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The Charles Schwab Guide to Finances After Fifty

by Carrie Schwab-Pomerantz Joanne Cuthbertson

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older.The financial world is more complex than ever, and people are struggling to make sense of it all. If you're like most people moving into the phase of life where protecting--as well as growing-- assets is paramount, you're faced with a number of financial puzzles. Maybe you're struggling to get your kids through college without drawing down your life's savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you're contemplating downsizing to a smaller home, but aren't sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you'll shortly be eligible for social security but want to optimize when and how to take it.Whatever your specific financial issue, one thing is certain--your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo.Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie's popular "Ask Carrie" columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President's Advisory Council on Financial Capability, she has become one of America's most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she'll provide answers to many questions you haven't considered but should.

Black Moon

by Kenneth Calhoun

For fans of The Age of Miracles and The Dog Stars, Black Moon is a hallucinatory and stunning debut that Charles Yu calls "Gripping and expertly constructed."Insomnia has claimed everyone Biggs knows. Even his beloved wife, Carolyn, has succumbed to the telltale red-rimmed eyes, slurred speech and cloudy mind before disappearing into the quickly collapsing world. Yet Biggs can still sleep, and dream, so he sets out to find her.He ventures out into a world ransacked by mass confusion and desperation, where he meets others struggling against the tide of sleeplessness. Chase and his buddy Jordan are devising a scheme to live off their drug-store lootings; Lila is a high school student wandering the streets in an owl mask, no longer safe with her insomniac parents; Felicia abandons the sanctuary of a sleep research center to try to protect her family and perhaps reunite with Chase, an ex-boyfriend. All around, sleep has become an infinitely precious commodity. Money can't buy it, no drug can touch it, and there are those who would kill to have it. However, Biggs persists in his quest for Carolyn, finding a resolve and inner strength that he never knew he had. Kenneth Calhoun has written a brilliantly realized and utterly riveting depiction of a world gripped by madness, one that is vivid, strange, and profoundly moving.From the Hardcover edition.

The Ecstasy of Surrender

by Judith Orloff

Are you longing for your life to be easier and more fun? Would you like to stop pushing, micromanaging, and forcing things so you can relax? What if you could enjoy what you have instead of always lusting for "more"? What if you could live in "the zone," propelled by powerful currents toward the right people and opportunities? What if you could stop worrying about money and live with more emotional ease in the moment? If you answer "yes" to all these questions and desire lasting positive change, then prepare to experience the ecstasy of surrender. The art of letting go, Dr. Judith Orloff explains, is the secret key to manifesting power and success in all areas of life, including work, relationships, sexuality, radiant aging, and health and healing. In our superconnected world where emails and text messages constantly interrupt us, it's easier to let go than you think. Once embraced, surrendering removes roadblocks and the exhaustion that comes from "trying too hard"--and it helps you achieve goals more effortlessly and brings ongoing happiness. With her stunning gift for storytelling coupled with her unique, results-oriented approach to physical, emotional, and spiritual health--marrying neuroscience, psychiatry, intuitive medicine, energy techniques, and more--Judith provides a powerful, practical, and accessible map for anyone who is longing to be happier but who feels stuck, burned-out, tense, worried, or afraid to let go.

SECRET Shared

by L. Marie Adeline

The hotly anticipated sequel to the erotic sensation S.E.C.R.E.T., where women's sexual fantasies become reality Still wounded from a recent heartbreak, Cassie Robichaud throws herself into service with S.E.C.R.E.T., the mysterious organization that changed her life last year by bringing her deepest sexual fantasies to life, one step at a time. Now, it's Cassie's turn to guide the group's newest candidate, Dauphine Mason, recruiting men to execute a new set of fantasies. While it gets Cassie's mind off Will, the man she truly loves, it also gives her the chance to help watch S.E.C.R.E.T. work its magic on someone new. At thirty-one, Dauphine is the proprietor of a New Orleans vintage clothing store--the kind of buttoned-up career woman who has no idea how attractive she really is. In order to reignite her sexual flame and reawaken her dormant heart, she must leave behind her bitter past. As both Cassie and Dauphine navigate the rocky path between their hearts and their passions, they discover what they truly want in life and in love. SECRET Shared is a liberating, passionate and sexually charged sequel to one of the hottest new series in erotica.

