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After World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily in size, power, and secrecy: policies are available for both lenders and property owners and many title insurers offer an array of other real estate services, such as escrow and appraisal. Yet details about the industry's operational procedures remain closely guarded from public exposure.In The American Title Insurance Industry, Joseph and David Eaton present evidence that improvements in recordkeeping over the last sixty years--particularly the advent of computers--have reduced the likelihood of a defective title going unnoticed in a property transaction. But the industry's flaws run deeper than mere obsolescence: in most states, title insurers are allowed to engage in anticompetitive business practices, including price-fixing. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by hundreds of percentage points for different geographic locations.The authors also examine the widely ignored role that the federal and most state governments play in perpetuating the title insurance industry's unfair practices. Whereas most private industries prefer as little government intervention as possible, title insurers welcome it. Federal statue exempts title insurers from anti-trust liability, opening the door for price-fixing and destroying any semblance of free-market competition or market power for consumers.A landmark study for elected officials, and all those involved in the insurance, real estate, and brokerage industries, The American Title Insurance Industry brings to light a long-neglected problem--and offers suggestions for how it might be remedied.
Choice Outstanding Academic Title for 2008A Half-Century of Greatness paints a vivid and dramatic picture of the creative thought of mid- to late nineteenth century Europe and the influence of the unsuccessful revolutions of 1848. It reveals often unexpected links between novelists, poets, and philosophers from England, Germany, Austria, Hungary, Russia, and Ukraine--especially Dickens, Carlyle, Mill, the Brontës, and George Eliot; Hegel, Strauss, Feuerbach, Marx, Engels, Wagner, and several German poets; the Hungarian poet Sándor Petöfi; Gogol, Dostoevsky, Bakunin, and Herzen in Russia, and the great Ukrainian poet Shevchenko. Ewen goes on to trace the transition from Romanticism to Victorianism, or what he calls "the Victorian compromise"--the ascendancy of the middle class.The book was reconstructed and edited by Dr. Jeffrey Wollock from Ewen's final manuscript. It includes the author's own reference citations throughout, a reconstructed bibliography, and an updated "further reading" list.This is Ewen's last work, the long-lost companion to his Heroic Imagination. Together, these books present a panorama of the social, political, and artistic aspects of European Romanticism, especially foreshadowing and complementing recent work on the relation of Marxism to romanticism. Anyone interested in what Lukacs called "Romantic anticapitalism,"; who appreciates such books as Marshall Berman's Adventures in Marxism or E.P. Thompson's The Romantics (1997), will find Ewen's work a welcome addition.
How is it possible for an innocent man to come within nine days of execution? An Expendable Man answers that question through detailed analysis of the case of Earl Washington Jr., a mentally retarded, black farm hand who was convicted of the 1983 rape and murder of a 19-year-old mother of three in Culpeper, Virginia. He spent almost 18 years in Virginia prisons--9 1/2 of them on death row--for a murder he did not commit.This book reveals the relative ease with which individuals who live at society's margins can be wrongfully convicted, and the extraordinary difficulty of correcting such a wrong once it occurs.Washington was eventually freed in February 2001 not because of the legal and judicial systems, but in spite of them. While DNA testing was central to his eventual pardon, such tests would never have occurred without an unusually talented and committed legal team and without a series of incidents that are best described as pure luck.Margaret Edds makes the chilling argument that some other "expendable men" almost certainly have been less fortunate than Washington. This, she writes, is "the secret, shameful underbelly" of America's retention of capital punishment. Such wrongful executions may not happen often, but anyone who doubts that innocent people have been executed in the United States should remember the remarkable series of events necessary to save Earl Washington Jr. from such a fate.
Between the years 1850 and 1950, Americans became the leading energy consumers on the planet, expending tremendous physical resources on energy exploration, mental resources on energy exploitation, and monetary resources on energy acquisition. A unique combination of pseudoscientific theories of health and the public's rudimentary understanding of energy created an age in which sources of industrial power seemed capable of curing the physical limitations and ill health that plagued Victorian bodies. Licensed and "quack" physicians alike promoted machines, electricity, and radium as invigorating cures, veritable "fountains of youth" that would infuse the body with energy and push out disease and death.The Body Electric is the first book to place changing ideas about fitness and gender in dialogue with the popular culture of technology. Whether through wearing electric belts, drinking radium water, or lifting mechanized weights, many Americans came to believe that by embracing the nation's rapid march to industrialization, electrification, and "radiomania," their bodies would emerge fully powered. Only by uncovering this belief's passions and products, Thomas de la Peña argues, can we fully understand our culture's twentieth-century energy enthusiasm.
Each year, thousands of Chinese children, primarily abandoned infant girls, are adopted by Americans. Yet we know very little about the local and transnational processes that characterize this new migration.Transnational Adoption is a unique ethnographic study of China/U.S. adoption, the largest contemporary intercountry adoption program. Sara K. Dorow begins by situating the popularity of the China/U.S. adoption process within a broader history of immigration and adoption. She then follows the path of the adoption process: the institutions and bureaucracies in both China and the United States that prepare children and parents for each other; the stories and practices that legitimate them coming together as transnational families; the strains placed upon our common notions of what motherhood means; and ways in which parents then construct the cultural and racial identities of adopted children.Based on rich ethnographic evidence, including interviews with and observation of people on both sides of the Pacific--from orphanages, government officials, and adoption agencies to advocacy groups and adoptive families themselves--this is a fascinating look at the latest chapter in Chinese-American migration.
