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Cost of Living: Essays
by Emily Maloney“Astute, compassionate and lethally funny. Maloney is an exceptionally alert writer on whom nothing is lost, who sees everything with excruciating clarity.” —Sarah Manguso, The New York Times The searing intimacy of Girl, Interrupted combines with the uncomfortable truths of The Empathy Exams in a collection of essays chronicling one woman’s experiences as both patient and caregiver, giving a unique perspective from both sides of the hospital bed.What does it cost to live? When we fall ill, our lives are itemized on a spreadsheet. A thousand dollars for a broken leg, a few hundred for a nasty cut while cooking dinner. Then there are the greater costs for even greater misfortunes. The car accidents, breast cancers, blood diseases, and dark depressions. When Emily Maloney was nineteen she tried to kill herself. An act that would not only cost a great deal personally, but also financially, sending her down a dark spiral of misdiagnoses, years spent in and out of hospitals and doctor’s offices, and tens of thousands owed in medical debt. To work to pay off this crippling burden, Emily becomes an emergency room technician. Doing the grunt work in a hospital, and taking care of patients at their most vulnerable moments, chronicling these interactions in searingly beautiful, surprising ways. Shocking and often slyly humorous, Cost of Living is a brilliant examination of just what exactly our troubled healthcare system asks us to pay, as well as a look at what goes on behind the scenes at our hospitals and in the minds of caregivers.
Cost of Living
by Helen ThompsonBanks keep your money safe and offer an alternative to carrying piles of money around with you all the time. Learn all this and more in Banking Basics.
The Cost of Living Crisis: (and how to get out of it)
by Costas Lapavitsas James Meadway Doug NichollsA myth-busting pamphlet that charts a course out of the current cost of living crisis, focusing on Britain's current economic situationWe are living through a cost of living crisis, with interest rate hikes and the prices of everyday consumables and energy bills sky-rocketing. Why is this happening?Sometimes we are told that wages are too high, or that the government has "printed" too much money or that events far away, such as the war in Ukraine, are solely to blame. The plain argument that high prices go together with high profits, falling wages, and weak production is often distorted and hidden by mainstream commentary in the media and elsewhere.This plain-speaking pamphlet tells it straight: the big businesses dominating production and distribution make huge profits out of high inflation, while working people lose out. It sets out factual evidence to illustrate that the source of record profits is the fall in real wages as inflation rises.A large part of the income of working people is being transferred directly into the profits of big business. The pamphlet shows that the deeper roots of the "cost of living crisis" lie in the very low investment and poor productivity growth for many years. The basic steps to resolving the crisis are simple: prices, especially of essentials, must be brought down, and wages, salaries, benefits, and pensions must be increased.
The Cost of Not Educating the World's Poor: The new economics of learning
by Lynn IlonIn The Cost of Not Educating the World’s Poor, Lynn Ilon observes from her 30 years of travel and work in some 20 developing countries, how global instability, problems of environmental degradation, spread of global disease, migration and political instability are a cost of viewing the uneducated poor as separated from a networked of fast-growing global knowledge. This book shows how powerful global learning systems are rapidly forming and linking the rich world with the world of the poor and developing nations. Using a narrative voice interleaved with concise introductions to the underlying theories (economics, development, learning, technology and networks) it shows us how changing our ways of thinking can lead to new possibilities. The Cost of Not Educating the World’s Poor is based on an emerging theory of development economics and the author’s own vast experiences and stories. It also discusses, among other issues: International development and how it has evolved toward an emphasis on knowledge How networked human capital creates new potential for poorly resourced countries The formation of a global system of learning networks The digitization of knowledge How nations improve their well-being through knowledge and equity This inter-disciplinary assessment of international learning inequality and the methods to overcome it will appeal to researchers concerned with emerging concepts of global learning networks and their effects on development. It will also be of interest to students and policymakers studying national inequality, economics, and global development.
Cost Per Action Domination Unique Money "Magnet" CPA Guide
by Brian GravesMake Hundreds Of Dollars/Day and Get That Dream Income Started Right Away! CPA marketing can appear daunting; especially when you’re new or have never had the sort of success you have always dreamt of. There are so many factors that need to be considered; from creating a website or a landing page to bringing visitors to your website to actually getting them to sign up for your CPA offers. It can be overwhelming if you don’t know how to go about it. I know how depressing it can be to open your Paypal only to find it in a sad state….with just a few dollars or nothing at all. I've been there........and wouldn't want anyone to go through that.
