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Financing Residential Real Estate (15th edition)
by Megan Dorsey David RockwellFinancing Residential Real Estate has earned a reputation in the real estate community as the most up-to-date, comprehensive, and clearly written book in its field.
Financing Urban Shelter: Global Report on Human Settlements 2005
by Un-Habitat'Achieving the goals set by world leaders in the United Nations Millennium Declaration will be difficult without a significant improvement in the lives of slum dwellers, and the lives of slum dwellers cannot be improved without the sound and sustainable economic development that is conducive to the establishment of a strong shelter sector. As Financing Urban Shelter: Global Report on Human Settlements 2005 emphasizes, one of the key challenges in meeting the Millennium Declaration Goal on slums is mobilization of the financial resources necessary for both slum upgrading and slum prevention by supplying new housing affordable to lower income groups on a large scale. . . . It is my hope that, by highlighting the impacts of current shelter financing systems on low-income households and by identifying the types of financing mechanisms that appear to have worked for them, this report will contribute to the efforts of the wide range of actors involved in improving the lives of slum dwellers, including governments at the central and local levels, as well as non-governmental and international organizations.' From the Foreword by KOFI ANNAN, Secretary-General, United Nations Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and the directions that could be taken to strengthen shelter finance systems are examined. The Global Report on Human Settlements is the most authoritative and up-to-date assessment of conditions and trends in the world's cities. It is an essential tool and reference for researchers, academics, public authorities and civil society organizations around the world. The preceding issues of the Global Report on Human Settlements have addressed such topics as An Urbanizing World, Cities in a Globalizing World and The Challenge of Slums. Published with UN-HABITAT
Find It, Buy It, Fix It: The Insider's Guide To Fixer-Uppers
by Robert Irwin"Find It, Buy It, Fix It", by best selling author Robert Irwin, will not only save readers money, but will also help them make money from fixer-upper properties. This is a one-stop guide for anyone considering the possibility of buying or investing in houses, apartments, and commercial properties that need work. You'll find loads of moneymaking and money-saving advice on how to find the best fixer-uppers, inspect the properties to avoid "money pits", identify ugly duckling properties that need only quick cosmetic fixes. It also provides you with information on how to team with top experts to make deals happen quickly and easily, and make low-ball offers that sellers will accept and structure deals to achieve win-win outcomes.
Find Yourself at Home: A Conscious Approach to Shaping Your Space
by Emily GrosvenorExperience magical shifts in your life by redesigning your living space.Home can be a space to explore your sense of self, a message board to cue your aspirational goals, and a story where you choose which parts of your past to put down and which to carry. In Find Yourself at Home, design journalist and interiors consultant Emily Grosvenor introduces her five steps to align your home to suit your purpose and your path: PHILOSOPHY: Connect with the mystery and power of your homeSPACE: Prepare your environment for your storyBUILD: Discover design tools to cue your behaviorDESIRE: Bring your aspirations into your spaceDESTINY: Take your purpose into the world Drawing on ancient wisdom and modern science, along with examples from Grosvenor's groundbreaking research and work with clients, Find Yourself at Home is a philosophical and practical guide to making spatial shifts that will help you cultivate a more meaningful life by shaping your space so it shapes you back.GREAT GIFT FOR HOME DÉCOR MAKEOVER AND FENG SHUI FANS: This is a great gift for people who are looking to rejuvenate their homes, and for those who love home makeover shows, marathoning HGTV shows, and bringing spiritualism and philosophy into their daily lives.A FRESH TAKE ON HOME DESIGN: Many of us have decluttered, home-edited our pantries, tried minimalism, made our homes hygge, and chosen things that 'sparked joy.' Now it's time to shape our homes to reflect who we want to be and our purpose, to make every room align with the behaviors we want to create. This is for readers who are recognizing that our homes have become more than places to rest: they are places for mystery, self-discovery, and empowerment. FOR READERS WORKING FROM HOME/STARTING NEW CAREERS: For many of us, our homes are now also our offices. This is the perfect guide for anyone wanting to bring more of their aspirations, such as focus, creativity, and purpose, into their workspaces.Perfect for:Fans of wellness and those interested in Feng Shui, creating habits, and setting intentionsAnyone looking for ways to make their home reflect who they are and their goals/aspirationsAnyone working from home or starting a new business from homeAn inspiring and practical giftFans of Marie Kondo's books and popular guidebooks such as Joy of Less, Soulful Simplicity, Clear Your Clutter with Feng Shui, The House Witch, and Theology of Home