The Elements of Journalism, Revised and Updated 3rd Edition

by Bill Kovach Tom Rosenstiel

The Book That Every Citizen and Journalist Should Read"What this book does better than any single book on media history, ethics, or practice is weave . . . [together] why media audiences have fled and why new technology and megacorporate ownership are putting good journalism at risk." --Rasmi Simhan, Boston Globe"Kovach and Rosenstiel's essays on each [element] are concise gems, filled with insights worthy of becoming axiomatic. . . . The book should become essential reading for journalism professionals and students and for the citizens they aim to serve." --Carl Sessions Stepp, American Journalism Review"If you think journalists have no idea what you want . . . here is a book that agrees with you. Better--it has solutions. The Elements of Journalism is written for journalists, but any citizen who wonders why the news seems trivial or uninspiring should read it." --Marta Salij, Detroit Free PressThe elements of journalism are:* Journalism's first obligation is to the truth.* Its first loyalty is to citizens.* Its essence is a discipline of verification.* Its practitioners must maintain an independence from those they cover.* It must serve as an independent monitor of power.* It must provide a forum for public criticism and compromise.* It must strive to make the significant interesting and relevant.* It must keep the news comprehensive and proportional.* Its practitioners must be allowed to exercise their personal conscience.

HRC

by Jonathan Allen Amie Parnes

The mesmerizing story of Hillary Clinton's political rebirth, based on eyewitness accounts from deep inside her inner circleHillary Clinton's surprising defeat in the 2008 Democratic primary brought her to the nadir of her political career, vanquished by a much younger opponent whose message of change and cutting-edge tech team ran circles around her stodgy campaign. And yet, six years later, she has reemerged as an even more powerful and influential figure, a formidable stateswoman and the presumed front-runner for the 2016 Democratic presidential nomination, marking one of the great political comebacks in history. The story of Hillary's phoenixlike rise is at the heart of HRC, a riveting political biography that journeys into the heart of "Hillaryland" to discover a brilliant strategist at work. Masterfully unfolded by Politico's Jonathan Allen and The Hill's Amie Parnes from more than two hundred top-access interviews with Hillary's intimates, colleagues, supporters, and enemies, HRC portrays a seasoned operator who negotiates political and diplomatic worlds with equal savvy. Loathed by the Obama team in the wake of the primary, Hillary worked to become the president's greatest ally, their fates intertwined in the work of reestablishing America on the world stage. HRC puts readers in the room with Hillary during the most intense and pivotal moments of this era, as she mulls the president-elect's offer to join the administration, pulls the strings to build a coalition for his war against Libya, and scrambles to deal with the fallout from the terrible events in Benghazi--all while keeping one eye focused on 2016. HRC offers a rare look inside the merciless Clinton political machine, as Bill Clinton handled the messy business of avenging Hillary's primary loss while she tried to remain above the partisan fray. Exploring her friendships and alliances with Robert Gates, David Petraeus, Leon Panetta, Joe Biden, and the president himself, Allen and Parnes show how Hillary fundamentally transformed the State Department through the force of her celebrity and her unparalleled knowledge of how power works in Washington. Filled with deep reporting and immersive storytelling, this remarkable portrait of the most important female politician in American history is an essential inside look at the woman who may be our next president.From the Hardcover edition.

Cracking the AP Chemistry Exam, 2013 Edition

by Princeton Review

If you need to know it, it's in this book. Cracking the AP Chemistry, 2013 Edition has been optimized for e-reader viewing with cross-linked questions, answers, and explanations, and includes: * 2 full-length practice tests with detailed explanations * Thorough subject reviews of all topics, including atomic structure, thermodynamics, the periodic table, fundamental laws, organic chemistry, molecular binding, and key equations, laws & formulas * Helpful tables, charts, and diagrams * Detailed advice on how to write a high-scoring essay * Updated strategies which reflect the AP test scoring change

