfolio If you want to understand what ultimately provides meaning, contentment, and the satisfaction of a life well-lived, then read The Secret of Shelter Island.
AARP The Seven S.E.C.R.E.T.S. of the Money Masters
by Robert SheminAARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The fact is information is power. And, the truth is there's lots of financial advice available. Unfortunately, it's often either too confusing or biased. The Seven S.E.C.R.E.T.S. of the Money Masters cuts through the clutter, clearly presenting the seven most important questions you must be able to answer before making any investment decision. The book offers you some of the information that true money masters know, understand, and use to their advantage—but that hasn't necessarily been passed along to the rest of us. Engaging and informative, the book: Shines a light on the much broader issues of attaining wealth and getting your retirement plans back on track Offers access to the S.E.C.R.E.T.S. website which includes additional resources and access to exclusive debt reduction software The Seven S.E.C.R.E.T.S. of Money Masters goes where most personal finance books – and financial advisors – fear to tread, revealing the S.E.C.R.E.T.S. of Safety, Expense, Cash Flow, Rate of Return, Economy, Tax Efficiency and (common) Sense.
Ab morgen spielen wir Königsklasse: So führen Mittelständler ihre Teams zum Erfolg
by Suzana Muzic"Ich habe nicht die Elitetruppe, um voll durchzustarten", sagen viele mittelständische Unternehmer. Eine Möglichkeit ist, dass Sie - wie beim Fußball - zu Bayern-Preisen Fachkräfte auf dem Markt einkaufen. Doch welches mittelständische Unternehmen kann sich das leisten? Wie also entwickeln Mittelständler eine Top-Mannschaft, wenn Geld nicht das Zugpferd sein soll? Dieses Buch ist zum einen ein "Fitness-Check" für mittelständische Unternehmen, mit dem sie herausfinden können, wie sie mit ihren Mitarbeitern aufgestellt sind. Zum anderen zeigt es auf, was getan werden muss, um auch morgen als Unternehmen mit der richtigen Mannschaftsaufstellung das Spiel gewinnen zu können. Wie bei einem Seismographen erkennt der Leser, an welchen Stellen das ungenutzte Potenzial schlummert und wie er diese Handlungsspielräume konkret nutzen kann. Er findet Ansatzpunkte und Lösungsideen, um seine Mannschaft weiter fit zu machen - und mit der Identität des Mittelstands den nächsten Sieg abzuräumen.
The Abalone King of Monterey: Pop Ernest Doelter, Pioneering Japanese Fishermen And The Culinary Classic That Saved An Industry (American Palate)
by Tim ThomasIn 1908, "Pop" Ernest Doelter was crowned the Abalone King. In the kitchen of his Alvarado Street restaurant in Monterey, California, Pop transformed rubbery gastropods into an epicurean delight. Working with red abalone collected by Monterey's community of Japanese divers, Pop dipped the foot in egg wash, added a secret ingredient, rolled it in cracker crumbs and cooked it quickly in olive oil. Tourists and celebrities alike sat down at Pop's table to enjoy his famous recipe, and eventually, he shipped steaks on ice to hotels and restaurants throughout the state. Pull up a chair as historian Tim Thomas recounts the story of an innovative restaurateur and a group of pioneering fishermen who turned underappreciated mollusks into the talk of the 1915 San Francisco World's Fair.
Abandoned Places in the Digital Era: Spatial Roots of Disaffection and the Internet’s Role in Inclusion (SpringerBriefs in Regional Science)
by Pedro Fierro Patricio Aroca Patricio NaviaThis book explores the spatial and contextual factors behind citizens' anger, frustration, and sense of abandonment, alongside the role of digital platforms in politically marginalized areas. It shifts the focus from voting geography to the geography of discontent, offering a new perspective on digital inequalities. The study addresses the complexities of "left-behind" places, recognizing that patterns of decline in developed countries differ from those in developing nations, where political and cultural dynamics play a key role. Using Chile’s Valparaíso region as a case study, the book applies its framework to a context characterized by a strong party system, robust institutions, and high Internet penetration. Chile’s recent political crisis, marked by widespread dissatisfaction, makes this analysis particularly relevant. Valparaíso, with its unique role as the host of the National Congress and as a focal point of the 2019 social uprising, serves as a microcosm for understanding the spatial dimensions of political discontent in digitally connected societies.