Finding Your Treasure: Our Family's Mission to Recycle, Reuse, and Give Back Everything—and How You Can Too
by Angel WilliamsFinding treasure in unlikely places, join pastor&’s wife and entrepreneur Angel Williams on a journey of faith, frugality, and family In today&’s culture, it&’s not uncommon to buy something one week and throw it away the next. We constantly throw out serviceable, valuable, even fascinating items without a second thought. But to Angel Williams, a pastor&’s wife and mother of four, that&’s an opportunity. Angel started dumpster diving out of curiosity when a woman at church mentioned it her, but it quickly turned into a sizeable side-business to help support her growing, blended family of four. She learned quickly that dumpster diving is far from a last resort for those in unfortunate circumstances. It can be a fun and profitable family activity! In Finding Your Treasure, Angel shares how dumpster diving fits into her family&’s Christian mission, how she started her business, and the moral case for reusing and recycling what your neighbors throw away. With a focus on faith and community, Angel opens up about her own journey, from starting to dive to growing her own YouTube following. Come read about her most amazing finds, including $1,000 cash, designer handbags, and even toys and furniture for her family. She&’ll take you through where you can find the best places to dive, how to pick which items to sell or donate, how to put safety first, and where you can find your own local community of fellow divers.
Finishing Touches: 5 Crochet Accessories
by Lion Brand Yarn CompanyFive patterns which Lion Brand rates and easy, and I agree! The hat is crocheted from the top down. The Granny Square Bag goes together seamlessly. The Triangular Shawl would be a welcome gift for those ladies who just need that little bit of something around their shoulders. The shrug is cute and also easy to put together.
Fire Behavior and Fire Protection in Timber Buildings
by Roza Aseeva Boris Serkov Andrey SivenkovThis volume describes fire behavior and fire protection of timbers in outdoors and indoors application mainly in construction industry. The Authors' novel approach considers the relationship between various species and age of timbers and its fire behavior at different thermal and fire loads. Quantitative data of ignition speed and flame propagation as well as generation of heat, smoke and toxic products are discussed. Analysis of fire resistance of various types of building materials based on timber of different species as well as the novel data on the effect of natural and accelerated aging of timbers on its fire behavior are discussed. The main practical methods of fire protection of new and ancient timber buildings and structures to increase its fire resistance are considered. The book should be useful for a wide range of readers: chemists, physicists, material scientists, architects, engineers, constructors and restorers.
Firescaping Your Home: A Manual for Readiness in Wildfire Country
by Adrienne Edwards Rachel SchleigerThis hardworking, actionable guide is a must-have for homeowners looking to fight the risks of wildfire spreading to their homes and property. Wildfires are burning over longer seasons and more intensely than ever before, and everyone living in a wildland-urban interface or wildland-adjacent area should take precautionary steps to mitigate the risk of property damage. In Firescaping Your Home, Adrienne Edwards and Rachel Schleiger provide expert guidance and specific recommendations on how to harden your home against fire and create defensible space that is lush and attractive. They also provide in-depth native plant lists of hundreds of species that have evolved to coexist with fire in the West, and show how and why including these on your property sustains wildlife and can actually be your most powerful defense.
First Responder's Guide to Agricultural Chemical Accidents
by Charles R. Foden Jack L. WeddellFirst Responder's Guide to Agricultural Chemical Accidents provides emergency safety and health information for 452 toxic and hazardous products. These products, frequently used by pest exterminators and farmers, include those insecticides, pesticides, rodenticides, herbicides, and fertilizers commonly transported on highways and by rail carriers. The book lists products alphabetically and includes the manufacturer and telephone number, chemical identification, physical properties, hazard ratings, neutralizing agents (when known), fire fighting agents, special warnings, evacuation distances, protective clothing, health hazard information, and emergency first aid for exposure. This important information allows any First Responder to establish a safe plan of action without having to reference the library of chemical books normally carried by a Hazardous Materials Emergency Response Team (HERT).First Responder's Guide to Agricultural Chemical Accidents is an essential reference that provides critical hazardous materials data for personnel at fire departments, law enforcement agencies, and emergency medical agencies. The book will also be useful for business or individuals that store, sell, or use agricultural chemicals.