Cost Recovery
by Lanza Richard B.Cost Recovery: Turning Your Accounts Payable Department into a Profit Center shows how to identify a company's hidden financial assets. It provides tools to assist organizations generate cash recoveries, stop profit leaks, move away from control issues, and work towards process improvements. The book shows how to incorporate profit recovery technology, and how to pair a company with a recovery expert best suited to the company's needs to achieve bottom line results. The book discusses how to utilize free services offered by cost recovery consultants, using of top money-saving proves improvements, and how to create a plan to maximize recovering technology.
Cost Reduction Analysis
by Bragg Steven M.Discover the tools for knowing the costs your company should cut, without impacting its ability to deliver goods and services New from Steve Bragg, this book provides the tools for determining which costs a company should cut, without impacting its ability to deliver goods and services. It explains how to use throughput analysis in order to locate bottleneck operations in a company, which in turn dictates where capital investments should (and should not) be made. Delves into process analysis, to determine where excess resources are being used in a business process Describes the total cost of ownership, showing how a single purchasing decision actually snowballs into a variety of ancillary costs Shows how to create and use a spend management system to reduce procurement costs Shows how just-in-time systems can be used to eliminate inventory costs Cost Reduction Analysis: Tools and Strategies provides examples to show how much cost can potentially be eliminated to avoid drastic action later that can imperil your corporation's direction and future.
Cost Reduction and Control Best Practices
by Institute of Management and AdministrationCost Reduction and Control Best Practices provides financial manages with no-nonsense, balanced, and practical strategies that are being targeted and used nationwide for controlling costs by thousands of companies in areas such as human resources, compensation, benefits, purchasing, outsourcing, use of consultants, taxes, and exports. These best practices are based on the trenches experience, research, proprietary databases, and consultants from the Institute of Management and Administration (IOMA) and other leading experts in their fields.* Provides best practices and techniques for controlling costs within a company* New chapters focus on outsourcing costs, downsizing, consultants' costs, and business tax costs* Provides the latest strategies companies re using to control costs
Cost System Analysis
by Robert S. KaplanDescribes six characteristics of cost systems: standard vs. actual costs; job-order vs. process costing; variable vs. full costs; disaggregate vs. aggregate cost accumulation; and specific vs. average rates for labor and overhead. A rewritten version of an earlier case.
Cost Variance Analysis
by Robert S. Kaplan Susanna GallaniThe Cost Variance Analysis note was written to provide students with fundamental concepts and methods for the analysis of cost variances. This note focuses on the decomposition of cost variances into price, quantity and mix variance components, an approach that allows students to identify the root causes of differences between expected and actual costs.
Costa Rica: 2001 Article IV Consultation--Staff Report; Staff Statement; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Costa Rica
by International Monetary FundA report from the International Monetary Fund.
Costa Rica: Selected Issues (Imf Staff Country Reports)
by International Monetary Fund. Western Hemisphere Dept.A report from the International Monetary Fund.
Costa Rica After Coffee: The Co-op Era in History and Memory
by Lowell GudmundsonCosta Rica After Coffee explores the political, social, and economic place occupied by the coffee industry in contemporary Costa Rican history. In this follow-up to the 1986 classic Costa Rica Before Coffee, Lowell Gudmundson delves deeply into archival sources, alongside the individual histories of key coffee-growing families, to explore the development of the co-op movement, the rise of the gourmet coffee market, and the societal transformations Costa Rica has undergone as a result of the coffee industry’s powerful presence in the country.While Costa Rican coffee farmers and co-ops experienced a golden age in the 1970s and 1980s, the emergence and expansion of a gourmet coffee market in the 1990s drastically reduced harvest volumes. Meanwhile, urbanization and improved education among the Costa Rican population threatened the continuance of family coffee farms, because of the lack of both farmland and a successor generation of farmers. As the last few decades have seen a rise in tourism and other industries within the country, agricultural exports like coffee have ceased to occupy the same crucial space in the Costa Rican economy. Gudmundson argues that the fulfillment of promises of reform from the co-op era had the paradoxical effect of challenging the endurance of the coffee industry.
