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Inclusive Banking In India: Re-imagining The Bank Business Model
by Vasant Chintaman Joshi Lalitagauri KulkarniThis book addresses the gaps in the present institutional structure of inclusive finance framework in India. It provides a comprehensive review of the role of banks in financial inclusion policy and micro-finance landscape in India at present. It identifies the key issues within the banking system which prove to be obstacles in the way of achieving financial inclusion and sustainable growth. The book conceptualizes inclusive banking, delves into the theoretical foundations thereof and suggests an institutional framework to avoid overlapping of their functions in order to ensure profitability. It reviews the existing market structure and competition in the inclusive finance arena while considering the role of banks, micro-finance institutions and SHGs in financing the poor. The book proposes a distinct change to the existing business model, examines the bank business model for inclusion and how the banks can and should treat the micro lending clientele as their core client base to counter the issues of profitability and competition in today’s banking sector. It also discusses some of the latest initiatives in inclusive finance and the importance of entrepreneurship development experiments in India and their efficacy in comparison with the micro-lending model.
Inclusive Businesses in Developing Economies: Converging People, Profit, and Corporate Citizenship (Palgrave Studies in Democracy, Innovation, and Entrepreneurship for Growth)
by Rajagopal Ramesh BehlThis book analyzes the emerging concepts and theories of inclusiveness in business by explaining corporate social responsibility, social learning, and value co-creation, as critical elements to the success of firms. The authors explore the causes and effects and challenges associated with the management of inclusive businesses. Divided in to six sections, this edited work includes twenty one chapters that examine the inclusive business philosophy, the social dynamics of managing inclusive business, the role of trade, and inclusive practices at work before concluding with a discussion of how to drive hybrid growth in these types of organizations. Focusing on developing economies, this book portrays the varied corporate experiences in inclusive business designs and customer value propositions across the industries. It surveys the problems, possible solutions, and policy frameworks for integrating business as a resource to alleviate poverty and social and economic inequality.
Inclusive Collegiality and Nontenure-Track Faculty: Engaging <B>All Faculty</b> as Colleagues to Promote Healthy Departments and Institutions
by Jenny Jacobs Nathan F. Alleman Cara Cliburn Allen Don HavilandThis book focuses on the status and work of full-time non-tenure-track faculty (NTTF) whose ranks are increasing as tenure track faculty (TTF) make up a smaller percentage of the professoriate. NTTF experience highly uneven and conditional access to collegiality, are often excluded from decision-making spaces, and receive limited respect from their TTF colleagues because of outdated notions that link perceived expertise almost exclusively to scholarship. The result is often a sub-class of faculty marginalized in their departments, which reduces the inclusion of diverse voices in academic governance, professional relationships, and student learning. Given these implications, the authors ask, how can departments, institutions, and the profession do more to engage NTTF as full and active colleagues? The limited access of NTTF to the rights and responsibilities of collegiality harms institutional success in several ways. Given the full-time nature of their work and the heavy (but not exclusive) focus on instruction, NTTF are likely to be on campus as much or more than TTF, and thus be engaged with students, colleagues, and administrators in ways that more closely resemble TTF than part-time faculty. Their limited access to collegial spaces makes it harder for them to do their jobs by restricting access to information and input into decision-making. Moreover, since the greatest growth among women faculty and faculty of color is in NTTF roles, their exclusion from collegiality and decision-making negates the very diversity the profession claims to seek. Finally, colleges and universities face financial, curricular, and organizational challenges which require broad input, although the burden of governance is falling on fewer shoulders as the percentage of TTF declines and NTTF are excluded from these spaces.Ultimately, NTTF must be engaged as partners and colleagues in supporting institutional health. This book – the fruit of extensive data collection at two institutions over a five-year period – describes lessons learned from and benefits experienced by departments that have successfully supported and engaged NTTF as colleagues. Drawing on their research data and analysis of “healthy” departments that integrate NTTF, the authors identify the practices, policies, and approaches that support NTTF inclusion, shape a more positive workplace environment, improve morale, satisfaction, and commitment, and fully leverage the expertise of NTTF and the valuable human capital they represent. The authors argue that this more inclusive collegiality improves governance, supports institutional success, and serves diverse institutional missions. Though primarily addressed to institutional leaders, department chairs, tenure-line faculty, and leaders in the academic profession, it is hoped that the findings will be useful to NTTF who are engaged as advocates for and partners in the change process required to address the evolving structure of the university faculty.