First Unit Responder: A Guide to Physical Evidence Collection for Patrol Officers
by Mark R. HawthorneFirst Unit Responder: A Guide to Physical Evidence Collection for Patrol Officers is a training guide and reference for patrol officers and criminal investigators, who conduct preliminary investigations of crime scenes, to aid in identification, collection, and booking of physical evidence. Written by a veteran of 24 years of law enforcement, the book stresses the importance of understanding the critical nature of physical evidence and preservation of the crime scene as part of the case against a criminal defendant. This book is an important tool for police academies that train recruits and veteran patrol officers, as well as for students of criminal justice who seek guidelines for proper collection and handling of physical evidence.
Five Acres and Independence
by Maurice G. KainsEveryone who has ever dreamed of getting back to the soil will derive from Maurice Grenville Kains' practical and easy-to-understand discussions a more complete view of what small-scale farming means. Countless readers of Five Acres and Independence have come away with specific projects to begin and moved closer to the fulfillment of their dreams of independence on a small farm.Whether you already own a suitable place or are still looking, Five Acres and Independence will help you learn to evaluate land for both its total economic and its specific agricultural possibilities. There are methods of calculating costs of permanent improvements -- draining the land, improving soil, planting wind breaks, putting in septic tanks, cellars, irrigation systems, greenhouses, etc. -- and methods of carrying out those improvements. There are suggestions for specific crops -- strawberries, grapes, vegetables, orchards, spring, summer, and fall crops, transplanting, timing, repairing what already exists -- with methods of deciding what is best for your land and purposes and techniques for making each of them pay. There are suggestions for animals for the small-scale farmer -- goats, chickens, bees -- and means of working them into your overall farm design. And there are suggestions for keeping your small farm in top production condition, methods of continually increasing the value of your farm, methods of marketing your produce and of accurately investing in improvements -- virtually everything a small-scale farmer needs to know to make his venture economically sound.Some things, of course, have changed since 1940 when M. G. Kains revised Five Acres and Independence. But the basic down-to-earth advice of one of the most prominent men in American agriculture and the methods of farming the small-scale, pre-DDT farm are still essentially the same. Much of the information in this book was built on USDA and state farm bureau reports; almost all of it was personally tested by M. G. Kains, either on his own farms or on farms of the people who trusted him as an experienced consultant. His book went through more than 30 editions in the first 10 years after its original publication. It has helped countless small farmers attain their dreams, and it continues today as an exceptional resource for those who want to make their first farming attempt.
Five Flights Up: AAnd Other New York Apartment Stories
by Toni SchlesingerA flop house, a pumping station, a maid's room, a homeless center, a former brothel, a Richard Meier building, a circus trailer, a sail boat, a skyscraper, buildings named Esther and Loraine—just a few of the places New Yorkers call home. For the past eight years writer Toni Schlesinger has been bringing us these "conversation places" in her weekly column in the Village Voice. Through her incisive questioning, original writing, and comic parallel reveries, Schlesinger creates miniature documentaries on the lives, passions, hopes, and heartbreaks of many of New York City's millions
Five Hours North: A Memoir of Outlaw Farming on California's Cannabis Frontier
by Ty KearnsThe colorful true adventures of an unexpected "pot-star" turned cannabis CEO in the new Wild West of California's green rush. Don't give anyone your real name. Never say anything to your loved ones. Always have a full tank of gas, a jump starter, and an alibi. The year is 2008, and the green rush is taking root in Humboldt County, California. Born and raised in this "Emerald Triangle" famous for its natural beauty and perfect cannabis-growing conditions, Ty Kearns wants no part of it. He has seen too many friends and acquaintances lose or derail their lives for the green dream, always feeling the itch for more cash and more power. But as a college student with tuition to pay—and few options in the middle of the worst recession since the Great Depression—Ty is willing to try almost anything. When his eccentric Uncle Bob introduces him to some local growers, the rules of the industry start to dominate Ty's double life. He spends his days taking notes in lecture halls and his nights and weekends five hours north at his secret farm in the mountains, where danger and beauty are as tangible as the plants themselves. Soon, he is more successful than he ever could have imagined—more successful than just about any other grower on the mountain. But he faces natural disasters, animal encounters, the gossip mill, the authorities, the highs and lows of first love, and a crowd of "trimmigrants" and pot-star groupies as he grapples with the damage that growing does to his mental health and the land itself. Today, Ty is the CEO of SEVEN LEAVES, a fully licensed cannabis cultivation operation with product in over four hundred stores and a commitment to 100 percent green energy. But his path to sustainable growing was long and gnarly. Growing pot wasn't Ty's plan, but he found his calling when he stepped out of the shadow of the mountain. A coming-of-age journey where the truth is stranger than fiction, Five Hours North tells the story of the lost pre-legalization weed scene, when the characters were larger than life and the growers were always one step from disaster.
