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Transcultural Interaction and Linguistic Diversity in Higher Education
by Anne H. FabriciusIncreasing numbers of university students are travelling the globe in search of experiences and qualifications that will ensure their future in many different workplaces. In a world of linguistic diversity, what challenges do they meet, and what barriers, visible and invisible, do they have to overcome? This book presents sociolinguistic research on students' experiences of studying abroad. It gives accounts of students' own expectations, their personal social and psychological developmentsin challenging international study contexts, the demands they face and the breakthroughs they make. Using a range of research methods, the studies illuminate the many linguistic and educational issues that can confront anyone choosing to study or work abroad. It provides a fascinating inside view of the ramifications of a globalized and linguistically diverse educational market from the point of view of those coming of age within it.
Transculturalism and Teacher Capacity: Professional Readiness in the Globalised Age (Routledge Research in International and Comparative Education)
by Niranjan CasinaderBased on new research data, with a 135-teacher study over 8 countries, this book challenges the assumption that all teachers automatically have the expertise to teach cultural understanding and argues, instead, that there is the need for teachers to acquire transcultural expertise to teach cultural understanding effectively in the present age, rather than depending on current multicultural and intercultural approaches. By outlining a new model to teach cultural understanding that is appropriate and relevant, this volume focuses on the expertise of teachers to address this gap in current teaching practice. Using the framework of education in Britain and its former empire, this book traces the role that teachers have played in teaching cultural understanding throughout history, and then uses the results of a recent international research project to outline recommendations for teacher education and professional learning that both develop and enhance the ability of teachers to address cultural understanding effectively in their work. Transculturalism and Teacher Capacity: Professional Readiness in the Globalised Age is the perfect resource for any researcher, school leader and educational administrator, or those interested in education that prepares teachers to meet the demands of the profession in the current age.
Transdisciplinarity (Integrated Science #5)
by Nima RezaeiThis contributed volume book aims at discussing transdisciplinary approaches to address common problems. By working transdisciplinarily, researchers coming from different disciplines can work jointly using a shared conceptual framework bringing together disciplinary-specific theories and concepts. There are numerous barriers that can obstruct effective communication between different cultures, communities, religions and geographies. This book shows that through bringing together different disciplines, researchers not only can surpass these barriers but can effectively produce new venues of thought that can positively affect the development and evolution of research and education. The book discusses new and emerging applications of knowledge produced by transdisciplinary efforts and covers the interplay of many disciplines, including agriculture, economics, mathematics, engineering, industry, information technology, marketing, nanoscience, neuroscience, space exploration, human-animal relationships, among others. Consequently, it also covers the relationship between art and science, as one of the most remarkable transdisciplinary approaches that paves the way for new methods in engineering, design, architecture and many other fields.
Transdisciplinarity in Citizenship Education: Challenges, Advances, and Research Proposals (Integrated Science #26)
by Delfín Ortega-SánchezThis edited volume provides a thorough theoretical reflection and practical application of the concept of transdisciplinarity, crucial for understanding and effectively addressing contemporary complex socio-scientific issues, and in fostering robust social and civic competencies. From this viewpoint, its seven chapters reveal that such competencies can be developed through didactic-disciplinary areas that, at first glance, may seem removed from the traditional focuses of scientific education. The volume not only presents evidence of the necessity for cross-disciplinarity and the importance of integrating various disciplines into the educational process but also details specific didactic approaches based on holistic and contextualized learning. These approaches, especially beneficial for pre-service and active teachers in primary and secondary education, enable a more effective response to current challenges, promoting an educational model that prepares students to act as informed, critical, and engaged citizens in an increasingly complex and globalized society.
Transdisciplinary Approach to Language Study: The Complexity Theory Perspective
by Jelena FilipovićThis book is about complexity-driven, trandsisciplinary approach to language study. It illustrates how complexity science can be applied in the research of language and society in order to create and sustain a transdisciplinary dialogue across interested communities of practice which may be beneficial in improving living conditions of real people.