The Abandoned Property Investor's Kit
by Reggie Brooks"A declining market is the best market in which to make money."--Donald J. TrumpWith rising foreclosure rates, it's easy to find discount properties--especially in the abandoned property market. But how do you choose the best ones with the most profit potential? And how do you deal with the complexities and problems associated with abandoned properties?The Abandoned Property Investor's Kit gives you all the practical, effective tools you need to break into this lucrative real estate niche. Reggie Brooks, the #1 abandoned property specialist in North America, shows you how to find abandoned properties, locate the owners, negotiate a cheap sale, get the financing you need, and turn your investment into big bucks. Brooks also explains the tricky aspects of abandoned property investing and offers proven solutions for dealing with them.Inside, you'll discover how to:Start investing in your spare time, with little or no money downFind great properties in your marketUse creative financing techniques like wraparound mortgages and subject-to dealsRehabilitate properties for increased curb appeal and higher rents or resale pricesNegotiate to win with lenders and ownersUnderstand purchase agreements and other documentsEven without cash on hand or a massive line of credit, savvy investors can still make a bundle. This comprehensive guide shows you how.
The Abandonment of the West: The History of an Idea in American Foreign Policy
by Michael KimmageThis definitive portrait of American diplomacy reveals how the concept of the West drove twentieth-century foreign policy, how it fell from favor, and why it is worth saving.Throughout the twentieth century, many Americans saw themselves as part of Western civilization, and Western ideals of liberty and self-government guided American diplomacy. But today, other ideas fill this role: on one side, a technocratic "liberal international order," and on the other, the illiberal nationalism of "America First."In The Abandonment of the West, historian Michael Kimmage shows how the West became the dominant idea in US foreign policy in the first half of the twentieth century -- and how that consensus has unraveled. We must revive the West, he argues, to counter authoritarian challenges from Russia and China. This is an urgent portrait of modern America's complicated origins, its emergence as a superpower, and the crossroads at which it now stands.
An (Abbreviated) Perspective on Entrepreneurship
by Benjamin Henkes Mitchell B. WeissAmong the many competing definitions of entrepreneurship, the one adopted in The Entrepreneurial Manager at HBS was authored by Howard Stevenson in the 1980s and elaborated on in the decades since. Stevenson provided a managerial take on the term; he described entrepreneurship as a distinct approach to management. That approach is the subject of this brief note. The note provides his definition of entrepreneurship ("the pursuit of opportunity without regard to resources currently controlled") and six domains that differentiate entrepreneurial managers from administrative managers.
ABB's Relays Business: Building and Managing a Global Matrix
by Christopher A. BartlettDescribes the development and management of the relays business area (BA) in ABB's global matrix organization. Focuses on three levels of management--corporate, BA, and operating company. Highlights the roles and responsibilities of individuals at each level as ABB creates a unique, highly successful organization structure and management process that enables it to integrate its disparate worldwide operations while maintaining a highly entrepreneurial front-line environment.
AbbVie
by Kevin Schulman Laura Little Samyukta Mullangi Stephen SchleicherThis case focuses on the impact of a novel regulatory pathway, the biosimilars pathway, on the strategy of a major pharmaceutical firm that finds its largest product (60% of revenue) at risk. The case reviews the rationale for the pathway, the emerging biosimilars market entrants, and a series of adverse financial forecasts for AbbVie. Given all of these risks, did the acquisition add value to shareholders? AbbVie made headlines in March 2015 when it announced its $21 billion acquisition of Pharmacyclics. AbbVie, a research-based pharmaceutical company, was founded in 2013 when Abbott split into AbbVie and Abbott Laboratories. Pharmacyclics is a biotechnology company that had received FDA approval in late 2013 for its flagship asset Imbrivica (ibrutinib), a biologic treatment for chronic lymphocytic leukemia and two other even rarer blood malignancies. Entering its second year on the market, Imbrivica was considered a breakthrough, with revenue expectations of $1 billion in 2015. At the time of the acquisition, AbbVie received more than 60% of its sales from the drug Humira, a biologic agent used to treat several autoimmune diseases and malignancies. However, Humira would soon lose patent protection and face competition from the new class of follow-on biologics, or biosimilars.