Amazing Math Projects

by Samuel Carbaugh Lazlo C. Bardos

Make a geodesic dome big enough to sit in. Solve one of the world's hardest two-piece puzzles. Pass a straight line through a curved slot.From prime numbers to paraboloids, Amazing Math Projects You Can Build Yourself introduces readers ages 9 and up to the beauty and wonder of math through hands-on activities. Kids will cut apart shapes to discover area formulas, build beautiful geometric models to explore their properties, and amaze friends with the mysterious Möbius strip.Learning through examples of how we encounter math in our daily lives, children will marvel at the mathematical patterns in snowflakes and discover the graceful curves in the Golden Gate Bridge. Readers will never look at soap bubbles the same way again!Amazing Math Projects You Can Build Yourself includes projects about number patterns, lines, curves, and shapes. Each activity includes intriguing facts, vocabulary builders, and connections to other topics. A companion website, includes video instructions for many projects in the book and provides additional activities.

AMAZING SOLAR SYSTEM PROJECTS

by Shawn Braley Delano Lopez

Amazing Solar System Projects You Can Build Yourself introduces readers ages 9 and up to the basic elements of the solar system with over 25 hands-on building projects and activities. Readers learn about the sun, the planets and their moons, meteors and comets, and the amazing tools that astronomers and astronauts have used to study the solar system over the years.Amazing Solar System Projects You Can Build Yourself provides detailed step-by-step instructions and diagrams for creating the projects, which include making a greenhouse to see what happens on Venus and constructing a model of the phases of the moon to demonstrate why the moon has phases. Fascinating facts, anecdotes, biographies, and trivia are interspersed with the fun projects to teach readers all about the solar system.

Discover National Monuments

by Cynthia Light Brown Blair Shedd

Fascinating facts about America's most popular natural landmarks provide the backbone for this fun-filled collection of activities that replicate the organic processes that formed them. Interspersed with history, factoids, and sidebars, this engaging reference explores scientific concepts, such as the formation of coral reefs and the cause of volcanic eruptions. Each monument-from the Lava Beds to the Petrified Forest-is showcased in a graphic multipage spread and is followed by hands-on experiments, allowing children to make their own stalactites and discover how a river can erode rock into a canyon. Expressing true appreciation for the United States' natural wonders, this comprehensive guide clearly illustrates their formation, from glittering caves to giant trees.

Discover the Desert

by Sam Carbaugh Kathryn Ceceri

Delving into a seemingly dry and barren ecosystem, this fun-filled activity book closely examines the desert landscape and shows how many exciting discoveries it holds. Exploring native plants and animals and depicting the extreme temperatures, rough terrain, and vast distances in detail, this lively reference describes lost civilizations as well as today's desert-dwelling cultures. "Try This" science and history activities are also included-from creating mirages and fashioning an Anasazi clay bowl to growing salt crystals and even assembling a cactus dish terrarium. Demonstrating why adventurers have always been drawn to the world's deserts, this entertaining overview also provides education on the environment, examining how the health of the planet depends on the careful treatment of the desert's many resources.

Explore Ancient Egypt!

by Carmella Van Vleet Alex Kim

Pyramids, mummies, amulets, temples, and pharaohs- Explore Ancient Egypt! brings this fascinating civilization to young readers ages 6-9 with 25 hands-on projects, activities, and games. Kids learn about ancient Egyptian homes, food, money, toys, games, makeup, clothes, kings, mummies, and more. Projects are easy to follow and require primarily common household products and very little adult supervision.Activities range from making a scarab necklace to writing in ancient Egyptian hieroglyphs and making King Tut sandals. By combining a hands-on element with riddles, jokes, facts, and comic cartoons, kids Explore Ancient Egypt! in this accessible introduction to an incredible, ancient world.

Night of the Hunter

by R. A. Salvatore

R. A. Salvatore's New York Times best-selling saga continues as dark elf Drizzt Do'Urden returns to Gauntlgrym with old friends by his side once again, as they seek to rescue Bruenor's loyal shield dwarf-turned-vampire. But not only do Drizzt and his allies face a perilous journey through the Underdark and the dangers of the undead that lie within, but they must cross through a colony of drow, who would like nothing better than to see Drizzt Do'Urden dead. aa