Transdisciplinary Learning Experience Design: Futures, Synergies, and Innovation (Educational Communications and Technology: Issues and Innovations)
by Matthew Schmidt Yvonne Earnshaw Marisa Exter Andrew Tawfik Brad HokansonThis book is explores the evolving field of Learning Experience Design (LXD). It provides a multifaceted view of LXD, incorporating perspectives from instructional design, educational technology, and beyond, reflecting the transdisciplinary nature of this design approach. This edited volume responds to the growing recognition of LXD as a distinct area of study and practice within instructional design, especially in the context of rapid technological advancements and changing educational landscapes. The subject of this work is Learning Experience Design, a field integrating multidisciplinary knowledge and techniques to create effective, enjoyable, and meaningful learning experiences. The book delves into participatory and co-design, innovative LXD methods, learning-focused usability research, and theoretical and conceptual advancements in LXD. It features design cases that provide real-world insights and applications, making the content rich and relatable for researchers and practitioners alike. Readers will find the sections on participatory design, innovative methodologies, and the transdisciplinary synergies of particular interest. These areas represent areas of LXD that are in need of further investigation, so as to better illuminate how learning experiences can be conceptualized, implemented, and evaluated. The edited volume’s inclusion of learning-focused usability research offers readers further insights into how learners interact with designed learning experiences, highlighting how insights from such studies can lead to ongoing improvements and foster considerations for future designs. The main benefit readers will derive from this work is a deep, nuanced understanding of current and emerging trends in LXD. Practitioners will gain a wealth of practical strategies and insights to apply in their own work; scholars and students will discover a rich source of theoretical and empirical knowledge to advance both research and practice. The book serves as a catalyst for innovation and cross-disciplinary collaboration, inspiring readers to explore new territories in the learning experience design. This book offers a comprehensive, insightful, and forward-looking exploration of the field. It will complement the growing corpus of LXD literature, providing both breadth and depth on this dynamic and influential approach to learning design.
A Transdisciplinary Lens for Bilingual Education: Bridging Cognitive, Sociocultural, and Sociolinguistic Approaches to Enhance Student Learning
by Eurydice Bauer Lenny Sánchez Yang Wang Andrea VaughanAddressing the intersections between cognitive, sociocultural, and sociolinguistic research, this volume explores bilingual development across educational contexts to discuss and uncover the influences and impact of language in school programming and everyday practices. Confronting a standard monolingual lens, this collection highlights the importance of applying cross-disciplinary approaches to examine bilingualism in relation to topics such as language politics, linguistic identities, students’ experiences at home and in schools, asset-based teaching and curricula, and overall benefits. Ideal for courses in bilingualism, literacy, psychology, and language education, this text is an important resource for understanding and applying transdisciplinary, inclusive approaches to positively influence cognitive development, academic learning, and identity formation in bilingual education.
Transdisciplinary Professional Learning and Practice
by Paul GibbsThis book presents thinking about and through transdisciplinary and professional development as an educative process. Rather than focusing on the delineation of the approaches offered, an analysis of these contributions points to commonality in those problems that benefit from a transdisciplinary perspective. The core elements of transdisciplinarity can lead to what might be called metanoia - another way of knowing; a knowing which is 'beyond that which is creative and transformative. This poses challenges for the practice of all professionals and is the core issue that this book addresses. The book brings together the constituting views of transdisciplinarity, or metanoia, and focus them on current professional practice. The book is structured in two parts and five sections. The first part deals with key issues in Transdisciplinarity; its actuality and how it creates knowledge. Section 1 has three original papers which look at Transdisciplinarity from a different lens. Especially, the Islamic voice has not been heard in this context before. Section 2 considers the knowledge aspect of Transdisciplinarity and how this might be confronted with existing disciplinary knowledge. Part 2 of the book is directly focused on professionals and their education. The third section considers research pedagogy and graduate education for the professional. This is followed in section 4 which offers a discussion on team work. In the final section six chapters present the transdisciplinary practitioner in different contexts.
