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The Lifecycle Investor: A New, Safe, and Audacious Way to Improve the Performance of Your Retirement Portfolio

by Ian Ayres Barry Nalebuff

Diversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that's right under our noses? In Lifecycle Investing, Barry Nalebuff and Ian Ayres--two of the most innovative thinkers in business, law, and economics--have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young--a controversial idea that sparked hate mail when the authors first floated it in the pages of Forbes--investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. In Lifecycle Investing, readers will learn How to figure out the level of exposure and leverage that's right for you How the Lifecycle Investing strategy would have performed in the historical market Why it will work even if everyone does it When not to adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research, Lifecycle Investing presents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest.

The Lightning Circle

by Vikki VanSickle

An intimate coming-of age novel for teens, told in verse with delicate line art, chronicling the beauty, magic and transformative power of summer camp, for fans of Elizabeth Acevedo and Judy Blume.After having her heart broken, seventeen-year-old Nora Nichols decides to escape her hometown and take a summer job as an arts and crafts counsellor at an all-girls' camp in the mountains of West Virginia. There, she meets girls and women from all walks of life with their own heartaches and triumphs. Immersed in this new camp experience, trying to form bonds with her fellow counselors while learning to be a trusted adviser for her campers, Nora distracts herself from her feelings, even during the intimate conversations around the nightly campfires. But when a letter from home comes bearing unexpected news, Nora finds inner strength in her devastation with the healing power of female friendship. Presented as Nora's camp journal, including Nora's sketches of camp life, scraps of letters, and spare poems, The Lightning Circle is an intimate coming-of-age portrait.

The Lilies

by Quinn Diacon-Furtado

One of Us Is Lying meets A Good Girl’s Guide to Murder in this don’t-dare-to-look-away dark academia thriller that explores how secrets can rot an institution—and the people who uphold it—from the inside out. Everyone wants to be a Lily. At Archwell Academy, it’s the ticket to a successful future. But like every secret society, there is something much darker beneath the surface … sometimes girls disappear.When four Archwell students find themselves trapped in a time loop, they must relive their worst memories, untangling the Lilies’ moldering roots and unraveling the secrets at the core of their school … before they destroy their futures forever.

The Lines We Cross

by Randa Abdel-Fattah

A remarkable story about the power of tolerance from one of the most important voices in contemporary Muslim literature, critically acclaimed author Randa Abdel-Fattah.Michael likes to hang out with his friends and play with the latest graphic design software. His parents drag him to rallies held by their anti-immigrant group, which rails against the tide of refugees flooding the country. And it all makes sense to Michael.Until Mina, a beautiful girl from the other side of the protest lines, shows up at his school, and turns out to be funny, smart -- and a Muslim refugee from Afghanistan. Suddenly, his parents' politics seem much more complicated.Mina has had a long and dangerous journey fleeing her besieged home in Afghanistan, and now faces a frigid reception at her new prep school, where she is on scholarship. As tensions rise, lines are drawn. Michael has to decide where he stands. Mina has to protect herself and her family. Both have to choose what they want their world to look like.

The Lion's Whisker: Sister and Brother Take On a Challenge Together; A Circle Round Book

by Rebecca Sheir

Filled with vibrant folk art and thoughtful lessons, this picture book rooted in Ethiopian folktales reveals the power of patience, understanding, and sibling love. Courage, collaboration, patience, and sibling love prevail in this folktale with its roots in the Ethiopian tradition. The Lion's Whisker tells the story of Brother and Sister who are constantly arguing. When Grandmother sends them on a dangerous mission to pluck a lion's whisker for her magical potion, the siblings learn valuable lessons about the strength gained by working together, being brave, and showing patience and understanding for others. This classic folktale is brought to life for today&’s kids by Rebecca Sheir—creator and host of the award-winning Circle Round storytelling podcast­—with the vibrant and modern folk art of Kenyan illustrator Nikita Abuya. Beloved for their lively storytelling and modern adaptations of values-based tales from around the world, Circle Round bring their wildly popular adaptation of Brother and Sister&’s story to colorful picture-book form. Once kids and families have read The Lion's Whisker, resources in the back prompt further exploration of the tale, with conversation questions and creative storytelling prompts and activities.