Five Rules for Tomorrow's Cities: Design in an Age of Urban Migration, Demographic Change, and a Disappearing Middle Class
by Patrick M. CondonAs urban designers respond to the critical issue of climate change they must also address three cresting cultural waves: the worldwide rural-to-urban migration; the collapse of global fertility rates; and the disappearance of the middle class. In Five Rules for Tomorrow's Cities, planning and design expert Patrick Condon offers five rules to help urban designers assimilate these interconnected changes into their work: (1) See the City as a System; (2) Recognize Patterns in the Urban Environment; (3) Apply Lighter, Greener, Smarter Infrastructure; (4) Strengthen Social and Economic Urban Resilience; and (5) Adapt to Shifts in Jobs, Retail, and Wages. Five Rules for Tomorrow's Cities provides grounded and financially feasible design examples for tomorrow's sustainable cities, and the design tools needed to achieve them.
Five-Plant Gardens: 52 Ways to Grow a Perennial Garden with Just Five Plants
by Nancy J. Ondra Rob CardilloWith literally hundreds of choices, it can be overwhelming to decide which perennials to plant in your garden. Nancy J. Ondra takes the stressful guesswork out of perennial garden planning by offering 52 vibrant designs, each made up of only five plants. Ondra tailors each simple design to a specific set of growing conditions, with plenty of tips to help your planting mature. Enjoy gardens full of sun-drenched blooming flowers and shade-loving greenery for years to come.
Fix It, Make It, Grow It, Bake It
by Anneli Rufus Billee SharpIn this D.I.Y. guide to the good life, readers learn how to edit their lives, since in the long run, less is more - pedal now or paddle later! Readers and their families can live more joyfully and far more creatively, all on a dime. The best things in life are free - or very nearly free - and author Billee Sharp shares her freecycling, budget-savvy, barter-better wisdom. Based on a sensible foundation of global responsibility and foresight for the next seven generations, Billee Sharp's philosophy is compelling. From the radical common sense introduction to the practical how-tos and yummy recipes, Fix It, Make It, Grow It, Bake It is a step-by-step handbook to revolutionizing spending habits and reclaiming quality of life in the process. Learn how to start a community garden and to seed share, ditch the grass and raise organic veggies in the front lawn, eco-clean the house with lemons and lavender cure minor maladies from the kitchen cabinet, organize a trade-for-what-you-want free flea market, and cook meals for pennies.
Fix It, Make It, Grow It, Bake It: The D.I.Y. Guide to the Good Life
by Billee SharpIn this D.I.Y. guide to the good life, readers learn how to edit their lives, since in the long run, less is more -- pedal now or paddle later! Readers and their families can live more joyfully and far more creatively, all on a dime. The best things in life are free -- or very nearly free -- and author Billee Sharp shares her freecycling, budget-savvy, barter-better wisdom. Based on a sensible foundation of global responsibility and foresight for the next seven generations, Billee Sharp's philosophy is compelling. From the radical common sense introduction to the practical how-tos and yummy recipes, Fix It, Make It, Grow It, Bake It is a step-by-step handbook to revolutionizing spending habits and reclaiming quality of life in the process. Learn how to start a community garden and to seed share, ditch the grass and raise organic veggies in the front lawn, eco-clean the house with lemons and lavender cure minor maladies from the kitchen cabinet, organize a trade-for-what-you-want free flea market, and cook meals for pennies.