Transdisciplinary Teaching in Inclusive Schools: Promoting Transdisciplinary Education for Learners with Special Needs (Transdisciplinary Perspectives in Educational Research #8)
by Heidi FlavianThis book offers opportunities for better understanding teachers’ unique challenges when planning teaching sessions for learners with special needs, based on the transdisciplinary approach. The work also presents some of the core learning strategies teachers may incorporate into their teaching processes in order to promote transdisciplinary learning among learners with special needs.From a theoretical perspective, this book discusses a variety of advantages and disadvantages transdisciplinary educators may encounter, and promotes educators' development of their own vision of this area. Although the concept of special needs is often over-generalized, this book relates to the most common types of special needs among learners who study in inclusive schools: learners from different cultural background, learners with Attention Deficit Hyperactive Disability (ADHD), learners with Autism Spectrum Disorder (ASD), and learners with sensory or motor challenges. A special chapter is dedicatedto each of those groups in order to closely examine how teachers can teach those learners according to the transdisciplinary approach in practice, in inclusive classrooms. While each chapter presents different perspectives of learners with special needs, the book’s summary integrates them all and highlights the commonalities between the various needs.
Transdisciplinary Theory, Practice and Education: The Art Of Collaborative Research And Collective Thinking
by Paul Gibbs Linda Neuhauser Dena FamThis exciting new state-of-the art book reviews, explores and advocates ways in which collaborative research endeavours can, through a transdisciplinary lens, enhance student, academic and social experiences. Drawing from a wide range of knowledges, contexts, geographical locations and internationally renowned expertise, the book provides a unique look into the world of transdisciplinary thinking, collaborative learning and action. In doing so, the book is action orientated, reflective, theoretical and intriguing and provides a place for all of these to meet and mingle in the spirit of curiosity and imagination.
Transdisciplinary Thinking and Acting: Fundamentals and Perspectives (Transdisciplinary Management of Ecological and Social Crises)
by Mathias SchüzComplex problems can only be overcome with complex solutions. This dictum by Albert Einstein also applies to current world problems such as climate change, species extinction, the littering of our planet, and the growing gap between rich and poor. They overwhelm individual scientific disciplines. Therefore, they can only be solved through transdisciplinarity, i.e. beyond the individual disciplines in interaction with empirical knowledge of different provenance and philosophical reflection. This first volume of the book series "Transdisciplinary Management of Social and Ecological Crises" explains how transdisciplinarity is to be understood in general, what approaches exist, and how they contribute to solving the various world problems. In this context, the book addresses, among other things, the replacement of man's claim to dominion over nature, the overcoming of culturally determined boundaries in human communities, and integrative and agile management methods in business, politics, art, and society. It deals with a sustainable circular economy, new forms of politics in the interest of all instead of a few, learning from artists, healthy and environmentally sound nutrition, and spiritual mindfulness in dealing with oneself and other ways of life. Thus, the book is aimed at a broad audience from different disciplines interested in the perspective of and interaction with other disciplines to solve global problems. Chapter "Methodology of Transdisciplinarity–Levels of Reality, Logic of the Included Middle and Complexity" is available open access under a Creative Commons Attribution 4.0 International License via link.springer.com.
Transdisziplinarität in der Bildungsforschung: Perspektiven und Herausforderungen theoretischer, method(olog)ischer und empirischer Grenzgänge (Studien zur Schul- und Bildungsforschung #91)
by Maria Kondratjuk André Epp Sabine Gabriel Julia Gasterstädt Merle Hinrichsen Arne Koevel Stella Rüger Saskia Terstegen Anna Wanka Maren ZschachDer Band diskutiert Implikationen der Transdisziplinarität für die Bildungsforschung und zeigt die darin angelegten Grenzen und Grenzüberschreitungen auf. Er reflektiert aktuelle Themen- und Problemstellungen, die sich mit Blick auf die heterogenen Perspektiven in bildungs- und erziehungswissenschaftlichen Disziplinen zu Transdisziplinarität ergeben. So stehen theoretische, method(olog)ische und empirische Grenzgänge im Fokus, die sowohl mit einer Eingebundenheit in spezifische fachliche Disziplinen und die daran geknüpften wissenschaftstheoretischen Positionen als auch mit der Notwendigkeit eines Blickens ‚über den Tellerrand hinaus’ einhergehen. Ziel ist es, Bezüge, Anleihen und Anknüpfungspunkte, Unschärfen, Irritationen, Voraussetzungen und Herausforderungen für eine transdisziplinäre Bildungsforschung aufzuspüren und abzubilden.