The Lion, the Witch and the Wardrobe (Chronicles of Narnia #2)

by C. S. Lewis

The Lion, the Witch and the Wardrobe is the second book in C. S. Lewis's The Chronicles of Narnia, a series that has become part of the canon of classic literature, drawing readers of all ages into a magical land with unforgettable characters for over fifty years. Four adventurers step through a wardrobe door and into the land of Narnia, a land enslaved by the power of the White Witch. But when almost all hope is lost, the return of the Great Lion, Aslan, signals a great change . . . and a great sacrifice. This ebook contains the complete text and art. Illustrations in this ebook appear in vibrant full color on a full-color ebook device and in rich black-and-white on all other devices. This is a stand-alone read, but if you would like to explore more of the Narnian realm, pick up The Horse and His Boy, the third book in The Chronicles of Narnia.

The List (Mira Ink Ser.)

by Siobhan Vivian

The remarkable New York Times bestseller! It happens every year before homecoming -- the list is posted all over school. Two girls are picked from each grade. One is named the prettiest, one the ugliest. The girls who aren't picked are quickly forgotten. The girls who are become the center of attention, and each reacts differently to the experience. With THE LIST, Siobhan Vivian deftly takes you into the lives of eight very different girls struggling with issues of identity, self-esteem, and the judgments of their peers. Prettiest or ugliest, once you're on the list, you'll never be the same.

The Literacy Teacher's Playbook Grades K-2: Four Steps For Turning Assessment Data Into Goal-Directed Instruction

by Jennifer Serravallo

This workshop-in-a-book shares a powerful approach to assessment, planning, and teaching. Go beyond curriculum to develop differentiated reading and writing goals then plan targeted instruction with the four-step assessment protocol: *collect data-student work and everyday assessments-that will be the most useful to you *analyze the data to understand deeply what kids know and can do *synthesize data from multiple assessments to create learning goals *develop instructional plans and follow-ups to monitor progress.

The Litigation Paralegal: A Systems Approach Fifth Edition

by James W. H. Mccord

Educators and students alike will benefit from the clear presentation of material, the emphasis on ethics, the extensive coverage of electronic discovery and filing, as well as features such as the medical guide, numerous checklists, provocative quotations, and a wealth of practical assignments set in the context of one or more litigation cases

The Little MLer

by Matthias Felleisen Daniel P. Friedman

Over the past few years, ML has emerged as one of the most important members of the family of programming languages. Many professors in the United States and other countries use ML to teach courses on the principles of programming and on programming languages. In addition, ML has emerged as a natural language for software engineering courses because it provides the most sophisticated and expressive module system currently available. Felleisen and Friedman are well known for gently introducing readers to difficult ideas. The Little MLer is an introduction to thinking about programming and the ML programming language. The authors introduce those new to programming, as well as those experienced in other programming languages, to the principles of types, computation, and program construction. Most important, they help the reader to think recursively with types about programs.

The Little Mermaid & Other Tales (Children's Signature Editions)

by Hans Christian Andersen

A carefully curated collection of Hans Christian Andersen&’s most famous fairy tales is now available in an unabridged, paperback volume in Union Square and Co.&’s Signature Editions series. Hans Christian Andersen&’s iconic fairy tales have been shared and treasured for generations. Readers across the world know his poignant tale &“The Little Mermaid,&” whose title character chooses love above all, and &“Thumbelina,&” about the very tiny girl who goes on a big adventure. Now, fifteen of his beloved stories, including &“The Ugly Duckling,&” &“The Emperor's New Clothes,&” and &“The Snow Queen,&” are collected in this edition.

The Little Mermaid and Other Tales (Children's Signature Clothbound Editions)

by Hans Christian Andersen

A carefully curated, illustrated collection of Hans Christian Andersen&’s most famous fairy tales, now available in an unabridged, illustrated cloth hardcover edition in Union Square and Co.&’s Children's Signature Clothbound Classics series. Hans Christian Andersen&’s iconic fairy tales have been shared and treasured for generations. Readers across the world know his poignant tale &“The Little Mermaid,&” whose title character chooses love above all, and &“Thumbelina,&” about the very tiny girl who goes on a big adventure. Now, fifteen of his beloved stories, including &“The Ugly Duckling,&” &“The Princess and the Pea,&” and &“The Snow Queen,&” are collected in this illustrated edition.