Inclusive Conversations: Fostering Equity, Empathy, and Belonging across Differences
by Mary-Frances Winters"What is impressive is not only how Winters builds a case for the urgency and need for bold, inclusive conversations but that she also gives specific strategies and competencies to turn her theory into practice.-Dr. Sheila Robinson, publisher and CEO, Diversity Woman MediaEffective dialogue across different dimensions of diversity, such as race, gender, age, religion, or sexual orientation, fosters a sense of belonging and inclusion, which in turn leads to greater productivity, performance, and innovation. Whether in the workplace, faith communities, or educational settings, our differences can tear us apart rather than bring us together if we do not know how to communicate. Recognizing our collective responsibility to earnestly address our differences and increase understanding and empathy will not only enhance organizational goals but will also lead to a healthier, kinder, and more compassionate world.Award-winning diversity, equity, and inclusion consultant Mary-Frances Winters has been leading workshops on what she calls Bold, Inclusive Conversations for years. In this book she offers specific dialogue strategies to foster greater understanding on the following topics: Recognizing the importance of creating equity and sharing power Dealing with the "fragility" of dominant groups--their discomfort in engaging with historically subordinated groups Addressing the exhaustion historically marginalized groups feel from constantly explaining their different lived experience Exploring how to build trust and create psychologically safe spaces for dialogueThis guide is comprehensive for anyone who wants to break down the barriers that separate us and facilitate discussions on potentially polarizing topics.
Inclusive Development Through Guaranteed Employment: India’s MGNREGA Experiences (India Studies in Business and Economics)
by Ashok PankajThis book examines the inclusive development experiences and impacts of the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS). It discusses the theoretical assumptions underlying the inclusive development of Employment Guarantee Scheme (EGS), and draws conclusions based on robust data and real-world experiences with the MGNREGS – which has attracted global attention as India’s most ambitious, rights-based development initiative and most expansive work-based social security measure, the world’s largest public works programme, and people-centric approach to development. The book argues that the Scheme holds vast potential, and, in fact, has made significant contribution to the promotion of livelihoods of the poorest of the poor, but that the weak institutions of local-self-governance, entrusted for implementation of the Scheme, are incapable of exploiting them to the full. It ends with a concrete policy suggestion: the inclusive development experiences gathered with the EGS and presented here could offer a source of policy change in many developing Afro-Asian countries whose situations are similar to India’s, provided the local conditions in the respective country are taken into consideration when designing the EGS. Its significance as a social security measure has increased in post-COVID loss of jobs and livelihoods of the poor.
Inclusive Development and Poverty Reduction (International Research on Poverty Reduction)
by Xiaolin Wang Changsheng Zuo Chengwei Huang Xiaojun HeThis book discusses poverty reduction and inclusive development in China. The relevant research reports included here combine unique perspectives and thorough analysis, and include both comparative and empirical analyses. Although China is the first country to have achieved the UN’s Millennium Development Goals, it still faces enormous problems and challenges in terms of narrowing the income gap, reducing poverty and attaining sustainable development. This book not only provides valuable theoretical material to help readers understand inclusive development and poverty reduction in today’s China, but also offers relevant government authorities a solid theoretical and practical basis for informed decision-making.