The Transfer Experience: A Handbook for Creating a More Equitable and Successful Postsecondary System
by John N. Gardner, Michael J. Rosenberg, and Andrew K. KochCo-published with At last there is a handbook that everyone in higher education can use to help increase transfer student success. This comprehensive resource has been brought together to meet the need for a truly holistic approach to the transfer experience. The book brings together research, theory, practical applications, programmatic illustrations, case studies, encouragement, and inspiration, and is supplemented by an online compendium for continual updates of resources, case studies, and new developments in the world of transfer.Based on a totally different way of thinking about, understanding, and acting to increase transfer student success, The Transfer Experience goes far beyond the traditional, limited view of transfer as a technical process simply about articulating credits, a stage of student development, or a novel enrollment management strategy. Rather, the book introduces a stimulating array of new perspectives, resources, options, models, and recommendations for addressing the many needs of this huge cohort – making the academic, civic, and social justice cases for improving transfer at both transfer-sending and transfer-receiving institutions.
Transfer from the Primary Classroom: 20 Years On
by Linda Hargreaves Maurice GaltonThe ORACLE (Observation and Classroom Learning and Evaluation) and its follow-up study address the following questions:Has teaching in the primary school changed over the past twenty years?Has pupil performance improved or declined?Are the links between certain teacher approaches and pupil achievement still the same?Has the National Curriculum had any important consequences for the way in which transfer is conducted?One of the main claims of the National Curriculum is that it has provided greater continuity through the various stages and this should be reflected in smoother transition from one school to the next. This book focuses on the issue of transfer from the primary to the secondary school, using data from the ORACLE project.This study which took place from 1975 to 1980, followed by 'Son of ORACLE', the study of group-work in the primary classroom 1980 to 1983, has had an enormous influence on the debate on primary education. The studies described in detail what took place in primary classrooms, the teaching styles used by teachers and the responses made by pupils. It linked these processes to pupil performance. Finally, it followed the pupils as they transferred out of the primary school into the secondary phase of education. At present a new research project is being carried out in Leicester. It involves studying primary schools for one year and then following the children as they transfer to the secondary phase or to a middle school. The project involves two thirds of the schools used in the original ORACLE research. In addition, the same observation instruments and the same tests, modified for cultural differences, are being used.
The Transfer of Knowledge through Art and Visualization: Novel Technologies, Professional Collaboration, and Visual Communication of Science-based Projects
by Anna UrsynThis book offers strategies for the transfer of knowledge through combining information technology and visual arts, and examining how to visually enhance and convey knowledge. Specifically, it presents a fresh look at how technology-based, science-inspired projects can be innovatively delivery through artistic methods. It explores a selection of inventions gained through the collaboration of internationalist professionals in various fields of knowledge, before outlining a new approach in how knowledge can be delivered using the inventions in a novel, visual way through action-based visual storytelling, video, graphical display, and visualization. Crucially, it looks at how current media and techniques used for presenting topics in industries, corporations, commerce and marketing companies could be successfully translated and developed as a presentation skill in the school, college, or university environment. It thus seeks to address the skills that prospective employers expect from students, in terms of possessing the ability to create visual presentations of data, solutions, and products. With a sharp focus on the current generation schools, academies, business and marketing companies, and catering to the modern demand for novelty in presentation, it makes a strong contribution to the conversation around professional collaboration, visual communication, knowledge transfer, novel technologies, and knowledge visualization.
Transfer of Learning: Progressive Perspectives for Mathematics Education and Related Fields (Research in Mathematics Education)
by Charles Hohensee Joanne LobatoThis book provides a common language for and makes connections between transfer research in mathematics education and transfer research in related fields. It generates renewed excitement for and increased visibility of transfer research, by showcasing and aggregating leading-edge research from the transfer research community. This book also helps to establish transfer as a sub-field of research within mathematics education and extends and refines alternate perspectives on the transfer of learning. The book provides an overview of current knowledge in the field as well as informs future transfer research.