Abby Falik at Global Citizen Year
by Lauren Barley Robert Steven KaplanAbby Falik, founder and CEO of Global Citizen Year (GCY), quickly read through the most recent news updates regarding the Ebola crisis in West Africa as she prepared for her board call on July 31, 2014. Based in Oakland, California, GCY was a five-year-old not-for-profit with a fiscal year (FY) 2015 budget of $3.5 million. Its mission was to make it much more the norm for graduating high school students in the U.S. to choose a "bridge year." GCY believed this experience after high school, but before college, would help students build self-awareness, learn about the world, and develop grit. In turn, GCY felt these attributes laid the foundation for success in college, and beyond.
The Abc and Xyz of Bee Culture
by Kim Flottum Roger A. MorseIt has not been thought necessary to reproduce the prefaces of each succeeding edltion of this work. All told, there have been thirty-nine editions. It therefore transpires that the book, ABC of Bee Culture for beginners, written by A. I. Root, has become the ABC & XYZ of Bee Culture. Although A. I. Root's health allowed him to spend only about fifteen active years in beekeeping and bee supply manufacturing, he nevertheless had a profound effect on the beekeeping industry. He was among the first to point out that the Langstroth hive and frame were superior to all those preceding. He did much to standardize beekeeping equipment, especially the hive, making supers interchangeable with brood chambers. Prior to his efforts there were practically as many different shapes and sizes of hives and frames as there were beekeepers.
El ABC de la comunicación efectiva: hablada, escrita y escuchada
by Sonia GonzálezEl ABC de la comunicación efectiva: hablada, escrita y escuchada combina las enseñanza más queridas de los tres primeros libros de la serie «Habilidades de comunicación...» de Sonia González en un solo volúmen para un liderazgo más asertivo y de alto impacto.Este libro, ofrece claves prácticas para eliminar los bloqueadores comunes de la expresión escrita, hablada y escuchada. Ofrece lecciones para ordenar las ideas y lograr una comunicación hablada más asertiva y persuasiva. Con claves sencillas y aplicables ayuda a efectuar un cambio extremo en la comunicación escrita, y además expone la virtud superior de la gente inteligente: el escuchar.
ABC de la espiritualidad en los negocios
by Dr Rosie KuhnSi yo fuera usted, sentado al filo de su asiento, con la curiosidad suficiente de abrir un libro con el tema de espiritualidad y negocios, estaría leyéndome a mí misma para – qué, no estoy muy segura. Sé que tendría un par de preguntas en mente. Tendría curiosidad sobre la filosofía o creencias de esta autora. También tendría curiosidad sobre si este tema tiene que ver personalmente conmigo. Me pregunto si esto será algo honesto, más alto que la persona poderosa que va a predicar sobre algún dogma de lo que es correcto y lo que está mal en el mundo corporativo o de los negocios. ¿Me va a decir que medite u ore antes, durante y después de cada reunión o que lea la Biblia, el Torá o las Vedas? Eso es lo que yo me preguntaría si fuera usted.
ABC in Service Industries
by Robert S. Kaplan Robin CooperWhile ABC (activity-based costing) originated in manufacturing companies, many service organizations today are obtaining great benefits from this approach as well. Applying ABC to service organizations requires a keen appreciation of costing for committed resources. This chapter illustrates why managers need the information from an ABC model to make decisions about products and services they wish to offer, the customer segments they wish to serve, the method of delivering the products and services to those customers, and the supply of resources required for their products, services, and customers.
The ABC of Money
by Andrew CarnegieFrom the days of farmer's bartering for bushels of corn to establishing the concept of credit, this practical guide gets at the root of the subject of money: why it exists and, more importantly, what money really is. THE ABC OF MONEY is an undiscovered gem offering a wealth of knowledge and Carnegie's shrewd philosophies on the subject - a fascinating look at the history of "debased coin" and "greenbacks," and the value of currency from one of the great American industrialists.
The ABC of Money: Including The Way to Wealth and The Gospel of Wealth
by Andrew Carnegie Benjamin FranklinFrom the days of farmer's bartering for bushels of corn to establishing the concept of credit, this practical guide gets at the root of the subject of money: why it exists and, more importantly, what money really is. THE ABC OF MONEY is an undiscovered gem offering a wealth of knowledge and Carnegie's shrewd philosophies on the subject - a fascinating look at the history of "debased coin" and "greenbacks," and the value of currency from one of the great American industrialists.