The Little Seagull Handbook

by Richard Bullock Francine Weinberg

The Little Seagull Handbook offers help with specific kinds of writing that college students are expected to undertake.

The Little Seagull Handbook with Exercises (Second Edition)

by Richard Bullock Francine Weinberg Michal Brody

The Little Seagull Handbook offers the kind of succinct advice students need about grammar, punctuation, documentation, and the writing process-an in addition, it covers the kinds of writing they are most often assigned-reports, analyses, narratives, and more. The second edition includes unique help for students whose primary language is not English. Available in two versions-with and without exercises.

The Living Environment: Principles, Connections, And Solutions (12th edition)

by G. Tyler Miller

This textbook is an introduction to environmental science. It is an interdisciplinary science that uses concepts and information from natural sciences such as ecology, biology, chemistry, and geology and social sciences such as economics, politics, and ethics to (1) help us understand how the earth works, (2) learn how we are affecting the earth's life-support systems (environment) for us and other forms of life, and (3) propose and evaluate solutions to the environmental problems we face.

The Lobster Chronicles: Life on a Very Small Island (Americana Ser.)

by Linda Greenlaw

Declared a triumph by the New York Times Book Review, Linda Greenlaw's first book, The Hungry Ocean, appeared on nearly every major bestseller list in the country. Now, taking a break from the swordfishing career that earned her a major role in The Perfect Storm, Greenlaw returns to Isle au Haut, a tiny Maine island with a population of 70 year-round residents, 30 of whom are Greenlaw's relatives. With a Clancy-esque talent for fascinating technical detail and a Keillor-esque eye for the drama of small-town life, Greenlaw offers her take on everything from rediscovering home, love, and family to island characters and the best way to cook and serve a lobster. But Greenlaw also explores the islands darker side, including a tragic boating accident and a century-old conflict with a neighboring community. Throughout, Greenlaw maintains the straight-shooting, funny, and slightly scrappy style that has won her so many fans, and proves once again that fishermen are still the best storytellers around.

The London Stone: The Nowhere Chronicles Book Three (Nowhere Chronicles #Bk. 3)

by Sarah Silverwood

The prophecy has come to pass.The London Stone has been stolen and the Dark King rules the Nowhere. Only Mona and the new Seer dare to stand against him, leading an underground rebellion in the frozen wasteland ... but what chance do they have, against both the Army of the Mad and Arnold Mather's soldiers?There is still hope: if they can recruit a banished race to their cause, maybe Fin and his friends can force a final battle against the Dark King. But that aid will be hard-won, through an almost impossible quest, and even then there are no guarantees.It will come down to three friends, standing together against all odds. And fulfilling their destinies, whatever the cost ...

The Loneliest Place (Blight Harbor)

by Lora Senf

Evie ventures into the Dark Sun Side to rescue her loved ones, only to discover truths darker than she could have ever imagined in this &“riveting and wildly imaginative&” (Kirkus Reviews) finale to the Blight Harbor series that&’s perfect for fans of Doll Bones and Small Spaces.As summer comes to an end, Evie Von Rathe is determined to begin the search for her parents in earnest. Armed with her knowledge of the otherworldly, her mom&’s violet glasses, and a pendant full of doors, Evie begins to piece together clues. When she realizes her mother&’s bedtime story might be a roadmap to finding them, Evie follows it back to the Dark Sun Side. But stories are funny things, and they change from one teller to the next. The black nothing of the Radix is waiting, and it knows more than it&’s ever let on. Evie will need every bit of courage she has for what&’s coming. With Bird at her side, and maybe even a reluctant Lark as well, Evie has what she hopes is her last adventure under a purple sky.

The Lonely Hearts Club

by Elizabeth Eulberg

Love is all you need... or is it? Penny's about to find out in this wonderful debut.Penny is sick of boys and sick of dating. So she vows: no more. It's a personal choice. . .and, of course, soon everyone wants to know about it. And a few other girls are inspired. A movement is born: The Lonely Hearts Club (named after the band from Sgt. Pepper). Penny is suddenly known for her nondating ways . . . which is too bad, because there's this certain boy she can't help but like. . . .