The Transfer of Learning: Participants' Perspectives of Adult Education and Training
by Sarah Leberman Lex McDonaldThe book addresses a crucial issue for all involved in education and training: the transfer of learning to new and different contexts. Educators, employers and learners face the problem of ensuring that what is learnt in the classroom is able to be adapted and used in the workplace. It focuses on adult learners in professional and vocational contexts. The authors provide an accessible book on the transfer of learning which draws on multi-disciplinary perspectives from education, psychology and management. The Transfer of Learning will be useful both for postgraduate students and for practitioners wanting to deepen their understanding of transfer and for those interested in practical applications. It combines theory and practice from international research and the authors' own case studies of transfer involving learners engaged in professional development and study towards qualifications. Theories of adult learning, change and lifelong learning are discussed in relation to the transfer of learning. The purpose of this book is to emphasise to tertiary educators and trainers the importance of transfer and in doing so highlight the participants' voices as central foci in coming to an understanding of the process. By doing this it balances the literature which has to date emphasized transfer from a trainer's and/or organization's perspective. There has been little if any substantive material on tertiary transfer issues and yet demands are increasing for tertiary education providers to be more accountable and more focused on developing students' ability to use their learning in everyday work situations. The book is unique in that it adopts a phenomenological perspective and underscores the significance of the participants' voices in understanding issues.
Transfer von Innovation und Wissen: Gelingensbedingungen und Herausforderungen
by Uwe Schmidt Katharina SchönheimOb und wie Ideen und Projekte aus Förderprogrammen an Hochschulen und in anderen Organisationen in die Breite transferiert werden, ist Gegenstand des vorliegenden Buchs. Ausgehend von einer theoretischen und methodischen Hinführung zum Thema Transfer werden Programme und Projekte vorgestellt, die sich der Übertragung innerhalb oder auch zwischen Hochschulen bzw. Organisationen widmen. Hierbei werden sowohl Herausforderungen als auch Gelingensbedingungen für Transfer in den Blick genommen. Die Praxiserfahrungen regen zum Nachmachen an.
Transferable Skills in Higher Education
by Alison AssiterThis text uses a case study approach to show how life-skills can be developed in a range of higher education subject areas. It also looks at the changes which can be made to the curriculum to facilitate this sort of learning. The case studies are set against a more theoretical background.
Transferring Gaming and Simulation Experience to the Real World (Translational Systems Sciences #43)
by Toshiko Kikkawa Willy Christian Kriz Junkichi Sugiura Marieke de Wijse-van HeeswijkThis book focuses on how to connect the gaming experience to the real world. Looking back at the history of the Simulation and Gaming field, it has offered the solution to social problems such as policy making, decision making for business strategies, education and training, environmental issues, urban planning, or disaster awareness. In other words, Gaming Simulation always has had a close connection to the reality. The interconnected modern societies nowadays have become even more complex and ambiguous, as the UN SDGs goals show. Gaming is one of the suitable tools to suggest ways to achieve our goals in a world of uncertainty. Learning starts by experiencing games and their effects in a safe environment. An important part of the gaming simulation process are methods for a transfer of the game-based learning to and an application within reality. However, connecting the experience to reality is not always facile for all the participants, no matter how comprehensive the debriefing is. In addition to debriefing, further transfer methods and conditions have to be implemented in order to create a real change of behavior and systems. The book's authors tackle the challenge by introducing concrete practices and offering various hints for readers struggling to solve a similar issue. In addition, when applying the experience of gaming, we have to carefully consider several ethical issues, which are also covered in this book.
Transferring your Teaching Skills into the Wider World: Life Beyond the Classroom
by Hilary White Deborah LewisAre you seeking to use your subject knowledge and teaching skills beyond the classroom? Many teachers don’t recognise the vast range of skills, expertise and experience they possess. Transferring your Teaching Skills into the Wider World will help you focus on how you can use your many transferable skills in a variety of contexts and settings across the educational sector and beyond. Deborah Lewis and Hilary White identify the skills developed through a teaching career and match them with the wide range of jobs open to teachers looking for a new direction. This highly practical handbook: Illustrates the diverse ways in which you can utilise your teaching skills and experience Surveys a wide variety of education related jobs and training options, using case studies to explore their advantages and disadvantages Explores the opportunities open to teachers seeking a complete career change Gives helpful advice for those wishing to develop their career within education The case studies are inspiring examples of individuals who have drawn on their teaching experiences to expand into other areas, describing the route they took and showing how they utilized their teaching expertise. Tips and hints show how you can follow a similar path. Transferring your Teaching Skills into the Wider World is essential reading for any teacher looking for guidance on how to change or develop their career whilst making the most of their existing skills and experience.