Fix-It and Forget-It Baking with Your Slow Cooker: 150 Slow Cooker Recipes for Breads, Pizza, Cakes, Tarts, Crisps, Bars, Pies, Cupcakes, and More! (Fix-It and Forget-It)
by Phyllis GoodYou knew that slow cookers make delicious soups and stews, but did you know that they also make soft and chewy cookies, gooey bars, fluffy cakes, and moist breads? The beloved Fix-It and Forget-It series has sold nearly eleven million copies, giving home cooks around the world exactly what they crave--recipes for delicious, satisfying meals that anyone can make with simple ingredients and minimal preparation time. Now, New York Times-bestselling author Phyllis Good presents a collection that gives cooks an unexpected treat--fabulous baked goods! Featuring 250 new, mouthwatering recipes--all carefully tested--this will be the go-to book for bake sales, last-minute guests, holiday baking, and everyday treats! Fix-It and Forget-It Baking with Your Slow Cooker is a big, full-color, useful cookbook that, in addition to recipes, offers tips and tricks for baking with your slow cooker, FAQs, suggestions for substituting common allergen ingredients, and more.
Fixation: How to Have Stuff without Breaking the Planet
by Sandra GoldmarkOur massive, global system of consumption is broken. Our individual relationship with our stuff is broken. In each of our homes, some stuff is broken. And the strain of rampant consumerism and manufacturing is breaking our planet. We need big, systemic changes, from public policy to global economic systems. But we don't need to wait for them.Since founding Fixup, a pop-up repair shop that brought her coverage in The New York Times, Salon, New York Public Radio, and more, Sandra Goldmark has become a leader in the movement to demand better "stuff.&” She doesn't just want to help us clear clutter—she aims to move us away from throwaway culture, to teach us to reuse and repurpose more thoughtfully, and to urge companies to produce better stuff. Although her goal is ambitious, the solution to getting there is surprisingly simple and involves all of us: have good stuff, not too much, mostly reclaimed, care for it, and pass it on.Fixation charts the path to the next frontier in the health, wellness, and environmental movements—learning how to value stewardship over waste. We can choose quality items designed for a long lifecycle, commit to repairing them when they break, and shift our perspective on reuse and "preowned&” goods. Together, we can demand that companies get on board. Goldmark shares examples of forward-thinking companies that are thriving by conducting their businesses sustainably and responsibly.Passionate, wise, and practical, Fixation offers us a new understanding of stuff by building a value chain where good design, reuse, and repair are the status quo.
Flagg's Small Houses: Their Economic Design and Construction, 1922
by Ernest FlaggA celebrated New York architect and designer of the city's fabled Singer Building, Ernest Flagg (1857-1947) was most famous for his skyscrapers. But Flagg was also an ardent proponent of the well-designed single-family dwelling. As this classic treatise illustrates, he devised a variety of structural economies and ingenious innovations.Filled with 526 blueprints, photographs, and other illustrations, Flagg's Small Houses embraces modular designs, the use of ridge-dormers, and saving space, materials, and costs. Flagg offers advice on every corner of the home, from the practicalities of plumbing and heating to the aesthetics of color choices and landscaping designs. Modern designers, both professional and amateur, will find this book a timeless source of advice and inspiration.
Flash, Crash, Rumble, and Roll
by Franklyn M. BranleyExplains how and why a thunderstorm occurs and gives safety steps to follow when lightning is flashing.
