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Financial Modeling (3rd Edition)
by Simon BenningaToo often, finance courses stop short of making a connection between textbook finance and the problems of real-world business. Financial Modeling bridges this gap between theory and practice by providing a nuts-and-bolts guide to solving common financial models with spreadsheets. Simon Benninga takes the reader step by step through each model, showing how it can be solved using Microsoft Excel. The long-awaited third edition of this standard text maintains the "cookbook" features and Excel dependence that have made the first and second editions so popular. It also offers significant new material, with new chapters covering such topics as bank valuation, the Black-Litterman approach to portfolio optimization, Monte Carlo methods and their applications to option pricing, and using array functions and formulas. Other chapters, including those on basic financial calculations, portfolio models, calculating the variance-covariance matrix,and generating random numbers, have been revised, with many offering substantially new and improved material. Other areas covered include financial statement modeling, leasing, standard portfolio problems, value at risk (VaR), real options, duration and immunization, and term structure modeling. Technical chapters treat such topics as data tables, matrices, the Gauss-Seidel method, and tips for using Excel. The last section of the text covers the Visual Basic for Applications (VBA) techniques needed for the book. The accompanying CD contains Excel worksheets and solutions to end-of-chapter exercises.
Financing Higher Education Worldwide: Who Pays? Who Should Pay?
by D. Bruce Johnstone Pamela N. MarcucciNo issue in higher education is as salient, or as controversial, as finance. As demand for higher education around the world grows, so do the costs associated with it, especially as governments shoulder less of the burden. Tuition fees rise and student loan debt grows. Who pays for these surging costs? Who should pay? D. Bruce Johnstone and Pamela N. Marcucci examine the universal phenomenon of cost-sharing in higher education—where financial responsibility shifts from governments and taxpayers to students and families. They find that growing costs for education far outpace public revenue streams that once supported it. Even with financial aid and scholarships defraying some of these costs, students are responsible for a greater share of the cost of higher education.Featuring comprehensive economic and policy data, the authors' international comparative approach shows how economically diverse countries all face similar cost-sharing challenges. So, who should pay for higher education? While cost-sharing is both politically and ideologically debated, Johnstone and Marcucci contend that, for almost all countries, it is imperative for the financial health of colleges and universities, bringing better efficiency, equity, and responsiveness. Financing Higher Education Worldwide combines sophisticated economic explanations with sensitive political and cultural analyses of the financial pressures facing higher education throughout the world.
Finding Art's Place: Experiments in Contemporary Education and Culture
by Nicholas PaleyFinding Art's Place showcases three artistic/educational experiments located outside of school settings. Nicholas Paley presents the texts, voices and the teaching and learning practices of Tim Rollins + K.O.S. (Kids of Survival); the video work of Sadie Benning, the adolescent filmmaker who has won critical acclaim for her sensitive self-explorations of her lesbian sexuality; and the photographic efforts of Jim Hubbard, who shares his expertise with homeless and urban children in Washington, D.C. Finding Art's Place explores the many ways education occurs in each of these experiments. Allowing the children and young adults, their mentors and their work to speak for themselves about their educational experiences, Paley brings forward multiple standpoints on educational methodologies and materials, identity, literacy, and the configurations of art in the lives of urban youth.
Finding My Elf
by David ValdesSingle All the Way meets Simon vs. the Homo Sapiens Agenda in this festive romcom about Cam, who’s trying to find the “the one” and also trying to find himself—while spending winter break working at a hectic Santa’s Village. Escaping to NYU for college didn’t turn out the way Cameron planned—he’s flunking his theater classes, about to lose his scholarship, and he still hasn’t found anyone he can call his “people.” When he gets home for winter break, he’s so desperate to avoid a Conversation with his dad that he takes the first acting job he can get—as a mall elf. Despite how Scroogey he feels, the plus side is that there’s a cash prize for the most festive of Santa’s helpers. But the competition is fierce—especially from fellow elf Marco. Christmas spirit oozes out of his veins. At first Cam is determined to see him as nothing but a rival, but as they spend more time together, Cam starts to second-guess himself. What if he’s finally found his people here—in the fakest consumerist nightmare place on Earth, where he least expected it?