The Sentinel

by Troy Denning

In the fifth book of the multi-author Sundering series, New York Times best-selling author Troy Denning sends an embittered paladin, Kleef Kenric, on a quest to stop evil forces from taking advantage of the chaos rolling across the land of Faerûn and claiming dominion over the entirety of the Realms. Stubbornly clinging to his family's worship of a long-forgotten god, Kleef Kenric soon discovers that his god has blessed him with divine gifts, making him one of a new group of Chosen cropping up around the Realms. This divine gift makes him an excellent ally--and a target for those who wish corral his powers. After battling his way out Marsember, a city besieged on all sides in the wake of the Sundering, he becomes swept up in the mission of a group of odd allies--a warrior noblewoman, an accomplished thief, and a mysterious short pudgy man exuding a faint odor of decay. With the forces of Shade tracking their every step, they travel to the Underdark to thwart the rise of the goddess of Death, but before long Kleef learns that his allies hide dangerous secrets--secrets that could destroy not only Kleef but the very fabric of the Forgotten Realms.

The Last Mythal (Forgotten Realms: Last Mythal Omnibus)

by Richard Baker

In this value-added omnibus edition of his acclaimed trilogy, The New York Times best-selling author of Condemnation delivers an epic story that brings new life and new purpose to the beloved elves of Faerûn.When a half-elf, half-demon villain is released from thousands of years of captivity, the very heart of the elven community of Faerûn is threatened. And the only hope the elves have of defeating the vile daemonfey hordes is to once again return to the lands of Faerûn, to the forests of Cormanthor, and to the demon-haunted ruins of Myth Drannor.From the Trade Paperback edition.

Elminster in Myth Drannor (Forgotten Realms: Elminster #2)

by Ed Greenwood

It is the time of the great elven city of Cormanthor, when the Heartlands are home to barbarians, wicked dragons rule the skies, and the elven people trust no one. Wizards and warriors alike threaten their civilization in vain, arrogant, and ignorant quests for glory.Thus it was that Elminster was guided to Cormanthor, the Towers of Song, where Eltargrim was Coronal. There he dwelt for twelve summers and more, studying with many mighty mages, learning to feel magic and know how it could be bent and directed to his will . . . . It is recorded that when the Mythal was laid, and Cormanthor became Myth Drannor, Elminster was among those who devised and spun that mighty magic.

Elfshadow (Forgotten Realms: Harpers #2)

by Elaine Cunningham

Silent death stalks the Harpers of Faerûn. One by one, members of the semi-secret society for good in the Realms are falling to a murderer's blade. Now a Harper agent and a beautiful half-elf assassin must solve the mystery. If they fail, they will be the next victims.But things in the Realms are rarely that simple.

The Fading Dream (Thorn of Breland Trilogy #3)

by Keith Baker

The award-winning creator of Eberron® infiltrates the magical cities of the feyspires. Thorn's latest mission: protect the prince of Cyre, a monarch in name only since his country was destroyed by the Mourning. But in that same cataclysm, seven cities of the Feywild--the feyspires--were trapped on the plain ofEberron, a concurrence the eladrin who rule the feyspires insist is no coincidence. They insist that with the right pieces they can repair the devastation of the Mourning. All they need are a few missing -one in the heart of a mysterious Cyran soldier and one that's lodged in Thorn's spine, carrying the soul of the Angel of Flame. Intense secret agent action with all the magic and mystery of Eberron--the Thorn of Breland series has been a perfect mix of fantasy and adventure. James Bond meets J. R. R. Tolkien.

City Under the Sand

by Jeff Mariotte

Beneath a crimson sun lie wastelands of majestic desolation and cities of cruel splendor, where heroes must battle the horrible monsters and vicious raiders who roam the desert, while in the cities undying sorcerer-kings crush any who dare to oppose them. This is Athas, the unrelenting world of the Dark Sun®; a world shaped by inherently destructive magic, and ruled by intrinsic evil. In such a world, the forces of good--and the heroes who emerge in this unforgiving land--fight not only for themselves, but for life of the world itself.Aric, is a half-elf with a rare natural ability with the psionic discipline known as "the Way."When Aric is brought into a quest to search for a priceless trove weapons, he would rather keep his head down and live a simple life. But nothing is simple in the city of Nibenay with it reclusive ruler known as the Shadow King. And in a world where metal is the rarest of commodities, Aric's "way" with metal is an even rarer talent. Enlisted by the Shadow King himself to seek out this cache of metal weaponry, Aric heads into the desert with a treacherous band of adventurers. Allegiances are tested and secrets are uncovered. But sometimes the secrets hidden by the sands of time should remain undiscovered. When Aric and his band uncover an evil perhaps greater than the Shadow King himself, it is a race against time to see who will harness its power.