Cost–Benefit Analysis (Elements in Public Economics)
by Per-Olov Johansson Bengt KriströmThis Element on cost-benefit analysis provides a summary of recent theoretical and empirical developments and summarizes state-of-the-art stated-preference and revealed-preference valuation methods. The Element discusses how to assess small (or marginal) as well as large (or non-marginal) projects that have a significant impact on prices and/or other economic variables. It also discusses distortions like taxes, market power, and sticky prices. In addition, risk/uncertainty is considered. A novel feature is the elaboration on flexible evaluation rules for reasonably small projects. Conventional point-estimates of projects should be used with care, because they typically give biased results.
Costco Companies, Inc.
by Ann Leamon David E. BellCostco Companies, one of the major players in the wholesale club industry, has developed a new class of membership that offers discounted services--auto, health, and home insurance, business credit card processing, real estate services--in exchange for a higher annual fee ($100 vs. $40). The case poses two questions: 1) how should the new membership be marketed, to whom, and how much should be spent on the effort? and 2) what are the potential risks and benefits for Costco, which generated $22 billion in 1997 selling products in bulk, in offering services? Which question is emphasized depends on whether the case is taught in a marketing or a retailing course.
Costing Alternative Choices
by David F. Hawkins Jacob CohenDiscusses the role of differential cost and revenues in solving alternative choice problems.
Costly Bargain of Trade Promotion
by Robert D. Buzzell Walter J. Salmon John A. QuelchOver the last decade, power in the retailing of packaged goods has shifted from manufacturers to wholesalers and sellers. One result has been an increase in consumer and trade promotion. But many trade promotion practices are costly to manufacturers, retailers, and eventually consumers. The authors single out forward buying in the grocery trade and offer evidence of the costs of this practice to the distribution system as a whole. They suggest a policy called "everyday low purchase price", designed to smooth the peaks and valleys of demand and reduce the costs of distribution.
Costly Fix: Power, Politics, And Nature In The Tar Sands
by Ian UrquhartCostly Fix examines the post-1995 Alberta tar sands boom, detailing how the state inflated the profitability of the tar sands and turned a blind eye to environmental issues. It considers the position of First Nations, the character and strength of environmental critiques, and the difficulties that environmental groups and First Nations have had in establishing a countermovement to market fundamentalism. The final chapter discusses how Alberta's new NDP government, in its first couple of years, has addressed the legacies they have inherited from the previous Progressive Conservative government on climate change, royalties, and the blight of tailings ponds in the boreal forest. Throughout the book, Urquhart demonstrates that too many actors have done too little to prevent Alberta's boreal forest from becoming a landscape sacrificed for unsustainable economic growth.
Costovation: Innovation That Gives Your Customers Exactly What They Want--And Nothing More
by Stephen Wunker Jennifer Luo LawWow your customers . . . with "less." Cut costs-it's a common corporate refrain. But if you constantly slash expenditures, what happens to innovation? How can you stay competitive and satisfy customers? Costovation solves the dilemma of how to spend less and innovate more. The book's revolutionary approach broadens the definition of innovation beyond products to the business model itself. With costovation, you let go of assumptions, take a fresh look at the market, and relentlessly focus on what customers really want. Consider Planet Fitness-it grew to 7.3 million members by concentrating on casual exercisers. Those folks don't care about frills. They want easy, low-cost access to good equipment. Although it's inexpensive to run, Planet Fitness ranks highest in gym satisfaction. Gourmet grocer, Picard, sells only frozen food. With less perishable inventory, they compress costs while delighting a discerning but busy clientele. Packed with examples and interactive exercises, the book explores cost innovation strategies that work for big and small companies alike. From open innovation and cost-sharing to simplifying products and turning waste into new offerings-readers learn how rivals are carving out niches, protecting positions, and dominating industries. Innovation and cost-cutting are not opposites. Combined, they expose untapped opportunities to outsmart and underspend competitors.