Finding Yvonne
by Brandy ColbertFor fans of Nicola Yoon and Nina LaCour comes a striking novel about difficult choices from acclaimed author Brandy Colbert.Since she was seven years old, Yvonne has had her trusted violin to keep her company, especially in those lonely days after her mother walked out on their family. But with graduation just around the corner, she is forced to face the hard truth that she just might not be good enough to attend a conservatory after high school.Full of doubt about her future, and increasingly frustrated by her strained relationship with her successful but emotionally closed-off father, Yvonne meets a street musician and fellow violinist who understands her struggle. He's mysterious, charming, and different from Warren, the familiar and reliable boy who has her heart. But when Yvonne becomes unexpectedly pregnant, she has to make the most difficult decision yet about her future.From the author of Pointe and Little & Lion, comes another heartfelt novel about the twists and turns that can show up on a path meant only for you.
Fine
by Susan DownhamHanna is a torn and lonely, slightly awkward teenager finding her place in the world. The truth of her new friend forces Hanna to make some big choices. Hanna knows a secret and when she shares it everything changes. She learns what it means to be a good person and a good friend.
The Fine Art of Small Talk: How to Start a Conversation, Keep It Going, Build Networking Skills – and Leave a Positive Impression!
by Debra FineIn this bestselling guide to social success, communication expert Debra Fine reveals the techniques and strategies anyone can use to make small talk in any situation. Help is on the way with The Fine Art of Small Talk, the classic guide that&’s now revised for the modern era. Small talk is more than just chitchat; it&’s a valuable tool to help you climb the corporate ladder, widen your business and social circles, and boost your self-confidence. With practical advice and simple conversation &“cheat sheets,&” this book offers easy-to-learn techniques that will allow you to feel comfortable in any type of social situation—from a video meeting to a first date to a cocktail party where you don&’t know a soul. Nationally recognized communication expert Debra Fine will show you how to: Learn to connect with others regardless of the occasion, event, or situation Come across as composed and self-assured when entertaining Avoid awkward silences and &“foot in mouth&” disease Convey warmth and enthusiasm so that other people feel good about being near you Make a positive, lasting impression from the minute you say hello. Once you master The Fine Art of Small Talk, you&’ll excel at making others feel included, valued, and comfortable. Let Debra Fine turn you into a small-talk expert—and watch the contacts, business deals, and social relationships multiply before your eyes!
The Fingerprint (The Miss Silver Mysteries #30)
by Patricia WentworthWhen a suicide seems suspicious, governess-turned-sleuth Miss Silver steps in to assist Scotland Yard. Frank Abbott&’s vacations never last very long, and his trip to Field End is no exception. He has hardly enjoyed a moment of Jonathan Field&’s hospitality before tragedy strikes. A niece ventures into old Jonathan&’s study at night to ask him a question, and finds him stone cold with a revolver by his hand. An obvious suicide, it seems, but Inspector Abbott is not so sure. He asks his friend Maud Silver, the brilliant detective, for assistance. She agrees it must be murder. But who is the killer? Assisting their investigation is the dead man&’s strange habit of fingerprinting all who come to visit. But there are fingerprints all over the house, and solving this murder will require Miss Silver&’s particularly delicate touch.
The Finishing School Complete Collection (Finishing School)
by Gail CarrigerAll four books in New York Times bestselling author Gail Carriger's young adult steampunk Finishing School series are now available in one e-book bundle!Travel back to the beginning of Sophronia's story in Etiquette & Espionage, then follow her many adventures through Curtsies & Conspiracies, Waistcoats & Weaponry, and Manners & Mutiny to the smashing series finale that will make you want to start all over again.
Finite Mathematics, 10th Edition
by Margaret L. Lial Raymond N. Greenwell Nathan P. RitcheyFinite Mathematics is a thorough, application-oriented text for students majoring in business, management, economics, or the life or social sciences.
Finite Mathematics for Business, Economics, Life Sciences, and Social Sciences (Thirteenth Edition)
by Raymond A. Barnett Michael R. Ziegler Karl E. ByleenLearn about the math that will help you in many careers and academic disciplines.
Finite Mathematics for the Managerial, Life, and Social Sciences (Tenth Edition)
by Soo T. TanThe text pairs pioneering technology with rock-solid theory, delivering matchless flexibility to both traditional and modern practitioners. The text abounds with helpful examples, exercises, applications, and features to motivate further exploration.