The Long Tail: Why the Future of Business is Selling Less of More

by Chris Anderson

What happens when the bottlenecks that stand between supply and demand in our culture go away and everything becomes available to everyone?"The Long Tail" is a powerful new force in our economy: the rise of the niche. As the cost of reaching consumers drops dramatically, our markets are shifting from a one-size-fits-all model of mass appeal to one of unlimited variety for unique tastes. From supermarket shelves to advertising agencies, the ability to offer vast choice is changing everything, and causing us to rethink where our markets lie and how to get to them. Unlimited selection is revealing truths about what consumers want and how they want to get it, from DVDs at Netflix to songs on iTunes to advertising on Google.However, this is not just a virtue of online marketplaces; it is an example of an entirely new economic model for business, one that is just beginning to show its power. After a century of obsessing over the few products at the head of the demand curve, the new economics of distribution allow us to turn our focus to the many more products in the tail, which collectively can create a new market as big as the one we already know.The Long Tail is really about the economics of abundance. New efficiencies in distribution, manufacturing, and marketing are essentially resetting the definition of what's commercially viable across the board. If the 20th century was about hits, the 21st will be equally about niches.

The Long Walk

by Kerry Greenwood

What do you do when your mother falls ill and is sent to a rest home, and your father is away working on the Great Ocean Road? How do you survive when the only things you have are the clothes on your back and the promise you made to keep your family together? For Isa Wyatt, there's only one thing she can do. She gathers together her brothers and her sister, packs an old pram with their belongings, and sets off to find her father. It is a long walk, and the children have to face the dangers and hardships of a country suffering the Depression. But on their journey, Isa soon learns that most people will give everything they have to help a small, courageous family survive. And some will do anything to stop them.

The Longevity Bible: 8 Essential Strategies for Keeping Your Mind Sharp and Your Body Young

by Gary Small Gigi Vorgan

From the author of The Memory Bible and The Memory Prescription, Dr. Gary Small's exciting, all-encompassing formula for living a longer and better life Bestselling author and expert on aging Dr. Gary Small show us how to live longer, stronger, better lives in his new book, The Longevity Bible, by following simple guidelines such as a positive attitude, gratifying relationships, and lifelong education.Comprised of advice on memory fitness, healthy diet, physical conditioning, and stress reduction, The Longevity Bible follows the stories of four typical readers in different stages of their lives, and how those lives are improved with his plans.

The Longman Reader (Eleventh Edition)

by John Langan Judith Nadell Eliza A. Comodromos Deborah Coxwell-Teague

For courses in English Composition. The acclaimed rhetorical modes reader, with remarkably detailed writing guidance Best-seller The Longman Reader includes its abundant and highly praised pedagogy as well as a wealth of readings organized by patterns of development (an alternative table of contents organizes them thematically). The opening chapters focus on reading critically and the writing process. The subsequent chapters begin with detailed writing instruction, including an annotated student paper and revision and peer review checklists, and end with professional essays. These new and beloved professional essays range widely in subject matter and approach - from the humorous to the informative, from personal meditation to argument - and capture students' interest while demonstrating specific patterns of development. The Longman Reader shares the same readings and other core material with The Longman Writer.

The Longman Writer: Rhetoric, Reader, Research Guide, and Handbook (7th edition)

by John Langan Judith Nadell Eliza A. Comodromos

Clear, step-by-step writing instruction, ample annotated student essays, and extensive practice opportunities for writing have made The Longman Writer one of the most successful methods-of-development guides for college writing. Created by the authors of the best-selling Longman Reader, the text draws on decades of teaching experience to integrate the best of the "product" and "process" approaches to writing. Its particular strengths include an emphasis on the reading-writing connection, a focus on invention and revision, attention to the fact that patterns blend in actual writing, and an abundance of class-tested activities and assignments--more than 350 in all.

The Look

by Sophia Bennett

Can she be a supermodel and a super-sister? She finds her answer in just one look.Two sisters, both beautiful in different ways: Fifteen-year-old Ted has got "The Look." That's what the scout for the modeling agency tells her, and she can't believe her luck. But just as Ted's jet-setting off on her new career, seventeen-year-old Ava is diagnosed with cancer. Can Ted be a supermodel and a super-sister? Or will she have to choose between family and fame? With their worlds turned upside down, the girls have to look past appearances, look deep inside, to figure out what really matters.

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