Transform Your Math Class Using Asset-Based Teaching for Grades 6-12 (Corwin Mathematics Series)
by Michael D. Steele Joleigh HoneyFoster a love of mathematics by creating a more inclusive and empowering learning environment through asset-based teaching! An asset-based perspective on math education means starting with what students already know instead of focusing on what’s missing. This approach elevates student thinking and reasoning skills. In this way, educators acknowledge that all students bring prior experiences, strengths, talents, and resources to the learning process and can contribute meaningfully in an authentic learning environment. Transform Your Math Class Using Asset-Based Teaching for Grades 6-12 provides insight into asset-based perspectives in mathematics education to create an environment where all students feel valued and capable of being doers of mathematics. In the book, Michael Steele and Joleigh Honey highlight the importance of using language, instructional routines, and systemic structure that positively impact student engagement, their math identity, and ultimately their outcomes. Providing a wealth of knowledge and practical strategies that can be used to transform math classrooms into inclusive, supportive, and empowering learning environments, this book: Introduces an asset-based perspective that focuses on students′ strengths, assets, and potential to learn mathematics Includes a variety of frameworks and tools that teachers can use to build and grow their sense of asset-based perspectives Offers strategies for promoting a growth mindset in mathematics, encouraging productive struggle in math, and promoting equitable math instruction Supports teachers in reflecting on their decisions, self-awareness, and self-management Includes a companion online study guide to support teachers individually or as part of a professional learning community Adopting asset-based perspectives is about movement over time, not about flipping a switch. This book paves the path for an asset-based journey that ultimately helps to transform our math classrooms and advance all students’ learning and development.
Transform Your Math Class Using Asset-Based Teaching for Grades 6-12 (Corwin Mathematics Series)
by Michael D. Steele Joleigh HoneyFoster a love of mathematics by creating a more inclusive and empowering learning environment through asset-based teaching! An asset-based perspective on math education means starting with what students already know instead of focusing on what’s missing. This approach elevates student thinking and reasoning skills. In this way, educators acknowledge that all students bring prior experiences, strengths, talents, and resources to the learning process and can contribute meaningfully in an authentic learning environment. Transform Your Math Class Using Asset-Based Teaching for Grades 6-12 provides insight into asset-based perspectives in mathematics education to create an environment where all students feel valued and capable of being doers of mathematics. In the book, Michael Steele and Joleigh Honey highlight the importance of using language, instructional routines, and systemic structure that positively impact student engagement, their math identity, and ultimately their outcomes. Providing a wealth of knowledge and practical strategies that can be used to transform math classrooms into inclusive, supportive, and empowering learning environments, this book: Introduces an asset-based perspective that focuses on students′ strengths, assets, and potential to learn mathematics Includes a variety of frameworks and tools that teachers can use to build and grow their sense of asset-based perspectives Offers strategies for promoting a growth mindset in mathematics, encouraging productive struggle in math, and promoting equitable math instruction Supports teachers in reflecting on their decisions, self-awareness, and self-management Includes a companion online study guide to support teachers individually or as part of a professional learning community Adopting asset-based perspectives is about movement over time, not about flipping a switch. This book paves the path for an asset-based journey that ultimately helps to transform our math classrooms and advance all students’ learning and development.