The Fire Horse Girl
by Kay HoneymanA fiery and romantic adventure, perfect for fans of Grace Lin, Kristen Cashore, or Lisa See!Jade Moon is a Fire Horse -- the worst sign in the Chinese zodiac for girls, said to make them stubborn, willful, and far too imaginative. But while her family despairs of marrying her off, she has a passionate heart and powerful dreams, and wants only to find a way to make them come true.Then a young man named Sterling Promise offers Jade Moon and her father a chance to go to America. While Sterling Promise's smooth manners couldn't be more different from her impulsive nature, Jade Moon falls in love with him on the long voyage. But America in 1923 doesn't want many Chinese immigrants, and when they are detained at Angel Island, the "Ellis Island of the West," she discovers a betrayal that destroys all her dreams. To get into America, much less survive there, Jade Moon will have to use all her stubbornness and will to break a new path... one so brave and dangerous, only a Fire Horse girl could imagine it.
Fire-Raising: Its Motivation And Management
by Prof Herschel Prins Herschel PrinsIn recent years, fire-raising has become an increasing problem in Britain and elsewhere, and now involves many professionals in the investigation and management of those who set fires. The motives of fire-raisers are complex and their behaviour is hard to change. Herschel Prins sets the problem in an historical and anthropological context, examines the size of the problem, its investigation and motivation, in a way which will enable more effective management.
Fireblood (The Frostblood Saga #2)
by Elly BlakeIn this action-packed sequel to the New York Times bestselling Frostblood, Ruby must choose between her fiery homeland and the icy king who loves her.Against all odds, Ruby has defeated the villainous Frost King and melted his powerful throne. But the bloodthirsty Minax that was trapped inside is now haunting her kingdom and everyone she loves. The answers to its demise may lie to the south in Sudesia, the land of the Firebloods, and a country that holds the secrets to Ruby's powers and past....Despite warnings from her beloved Arcus, Ruby accompanies a roguish Fireblood named Kai to Sudesia, where she must master her control of fire in a series of trials to gain the trust of the suspicious Fireblood queen. Only then can she hope to access the knowledge that could defeat the rampaging Minax--which grows closer every moment. But as sparks fly in her moments alone with Kai, how can Ruby decide whom to trust? The fate of both kingdoms is now in her hands.
Firelight (Firelight #1)
by Sophie JordanThis first book in the addictive, romantic Firelight trilogy is perfect for fans of Rebecca Yarros, Jennifer Armentrout, and Tahereh Mafi.With her rare ability to breathe fire, Jacinda is special even among the draki—the descendants of dragons who can shift between human and dragon forms.But when Jacinda’s rebelliousness forces her family to flee into the human world, she struggles to adapt, even as her draki spirit fades. The one thing that revives it is the gorgeous, elusive Will—who comes from a long line of dragon hunters. Jacinda can’t resist getting closer to him, even though she knows she’s risking not only her life but the draki’s most closely guarded secret.The steam rises with this fire-breathing romance about a girl whose love crosses an ancient divide, from New York Times bestselling author Sophie Jordan.
Fires Of Evening: Number 8 in series (The\retallick Saga Ser. #8)
by E. ThompsonJosh and Miriam Retallick and their grandson Ben seem almost part of the wild and rugged Cornish landscape of 1913. Yet a revolutionary spirit of change is sweeping across the country - and the whole of Europe - with terrifying haste. Even before the outbreak of the Great War, with strike action compromising his position in the community and threatening the future of the China clay industry, Ben is unsettled by the presence of his cousin Emma Cotton. Inspired by the blossoming suffragette movement, it is a cause which takes her to London and a meeting with ardent campaigner Tessa Wren. As Emma and Tessa are plunged into the turmoil of driving ambulances to the front line in France, Ben's wife, Lily, resigned to dying in a Swiss clinic, pushes her husband towards this courageous new woman . . .
Firms, Markets and Economic Change: A dynamic Theory of Business Institutions
by Richard N. Langlois Paul L. RobertsonTraditonal western forms of corporate organization have been called into question by the success of Japanese keiretsu. Firms, Markets and Economic Change draws on industrial economics, business strategy, and economic history to develop an evolutionary model to show when innovation is best undertaken. The authors argue that innovation is a complex p
First Aid For Colleges and Universities (10th Edition)
by Keith J. Karren Brent Q. Hafen Joseph J. Mistovich Daniel J. LimmerFirst Aid for Colleges and Universities , Tenth Edition, is intended for students in a full-semester course leading to First Aid/CPR certification. It is designed specifically for college-level courses in First Aid and meets American Red Cross guidelines, while providing more depth and detail than the other available texts in the market. In addition to comprehensive coverage of all first aid situations a responder is likely to encounter, this book provides self-tests, critical thinking exercises, and skill assessment checklists. The Tenth Edition features updated content aligned with the new 2010 AHA and ARC CPR Guidelines, which affect many critical procedures in the entire field. Content also reflects the current developments, updated pedagogy, and best practices. Illustrations and photos have also been selectively updated and refreshed throughout the book.