Test of Metal

by Matthew Stover

Walk the Blind Eternities!The New York Times best-selling author Matthew Stover brings his razor-sharp prose and hard-hitting characterization to the Multiverse of Magic: The Gathering®. From the ashes of defeat, the planeswalker Tezzeret will rise again. Beaten to within an inch of his life and left for dead by the psychic sorcerer Jace Beleren, Tezzeret has lost control of the Infinite Consortium--an interplanar cabal he built from the ground up to achieve the sort of power and influence few in the Multiverse have ever achieved. Now he must turn to a former enemy for help: the dragon Nicol Bolas, perhaps the only being in the Multiverse powerful enough to get him back on his feet.

Elminster Must Die

by Ed Greenwood

Elminster Returns!Elminster Must Die is the debut 4th edition appearance of one of the Forgotten Realms® world's most iconic characters, written by the creator of the original Forgotten Realms campaign setting. An instant classic, and a must-read for every Realms fan. When the goddess of magic was murdered, Elminster's world shattered. Once the most powerful wizard in the world, immortal, beloved of the goddess of magic, and the bane of villainy, he is now a tired old man. He is powerful but mortal, and with all the enemies a man who makes a habit of saving the world tends to accumulate. To make matters worse, Elminster has needs--feeding powerful magic items to the Simbul, his lover, is the only thing that keeps her sane--but their increasingly risky collection leads his enemies right to him.

Key of Stars

by Bruce R. Cordell

Lovecraftian horror from award-winning Forgotten Realms® game designer Bruce R. Cordell.Raidon Kane survived his clash against the eldest aboleth, but came away with his mind shattered. Destiny hands Raidon one last chance to avert the Abolethic Sovereignty's agenda, but only if he can find within himself the strength to care. Raidon, the warlock Japheth, and Anusha, a young woman whose dreams are made real, must find Key of Stars before it is used to open the Far Manifold, and all reality drowns in a tide of horrific insanity.

Explore Ancient Greece!

by Carmella Van Vleet Alex Kim

Investigate the fascinating civilization of ancient Greece through 25 hands-on projects and activities for young readers ages 6-9. Kids learn about ancient Greek homes, food, playtime, clothing, conquests, arts and entertainment, gods, and more. Activities range from fashioning a model oil lamp from clay to building a courtyard column and constructing a flipbook sailing ship. By combining a hands-on element with riddles, jokes, fun facts, and comic cartoons, kids Explore Ancient Greece! and develop an understanding of how this ancient civilization still influences our modern world.

Explore Ancient Rome!

by Carmella Van Vleet Alex Kim

Investigate the fascinating civilization of ancient Rome through 25 hands-on projects and activities for young readers ages 6-9. Kids learn about ancient Roman homes, food, playtime, clothing, conquests, gods, entertainment, and more. Activities range from creating an amphora and making a tunic to baking bread and hosting a Roman feast. By combining a hands-on element with riddles, jokes, fun facts, and comic cartoons, kids Explore Ancient Rome! and develop an understanding of how this ancient civilization laid the foundation of our modern world.

Explore Colonial America!

by Verna Fisher Bryan Stone

In Explore Colonial America!, kids ages 6-9 learn about America's earliest days as European settlements, and how the colonists managed to survive, build thriving colonies, and eventually challenge England for independence.How did the colonists build homes, feed and clothe themselves, and get along with the Native Americans who were already here? This accessible introduction to the colonial period teaches young children about the daily lives of ordinary colonists and offers fascinating stories about those who helped shape the emerging nation. Activities range from creating a ship out of a bar of soap and building a log home out of graham crackers and pretzels to making a wampum necklace. Projects are easy-to-follow, require minimal adult supervision, and use primarily common household products and recycled supplies.By combining a hands-on element with riddles, jokes, fun facts, and comic cartoons, kids Explore Colonial America!, and have a great time discovering our nation's founding years.

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