Costs and Benefits: Why We Need to Study Bad Leadership
by Barbara KellermanMost books that examine leadership do so from the perspective that true leaders are good and ethical leaders, with little or no attention paid to bad leaders. With the costs of bad leadership being so high, ignoring its existence, and allowing it to continue, is a disservice to everyone involved. And focusing on leaders and shortchanging the role of followers, when the two should be looked at in tandem, only makes matters worse.
Costs and Expenses: No Hard-and-Fast Rules
by Joe Knight Karen Berman John CaseMost managers have plenty of personal experience with expenses. But did you know that there are plenty of estimates and biases that go into those expense lines? This chapter examines the major line items in this section of the income statement.
Costs and Expenses - No Hard-and-Fast Rules: Financial Intelligence for Entrepreneurs
by Joe Knight Karen BermanMost entrepreneurs watch expenses closely. But did you know that there are plenty of estimates and biases that go into those expense lines? This chapter examines the major line items in this section of the income statement - including cost of goods sold, operating expenses, and one-time charges, among others. This chapter is excerpted from "Financial Intelligence for Entrepreneurs."
Costs and ROI: Evaluating at the Ultimate Level (Measurement and Evaluation Series #5)
by Jack J. Phillips Lizette ZunigaCosts and ROI Costs and ROI is the fifth of six books in the Measurement and Evaluation Series from Pfeiffer. The proven ROI Methodology--developed by the ROI Institute--provides a practical system for evaluation planning, data collection, data analysis, and reporting. All six books in the series offer the latest tools, most current research, and practical advice for measuring ROI in a variety of settings. All costs must be captured for an accurate cost profile. Costs and ROI focuses on developing program costs and the ROI and explains this vital element in the ROI Methodology. The authors show how to capture all costs in order to bring credibility to the analysis. The book outlines the actual ROI calculation and explains the many assumptions and issues that must be considered when calculating the ROI. Costs and ROI presents three effective calculations: the benefit-cost ratio, the ROI percentage, and the payback period. Costs and ROI includes all the challenges and concerns regarding the use of ROI.
The Costs of Crime and Justice
by Mark A. CohenThis book presents a comprehensive view of the financial and non-financial consequences of criminal behavior, crime prevention, and society’s response to crime. Crime costs are far-reaching including medical costs, lost wages, property damage and pain, suffering, and reduced quality of life to victims and the public at large; police, courts, and prisons; and offenders and their families who may suffer consequences incidental to any punishment they receive for committing crime. The book provides a comprehensive economic framework and overview of the empirical methodologies used to estimate costs of crime. It provides an assessment of what is known and where the gaps in knowledge are in understanding the costs and consequences of crime. Individual chapters focus on victims, governments, as well as the public at large. Separate chapters detail the various methodologies used to estimate crime costs, while two chapters are devoted to policy analysis – both cost-effectiveness and benefit-cost analysis. The second edition is completely updated and expanded since the first edition in 2005. All cost estimates have also been updated. In addition, due to a significant increase in the number of studies on the cost of crime, new chapters focus on the costs to offenders and their families; white-collar and corporate crime; and cost of crime estimates around the world. Understanding the costs of crime can lead to important insights and policy conclusions—both for criminal justice policy and other social ills that compete with crime for government funding. Thus, the target audience for this book includes criminologists and policy makers who are seeking to apply rigorous social science methods to assist in developing appropriate criminal justice policies. Note that the book is nontechnical and does not assume the reader is conversant in economics or statistics.
The Costs of Crime and Justice
by Mark A. Cohen Mark A CohenIn The Costs of Crime and Justice, Mark Cohen presents a comprehensive view of the financial setbacks of criminal behaviour. Victims of crime might incur medical costs, lost wages and property damage; while for some crimes pain, suffering and reduced quality of life suffered by victims far exceeds any physical damage. The government also incurs costs as the provider of mental health services, police, courts and prisons.Cohen argues that understanding the costs of crime can lead to important insights and policy conclusions - both in terms of criminal justice policy but also in terms of other social ills that compete with crime for government funding. This book systematically discusses the numerous methodological approaches and tallies up what is known about the costs of crimeA must-read for anyone involved in public policy, The Costs of Crime and Justice consolidates the diverse research in this area but also makes one of the most valuable contributions to date to the study of the economics of criminal behavior.