Inclusive Development of Society: Proceedings of the 6th International Conference on Management and Technology in Knowledge, Service, Tourism & Hospitality (SERVE 2018)
by Ford Lumban GaolInclusive Development of Society contains papers that were originally presented at the 2018 International Congress on Management and Technology in Knowledge, Service, Tourism & Hospitality (SERVE 2018), held 6-7 October and 15-16 December 2018 in Kuta, Bali, Indonesia and 18-19 October, 2018 at The Southern Federal University, Rostov-on-don, Russia.The contributions deal with various interdisciplinary research topics, particularly in the fields of social sciences, economics and the arts. The papers focus especially on such topics as language, cultural studies, economics, behavior studies, political sciences, media and communication, psychology and human development. The theoretical research studies included here should provide a solid foundation for the development of new tools that explore the possibilities of developing tourism, hospitality, service industries in Knowledge Economic Era, and the empirical papers will advance our knowledge regarding the impact of information technologies in organizations’ and institutions’ practices.These proceedings should be of interest to academics and professionals in the wider field of social sciences, including disciplines such as education, psychology, tourism and knowledge management.
Inclusive Economic Growth in India: Inducing Prosperity and Ending Deprivations (Routledge Studies in Development Economics)
by Shiladitya ChatterjeeChatterjee discusses India’s economic strengths and weaknesses and its progress towards inclusive growth by providing an overview of the Indian economy, its future challenges and current policy strategies.Chatterjee’s overview of the economy touches on its historical, geographical and socio-political context. Considering the factors that contribute to its current growth such as India’s low dependency ratio, vast internal market and growing private sector and entrepreneurial class, he argues that inclusive growth rests amongst others on agricultural transformation and targeted policies that address the needs of medium, small and microenterprises (MSMEs) which dominate industry and constitute the majority of the informal and services economy; and also interventions directed at social groups and geographical regions falling behind. Benchmarking India’s progress on achieving the Sustainable Development Goals (SDGs), this book closes by advancing policy options to address various inequities and deprivations including social inequalities, in particular the issues of ethnic division, gender and caste, going beyond the blunt instrument of affirmative action.Having served at the state and central levels of Indian government and the Asian Development Bank, Chatterjee presents the pressing issues of inclusive growth in India in an accessible volume, one of interest to development economists, researchers in development studies and inclusive growth as well as policy makers.
Inclusive Environments and Access to Commercial Property
by Adrian TaggThis book presents and examines the challenges and compromises required to deliver inclusivity in the existing commercial-built environment and the socio-economic benefits that could result from successfully delivering it.To illuminate the advantages of an inclusive environment to property owners, investors and service providers, the book covers the history of disability and evolution of the legislation and examines the demographics and types of disability to question the ‘one size’ ‘blanket’ approach that currently exists to providing access. Delving further into the characteristics of the commercial property sectors and individual disability-specific requirements, experienced commercial building surveyor, Adrian Tagg, analyses the contradictions in the existing legislation to establish examples of design compromise or reasonable adjustments. He seeks to contextualise public and commercial attitudes to disability and go further to demystify the term ‘reasonable adjustment’, which is used currently as a tool of compromise in providing access. The aim is to assess disability-specific requirements for access, as well as adopt a simplistic approach to developing access solutions to the existing built environment from a consultancy and user perspective.Ultimately, this publication hopes to promote accessibility and inclusion from the perspective of surveyors, investors and landlords working in commercial property. It is not just targeted at those on undergraduate or post-graduate surveying courses, as well as those early career professionals undertaking their APC or post-graduate qualifications, but also at those owning or delivering goods, services and employment from commercial premises who want to make a difference.
Inclusive Finance in China
by Lin Wang Yan LiThis book explores for the first time the world of micro-finance, Chinese startups, and the digitalization of the Chinese economy. Through the cases such as the Ant Financial Services Group, CFPA Microfinance, micro-financial projects of China Minsheng Bank, Meixing in Nanchong, and more, this book introduces the practical exploration in the recent years from the perspectives of microfinance, financing of small and medium sized enterprises, digital inclusive finance, and credit. From the perspective of management, it especially integrates an enterprise’s task, vision, and value into the design of organization process, deeply explores how to realized the double bottom lines of social and financial performances, manifests how microfinance’s marginal cost is reduced by digital finance such as data, internet, cloud computing, artificial intelligence and the advantages of digital finance in providing convenient, low-cost, and touchable service, and discusses its huge technological bonus to small-amount, decentralized, and large-quantity microfinance. This book will be of value to journalists, economists and researchers.