El ABC para crear un equipo de negocios exitoso
by Blair SingerUn libro que te dará una gran ventaja sobre el mercado y más aún, sobre el desempeño de tu gente. El código de honor invisible que transforma a grupos de personas en equipos campeones. Prólogo de Robert Kiyosaki. Descubre cómo atraer a los mejores jugadores para tu negocio, garantizar que todos los miembros de tu equipo tengan un máximo desempeño, transformar a las personas ordinarias en campeones, infundir lealtad y confianza en tu equipo para que permanezca unido bajo presión, eliminar los estresantes roces personales en tu empresa y crear equipos de campeonato en tu lugar de trabajo, tu comunidad y tu hogar. El ABC para crear un equipo de negocios exitoso te ayudará a: - Atraer a los mejores jugadores para tu negocio; - Garantizar que todos los miembros de tu equipo tengan un máximo desempeño; - Transformar a las personas ordinarias en campeones; - Infundir lealtad y con?anza en tu equipo para que permanezca unido bajo presión; - Eliminar los estresantes roces personales en tu empresa; - Usar la presión como un aliado para generar resultados extraordinarios; y. - Crear equipos de campeonato en tu lugar de trabajo. tu comunidad y tu hogar.
El ABC para salir de deudas: Convierte las deudas malas en deudas buenas y fortalece tu crédito (Rich Dad Ser.)
by Garret SuttonPADRE RICO DIJO: “LOS NEGOCIOS Y LAS INVERSIONES SON DEPORTES DE EQUIPO.” Robert T. Kiyosaki Autor del bestseller internacional Padre Rico Padre Pobre y la serie Padre Rico “El negocio de la vida requiere de un buen crédito. Sin importar dónde te encuentres financieramente, este libro tiene estrategias que puedes usar para obtener un beneficio inmediato.” Garrett Sutton Abogado corporativo, autor y experto en la protección de activos LA SERIE DE RICH DAD ADVISORS HA VENDIDO MÁS DE DOS MILLONES DE COPIAS EN TODO EL MUNDO, GRACIAS A QUE ENSEÑA CÓMO APLICAR LOS CONCEPTOS DE PADRE RICO PADRE POBRE. El ABC para salir de deudas revela las estrategias para evitar y superar las deudas incobrables, así como para utilizar una buena deuda a tu favor. Escrito con claridad y con ilustrativas historias de la vida real, además de las contribuciones dela experta en crédito Gerri Detweiler, este útil libro proporciona los conocimientos para navegar por el desafiante entorno actual crediticio. EL ABC PARA SALIR DE DEUDAS TE ENSEÑARÁ CÓMO: - Vencer a los prestamistas en su propio juego. -Reparar tu crédito. -Tratar con los cobradores de deudas. -Hacerte cargo de tus finanzas. -Ganar con una buena deuda. “ ¡El mejor libro para limpiar tu crédito y seguir adelante!” -ROBERT T. KIYOSAKI
ABC Pharmaceuticals
by Regina E. Herzlinger Erik R. SparksThis case asks students to price a new drug which is in Stage II of its clinical trials. It contains detailed estimates of the time required and costs for all the steps needed to commercialize a drug in the U.S.
ABCD Tech: Revolutionizing Business with Artificial Intelligence, Blockchain, Cloud Computing, and Data Analytics
by Riktesh SrivastavaThis book offers a thorough exploration of how technologies such as Artificial Intelligence (AI), Blockchain, Cloud Computing, and Data Analytics are impacting businesses. It also presents the real-world applications and scenarios where these technologies are driving significant changes. The content not only covers technical details but also highlights the business considerations and economic effects of integrating these technologies into business operations. Key features of the book include practical examples and business scenarios of how businesses are adopting these technologies. These scenarios and examples provide valued understandings for businesses to integrate these ABCD tech, thereby improving processes, gain competitive advantage, and transform business. Readers will benefit from a broad understanding of how ABCD tech work together to drive business transformation. These perceptions into current trends help readers make informed decisions about adopting these technologies. The book is an essential resource for business leaders, IT professionals, and anyone interested in the future impact of these technologies on business.
The ABC's of Building a Business Team That Wins
by Blair SingerGreat champions have one thing in common: They know how to work as a team. This book offers a set of simple, powerful rules to govern the internal behaviors of businesses, organizations, families, and individuals in order to create championship results any time, any place.