La transformación total de su dinero: Un plan efectivo para alcanzar bienestar financiero
by Dave Ramsey¡El best seller del New York Times! ¡Más de cinco millones de copias vendidas! Usted PUEDE tomar control de su dinero. Fortalezca sus músculos financieros con el entrenador monetario favorito de Estados Unidos.Bien, amigo, ¿quieres convertir esos gastos gordos y flácidos en un presupuesto bien tonificado? ¿Quieres transformar tus pequeñas y tristes cuentas bancarias en cajeros automáticos con mucho dinero? Aquí está la respuesta. Hay una forma segura de poner en forma tus finanzas, y es con La transformación total de su dinero: Edición clásica. A estas alturas, has escuchado todos los sistemas de cómo hacerse rico rápido. Sabes sobre la última dieta fiscal de moda que deja muchas ideas extravagantes, pero sin un centavo en el bolsillo. Si estás cansado de las mentiras y cansado de las falsas promesas, échale un vistazo a esto: es el plan de juego más simple y directo para cambiar completamente tus hábitos en el uso de dinero. Este se basa en resultados, no en ficción. Con La Tansformación total de su dinero: Edición clásica, podrás: Diseñar un plan seguro para pagar todas las deudas - automóviles, casas, todo.Aprende a reconocer los 10 mitos del dinero más peligrosos (estos te matarán)¡Garantiza tener ahorros para emergencias y tu jubilación!Incluye nuevos cuadros de las "Diatribas de Dave" ampliadas que abordan conflictos matrimoniales, deudas universitarias y más. Con formas completamente nuevas y recursos al final del libro para hacer La transformación total de su dinero una realidad.Total Money Makeover: Classic EditionNew York Times bestseller! More than Five million copies sold!You CAN take control of your money. Build up your money muscles with America&’s favorite finance coach.Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There&’s one sure way to whip your finances into shape, and that&’s with The Total Money Makeover: Classic Edition.By now, you&’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you&’re tired of the lies and sick of the false promises, take a look at this—it&’s the simplest, most straightforward game plan for completely making over your money habits. And it&’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you&’ll be able to:Design a sure-fire plan for paying off all debt—meaning cars, houses, everythingRecognize the 10 most dangerous money myths (these will kill you)Secure a big, fat nest egg for emergencies and retirement!
La transformación total de su dinero Actualizada y Ampliada: Un plan efectivo para alcanzar paz financiera
by Dave Ramsey¿Quieres elaborar un presupuesto que realmente funcione para ti? ¿Estás preparado para transformar tu relación con el dinero? Este best seller del New York Times ha ayudado a millones de personas como tú a desarrollar hábitos cotidianos de ahorro con la ayuda del experto en finanzas personales favorito de Estados Unidos, Dave Ramsey.A estas alturas, ya has oído hablar de todos los esquemas absurdos para hacerse rico rápidamente y de las modas de dietas fiscales que te dejan con un montón de ideas extravagantes, pero ni un céntimo en el bolsillo. Si estás cansado de las mentiras y harto de falsas promesas, Dave está aquí para proporcionarte ayuda práctica y a largo plazo. Esta edición actualizada y ampliada es el plan de juego más sencillo y directo para cambiar por completo tus finanzas y, lo mejor de todo, estos principios se basan en resultados, no en fantasías. Este es el cambio financiero que estabas buscando.Este libro te dará las herramientas y el estímulo que necesitas para:Diseñar un plan infalible para saldar todas tus deudas, desde el auto hasta la casa y todo lo demás, utilizando el método de deudas de la bola de nieve.Romper con los malos hábitos y hacer cambios duraderos en tu relación con el dineroReconocer los 10 mitos más peligrosos sobre el dineroReservar dinero suficiente para gastos imprevistos y emergenciasAhorrar suficiente dinero para tu jubilación¡Vive como nadie, para que luego puedas VIVIR (y DAR) como nadie!Esta edición incluye nuevo contenido que te ayudará a abordar conflictos matrimoniales, deudas universitarias y mucho más. Cada ejemplar incluye nuevos recursos al final del libro para convertir la transformación total de su dinero en tu nueva realidad.The Total Money Makeover Updated and ExpandedDo you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey.By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. This updated edition is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.This book will give you the tools and the encouragement you need to:Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball methodBreak bad habits and make lasting changes when it comes to your relationship with moneyRecognize the 10 most dangerous money mythsSet aside enough money to pay for unexpected expenses and emergenciesSave enough money for your retirementLive like no one else, so later you can LIVE (and GIVE) like no one else!This edition includes new content that will help you tackle marriage conflict, college debt, and so much more. Each copy also includes brand new back-of-the-book resources to help you make Total Money Makeover your new reality.