Inclusive Finance: How Fintech and Innovation Can Transform Financial Inclusion
by Alessandro Hatami Meaghan JohnsonReduce financial exclusion, improve social impact, meet regulatory compliance and tap into market opportunities with Inclusive Finance. Financial institutions are under growing pressure from their customers, regulators and employees to play more active roles in supporting underbanked and unbanked individuals. Inclusive Finance reviews what is currently socially broken in the existing financial system and identifies opportunities for how incumbent players, fintech start-ups and scale ups can improve their social impact and meet compliance requirements while delivering financial profit. Inclusive Finance explores how innovations such as blockchain, distributed ledger technology, AI, cryptocurrencies and stablecoins, tokenization and DeFi can all play a role in democratizing finance. Written by two esteemed finance experts that are driving digital innovation,this is an indispensable guide for finance professionals and organizations who need to address financial exclusion, making the global economy larger and fairer.
Inclusive Green Growth: Challenges and Opportunities for Green Business in Rural Africa (Advances in African Economic, Social and Political Development)
by Calvin Atewamba Dorothé Yong NgondjebFostering inclusive green growth in Africa means addressing existing and emerging development challenges, while efficiently managing Africa’s natural capital and building resilience to environmental, social and economic risks. Although this new paradigm for development has the potential to create tremendous business opportunities, there are also challenges. This book provides empirical evidence on the conditions for the emergence of green businesses in Africa. It includes 13 case studies, which identify the determinants of small and medium-size enterprises’ engagement in inclusive and sustainable growth in rural Africa, and the factors that hinder eco-innovation in business and entrepreneurial activities. Furthermore it discusses appropriate regulations and policies to stimulate the development of green business in Africa. Offering insights into the relationship between eco-innovation, labor productivity and business competitiveness in rural Africa, this book appeals to scholars, policy makers and practitioners interested in a green economy for Africa.
Inclusive Green Growth: The Pathway to Sustainable Development
by Marianne FayAs the global population heads toward 9 billion by 2050, decisions made today will lock countries into growth patterns that may or may not be sustainable in the future. Care must be taken to ensure that cities and roads, factories and farms are designed, managed, and regulated as efficiently as possible to wisely use natural resources while supporting the robust growth developing countries still need. Economic development during the next two decades cannot mirror the previous two: poverty reduction remains urgent but growth and equity can be pursued without relying on policies and practices that foul the air, water, and land. Inclusive Green Growth: The Pathway to Sustainable Development makes the case that greening growth is necessary, efficient, and affordable. Yet spurring growth without ensuring equity will thwart efforts to reduce poverty and improve access to health, education, and infrastructure services. Countries must make strategic investments and farsighted policy changes that acknowledge natural resource constraints and enable the world's poorest and most vulnerable to benefit from efficient, clean, and resilient growth. Like other forms of capital, natural assets are limited and require accounting, investment, and maintenance in order to be properly harnessed and deployed. By maximizing co-benefits and avoiding lock-in, by promoting smarter decisions in industry and society, and by developing innovative financing tools for green investment, we can afford to do the things we must.
Inclusive Growth and Development in India
by Yuko TsujitaIndia is one of the fastest growing countries in the world. However, high economic growth is accompanied by social stratification and widening economic disparity between states. This book illustrates some important aspects of underdevelopment and the process by which the underclass is left behind by focusing on the country's most neglected regions.
Inclusive Growth and Development in India: Challenges for Underdeveloped Regions and the Underclass (IDE-JETRO Series)
by Y. TsujitaIndia is one of the fastest growing countries in the world. However, high economic growth is accompanied by social stratification and widening economic disparity between states. This book illustrates some important aspects of underdevelopment and the process by which the underclass is left behind by focusing on the country's most neglected regions.