Flea Market Fabulous: Designing Gorgeous Rooms with Vintage Treasures
by Lara SpencerFrom the New York Times–bestselling author of I Brake for Yard Sales: An inspiring step-by-step guide to reinventing your space with secondhand finds.Focusing on nine different rooms (including her own recently purchased Manhattan apartment), Lara Spencer, host of HGTV’s Flea Market Flip, shows that all it takes is planning, shopping know-how, and a little imagination to create a beautiful and comfortable home that reflects your personal style. She walks through the step-by-step process of overcoming the challenges of the room, offering helpful tips and lessons along the way. She identifies the design dilemma; comes up with a decorating plan; makes a mood board for inspiration; compiles a shopping list; scours flea markets for furniture and accessories that fit the bill; restores, repurposes, and reinvents the pieces she finds, giving them new life; and brings all the elements together in the gorgeous, finished space. With illuminating before, during, and after photographs of her DIY projects and the room installations, Lara demystifies the decorating process and allows you to envision endless possibilities for what you can do in your own home.“Lara Spencer has a secret superpower: making homes look like a million bucks using only bargain finds and easy D.I.Y. projects.” —Redbook
Flights of Imagination
by Sonja DümpelmannIn much the same way that views of the earth from the Apollo missions in the late 1960s and early 1970s led indirectly to the inauguration of Earth Day and the modern environmental movement, the dawn of aviation ushered in a radically new way for architects, landscape designers, urban planners, geographers, and archaeologists to look at cities and landscapes. As icons of modernity, airports facilitated the development of a global economy during the twentieth and early twenty-first centuries, reshaping the way people thought about the world around them. Professionals of the built environment awoke to the possibilities offered by the airports themselves as sites of design and by the electrifying new aerial perspective on landscape. In Flights of Imagination, Sonja Dümpelmann follows the evolution of airports from their conceptualization as landscapes and cities to modern-day plans to turn decommissioned airports into public urban parks. The author discusses landscape design and planning activities that were motivated, legitimized, and facilitated by the aerial view. She also shows how viewing the earth from above redirected attention to bodily experience on the ground and illustrates how design professionals understood the aerial view as simultaneously abstract and experiential, detailed and contextual, harmful and essential. Along the way, Dümpelmann traces this multiple dialectic from the 1920s to the land-camouflage activities during World War II, and from the environmental and landscape planning initiatives of the 1960s through today.
Flip! for Decorating
by Elizabeth MayhewIn this fresh, fun, and unique book, design consultant and Today show lifestyle expert Elizabeth Mayhew shares essential insider tips for making any space stylish and timeless in a snap. Forget expensive fixes or labor-intensive endeavors, Flip! for Decorating can show you how to redecorate with what you have on hand, or with the simple purchases you'll need to create the room of your dreams. Flip through the upper right hand pages, and watch four rooms receive an instant makeover! Inside you'll discover:* step-by-step instructions for decorating the four most commonly used rooms: living room, dining room, family room, and bedroom* the fundamentals of color, including no-fail wall and trim colors, when to use wallpaper instead of paint, and the facts on different paint finishes* the ways to treat a window, from Venetian blinds and Roman shades to simple curtains-and the secrets to making a window appear taller or wider* the art of picking the perfect sofa, chairs, tables, and lighting* strategies on how to prioritize your decorating decisionsFlip! for Decorating also features time-saving "reality checks," handy shopping tips, and easy and informative sidebars that will give you instant solutions if you're stumped, stymied, or need to add a quick jolt of style to virtually any room in your home. With this amazing, practical book, decorating is so easy you'll flip!
Flipping Houses (Idiot's Guides)
by Tim W. Lenihan Patricia Burkhart SmithFlipping houses can be a dream—or a nightmare. You have to know what you're doing. Idiot's Guides: Flipping Houses takes a practical, real world look at the process by presenting the risks and rewards of flipping real estate. This book will help determine if you have the necessary time and cash, and guide you through the process of successfully purchasing, rehabbing, and profiting from their investments. The book includes: • An in-depth discussion on devising the perfect flipping strategy, including a business plan and timeline, which enables a flipper to take a property from drab and shabby to modern and eye appealing. • Tips on how to target neighborhoods, properties, and selling markets to find a perfect flip property. • Easy-to-understand checklists so you can ensure you've performed all the Flip Timeline Steps, including legal paperwork, staging the house, inspection, and closing. • Discussion on finding financial funding and assembling your team of experts. • Instruction on performing a quick makeover for a quick sale or a more in-depth update to really impress buyers. • Tips and tricks to negotiation your sale and what to expect at closing. • Post-Flip financial analysis on determining your profits, taxes to pay, and how flipping affects your income.