First Aid in Mathematics Colour Edition
by Robert SulleyAchieve the best possible standard with this bestselling book of traditional practice and guidance - now in colour! First Aid in Mathematics provides all the help and support needed for learning and practising Mathematics. It offers comprehensive coverage of core mathematical topics in clear and accessible language. It is suitable for both native English speakers and students of English as a second language and can be used in class, or as a reference and revision book. - Develops a strong basis of understanding with core topics covered in clear and accessible language - Improves student's ability to work through problems with plenty of practice exercises and revision tests - Reflects its international readership with terms and information that are appropriate for students worldwide
First Contact
by Hugh WaltersMysterious radio signals were being received from the planet Uranus, and Earth's leading scientists decided that a complete investigation was needed. For the first time, the U.N.E.X.A. planned a two-ship expedition, under the overall command of Chris Godfrey. Serge, Morrey and Tony were of course included, and four other astronauts made up the crew of the two ships.At first the signals made little difference to them, except that they produced violent headaches if listened to for more than a few seconds. But when Chris awoke after a spell of hypothermia and tried to call the other ship he was horrified to hear the sinister sounds from Uranus on the wavelength which connected the two ships with each other and both of them with Control, back on Earth...
A First Course in Geometry (Dover Books on Mathematics)
by Edward T WalshThis introductory text is designed to help undergraduate students develop a solid foundation in geometry. Early chapters progress slowly, cultivating the necessary understanding and self-confidence for the more rapid development that follows. The extensive treatment can be easily adapted to accommodate shorter courses. Starting with the language of mathematics as expressed in the algebra of logic and sets, the text covers geometric sets of points, separation and angles, triangles, parallel lines, similarity, polygons and area, circles, space geometry, and coordinate geometry. Each chapter includes a problem set arranged in order of increasing difficulty as well as review exercises and annotated references suggesting sources for further study. In addition to three helpful Appendixes, the book concludes with answers and hints for selected problems.
First Day on Earth
by Cecil CastellucciA startling, wonderful novel about the true meaning of being an alien in an equally alien world."We are specks. Pieces of dust in this universe. Big nothings.""I know what I am."Mal lives on the fringes of high school. Angry. Misunderstood. Yet loving the world -- or, at least, an idea of the world. Then he meets Hooper. Who says he's from another planet. And may be going home very soon.
First Love
by James Patterson Emily RaymondAxi Moore is a "good girl": She studies hard, stays out of the spotlight, and doesn't tell anyone that what she really wants is to run away from it all. The only person she can tell is her best friend, Robinson--who she also happens to be madly in love with.When Axi impulsively invites Robinson to come with her on an unplanned cross-country road trip, she breaks the rules for the first time in her life. But the adventure quickly turns from carefree to out-of-control...A remarkably moving tale with its origins in James Patterson's own past, First Love is testament to the power of first love--and how it can change the rest of your life.ke the story all the more real and poignant.
The First Magnificent Summer
by R.L. ToalsonJudy Blume meets Barbara Dee in this tender and empowering middle grade novel told in journal entries and poetry about a young writer on the verge of becoming a woman whose summer with her estranged father doesn&’t turn out the way she&’d hoped.Twelve-year-old Victoria Reeves is all set for her &“First Magnificent Summer with Dad,&” even though it&’s been more than two years since she last saw him. She&’s ready to impress him with her wit, her maturity, and her smarts—at least until he shows up for the long road trip to Ohio with his new family, The Replacements, in tow. But that&’s not the only unpleasant surprise in store for Victoria. There are some smaller disappointments, like being forced to eat bologna even though it&’s her least favorite food in the world. And then there&’s having to sleep outside in a tent while The Replacements rest comfortably inside the family RV. But the worst thing Victoria grapples with is when she begins to suspect that part of the reason Dad always treats her as &“less than&” is for one simple reason: she&’s female. As Victoria captures every moment of her less than magnificent summer in her journal, she discovers that the odds are stacked against her in the contest-no-one-knows-is-a-contest: Not only does her wit begin to crumble around Dad&’s multiple shaming jabs, but she gets her first period. And when Dad does the worst thing yet, she realizes she has a decision to make: will she let a man define her?