Inclusive Growth in Africa: Policies, Practice, and Lessons Learnt (Routledge African Studies)
by Abebe Shimeles Steve Kayizzi-Mugerwa Angela Lusigi Ahmed MoummiInclusive Growth in Africa analyzes the concept of inclusion within the challenges facing Africa’s rapidly growing economies, where rising affluence for some has been accompanied almost everywhere with rising inequality. Using a combination of political economy analyses, sector studies and econometric models, the contributors delve into a range of areas associated to the new realities on the continent. Topics covered include issues of disability, corruption, capital flight, and their implications for economic sustainability. There is also a discussion of the impact on development of dependence on externally determined prices for Africa’s natural resources. Other sector analyses look at agriculture and wind power, and the innovations required to make a difference for the poorer majority. The book comprises of a rich array of essays on socio-economic inclusion in Africa by authors drawn from academia, African think tanks and international organizations. It would be of interest to scholars and students of many disciplines, including: Economics, Sociology, Development Studies, and African Studies.
Inclusive Housing Management and Community Wellbeing: A Case Study of Hong Kong (IPP Studies in the Frontiers of China’s Public Policy)
by Wai-wan Vivien Chan Kwok-yu Edward LeeThis book examines the contributory role of inclusive housing management services in safeguarding the living environment, empowering neighborhoods, sustaining lovable home, building social capital, fostering community wellbeing and social sustainability from the perspective of the sociology of housing. By repositioning professional housing management as an important driving force in community building, this book argues that the community-initiated inclusive housing management model has been acting as a cornerstone in enhancing a sense of belonging, cultural renewal, environmental sustainability, social integration and community cohesion particularly in cities with high density and compact development. This case study in Hong Kong will make an important contribution to interdisciplinary research in urban sociology, business management, community development, leadership building and environmental health. This study also contributes to the international literature on the dynamics of neighborhood and community governance by addressing the concrete local community initiatives and collaborative management practices in meeting the ever-changing environmental, social and health risks in Hong Kong and beyond. It will be of value to scholars researching on housing management and inclusive community building in world cities globally.
Inclusive Innovation (Routledge Studies in Innovation, Organizations and Technology)
by Robyn Klingler-Vidra Alex Glennie Courtney Savie LawrenceInnovation offers potential: to cure diseases, to better connect people, and to make the way we live and work more efficient and enjoyable. At the same time, innovation can fuel inequality, decimate livelihoods, and harm mental health. This book contends that inclusive innovation – innovation motivated by environmental and social aims – is able to uplift the benefits of innovation while reducing its harms. The book provides accessible engagement with inclusive innovation happening at the grassroots level through to policy arenas, with a focus on the South-East Asian region. Focusing on fundamental questions underpinning innovation, in terms of how, what and where, it argues that inclusive innovation has social processes and low-tech solutions as essential means of driving innovation, and that environmental concerns must be considered alongside societal aims. The book's understanding of inclusive innovation posits that marginalized or underrepresented innovators are empowered to include themselves by solving a problem that they are experiencing. The first in-depth exploration of efforts underway to assuage inequality from policy, private sector, and grassroots perspectives, this book will interest researchers in the areas of innovation studies, political economy, and development studies.
Inclusive Innovation at Mass General Brigham
by Olivia Hull Katherine Baldiga CoffmanMassachusetts General Brigham (MGB) Chief Innovation Officer Christopher Coburn had overseen a period of exciting transformation and growth in healthcare innovation at MGB. In November 2019, the health system was the largest recipient of National Institutes of Health (NIH) funding in the world. The Innovation Office sought to capitalize on that funding. Their team aimed to help the organization's 3,505 Principal Investigators translate and commercialize their research, with the goal of both producing revenue and improving patient care. Despite the success of Coburn and the Innovation Office over the last decade, MGB CEO Anne Klibanski and other key stakeholders had a serious concern. Although women comprised approximately 40% of the medical researchers and physicians it employed, the percentage of women participating in innovation activities lagged behind--in some categories, by a ratio of 4:1. Coburn knew that change would require an understanding of the main sources of disparities, the right strategy to address those disparities, and an equally robust execution. How could MGB expand and diversify its community of innovators?
Inclusive Innovation for Sustainable Development
by Alan Hunter Nathaniel O. AgolaEmploying a three-dimensionalapproach, this book discusses inclusive innovation for socio-economic growthand development, and the implications for human security within the context ofdeveloping and emerging economies. Focusing on a new and innovative area ofresearch, Inclusive Innovation forSustainable Development explores new social and technological processesthat are created within, and for the benefit of, marginalised populations. Considering policy and issues surrounding technology, business strategies andbest practices, theoretical underpinnings and a broader contextualisation, theauthors interrogate the concept of the inclusivity of innovations. Written fromthe perspective of the new UN paradigm which states that "no one will be leftbehind", the book considers the potential contribution of modern technology tohuman security and develops frameworks that counter the potential increases in inequalitythat this may bring. With contributions from leading international scholars ina range of disciplines, as well as practitioners in international developmentorganizations and private sector actors InclusiveInnovation for Sustainable Development provides a way forward for excludedmajority populations to take control of innovative technologies and businessprocesses.
Inclusive Innovation: Evidence and Options in Rural India (India Studies in Business and Economics)
by Keshab Das Rajeswari S. RainaThis book discusses the role of inclusive innovation for development in rural India. It uses the evidence of innovation in the context of skewed or limited livelihood options and multiple knowledge systems to argue that if inclusive innovation is to happen, the actors and the nature of the innovation system need reform. The book presents cases of substantive technological changes and institutional reforms enabling inclusive innovation in rural manufacturing, sustainable agriculture, health services, and the processes of technological learning in traditional informal networks, as well as in formal modern commodity markets. These cases offer lessons to enable learning and change within the state and formal science and technology (S&T) organizations. By focusing on these actors central to development economics and innovation systems framework, the book bridges the widening conceptual gaps between these two parallel knowledge domains, and offers options for action by several actors to enable inclusive innovation systems. The content is thus of value to a wide audience consisting of researchers, policy makers, NGOs and industry observers.
Inclusive Leadership
by Gloria MossThis book breaks important new ground in describing the enhancements in performance, motivation and mental well-being that Inclusive Leadership brings to organisations. Illustrating these benefits through theory and practical examples, the book also contrasts this style with Command and Control or ‘Transactional’ leadership, a style that still holds sway in many organisations, with leaders focused on mistakes rather than progress. Inclusive Leadership will transport you through time and geography – from the UK, US, and Australia to France and Norway – showing how much more nurturing an environment Inclusive Leadership provides than Transactional leadership. Read how Inclusive Leadership complements a competitive strategy emphasising innovation and how it dominates in four organisations – Royal Mail Sales, the PageGroup, Sevenoaks School and APAM - spanning sales, recruitment, education and real estate. The chapters also cover education and the associations between Inclusive Leadership and enhanced undergraduate student performance, motivation and engagement both in Norway and in the UK. With a unique combination of both theoretical and practical perspectives, this book is a useful tool for practitioners in the corporate world; business, management and leadership students; and both emerging and established leaders.
Inclusive Leadership
by Peter A. WuffliThis insightful management book introduces an inspirational new ethics-oriented approach to business and leadership for current and future leaders. It argues that the challenges of today's global era require a new, more holistic and ethical leadership approach than conventional concepts suggest. A framework for the concept of "inclusive leadership" is developed by linking leadership challenges and tasks to the transforming world. Based on over thirty years professional experience in various sectors of society and in both executive and advisory roles in business, the author offers practical suggestions on how to apply inclusive leadership in day-to-day activities. The book also emphasizes how ethics and virtues should influence and shape leadership, a link that is often absent in conventional leadership literature. Building a bridge between theory and practice, this book offers both practical and academic perspectives, with the ideas and concepts illustrated with many real-life examples.