In the highly anticipated new book from the bestselling author of Judgement of Paris, George M. Taber reveals the integral role gold played in World War II, from its influence on the Nazi war machine to the ultimate triumph by the Allies and the fall of Berlin A USA Today "New and Notable" Book For the entire history of human civilization, gold has enraptured people around the globe. The Nazis was no less enthralled by it, and felt that gold was the solution to funding Hitler's war machine. Gold was also on the mind of FDR across the Atlantic, as he worked with Europe's other leaders to bring the United States and the rest of the world out of a severe depression. FDR was hardly the first head of state to turn to gold in difficult times. Throughout history, it has been the refuge of both nations and people in trouble, working at times when nothing else does. Desperate people can buy a loaf of bread or bribe a border guard. Gold can get desperate nations oil to keep tanks running or munitions to fight a war. If the price is right, there is always someone somewhere willing to buy or sell gold. And it was to become the Nazi's most important medium of exchange during the war. Chasing Gold is the story of how the Nazis attempted to grab Europe's gold to finance history's bloodiest war. It is filled with high drama and close escapes, laying bare the palate of human emotions. Walking through the tale are giants of world history, as well as ordinary people called upon to undertake heroic action in an extraordinary time.
"The compass' rocky evolution is charted with an enthusiast's passion....A fascinating adventure."--Bernadette Murphy, Los Angeles Times Compass chronicles the misadventures of those who attempted to perfect the magnetic compass--so precious to sixteenth-century seamen that, by law, any man found tampering with it had his hand pinned to the mast with a dagger. From the time man first took to the seas until only one thousand years ago, sight and winds were the sailor's only navigational aids. It was not until the development of the compass that maps and charts could be used with any accuracy--even so, it would be hundreds of years and thousands of shipwrecks before the marvelous instrument was perfected. And its history up to modern times is filled with the stories of disasters that befell sailors who misused it. In this page-turning history of man's search for reliable navigation of treacherous sea routes around the globe, Alan Gurney brings to life the instrument Victor Hugo called "the soul of the ship."
In a long-awaited update of the world's most authoritative work on the subject, Massad Ayoob draws from an additional three decades of experience to educate responsible firearms owners about the legal, ethical, and practical use of firearms in self defense-the armed citizens' rules of engagement. Deadly Force discusses: Understand the legal and ethical issues surrounding use of lethal force by private citizens Learn about the social and psychological issues surrounding use of lethal force in defense of self or others Preparation and mitigation--steps the responsible armed citizen can/should take "After forty years as a practicing criminal defense attorney, I know that what Mas says, teaches, and writes is the best, state-of-the-art knowledge you can get." ~Jeff Weiner, Former President, National Association of Criminal Defense Lawyers
Your complete guide to Ruger firearms! Standard Catalog of Ruger Firearms is the most complete guide available for buyers, sellers and collectors of these iconic firearms. Ruger enthusiasts of all interests will benefit from the accurate and detailed technical specifications, expertly analyzed prices and superb color photos featured in this comprehensive reference. Inside this full-color volume, Ruger fans will find: Price listings for more than 300 rifles, handguns and shotguns Detailed descriptions and specifications for hundreds of models & variations Serial numbers from 1949-2013 More than 250 full-color images
The 1911 is ambiguous as it is classic. The gun's mission changed over the years. Originally a military sidearm, the 1911 is now a favorite among law enforcement special operation units, military and competitors, as well as those interested in self-defense.While the basic design has changed very little, some brilliant people have advanced John Browning's classic and brought it into a new century.This book offers some amazing behind-the-scenes insight about the makers of Nighthawk, Kimber, Wilson Combat, to name a few. Great shooters like Julie Golob, Bruce Piatt and Chip McCormick shared their personal stories. Ted Nugent and Razor Dobbs also make appearances as 1911 hunters. These 1911 stars also shared their practical advice which Bill shares with the reader.Bill Loeb's writing style is concise yet sometimes irreverent, but always fresh and entertaining.
This is a fully illustrated guide to all United States coin issues, including early issues of Hawaii and offering the most up-to-date pricing in up to 11 grades. Also included is coinage of the Philippines and Puerto Rico while under U.S. administration. It includes new territory quarters and America the Beautiful quarters. Clear images, accurate prices make U.S. Coin Digest the only reference needed for collecting U.S. coins.It contains:hundreds of impressive images, mostly in full-colorcompletely analyzed and updated pricingessential photo grading guideand a handy Glossary of numismatic terms.
The Science of ScroungingWhether you're a dumpster diver, estate sale addict, or modern archaeologist, this easy-to-use and informative guide to picking is guaranteed to improve your antiquing skills. The Picker's Bible provides great tips on where and how to find antiques for the best price. A fun and quick read, the book explains the ins and outs of negotiating price, things to avoid, secrets to success, and how to do it all better than the other guy. There is hidden treasure out there . . . The Picker's Bible will help you find it!
A Jewelry ClassicFor three decades, Answers to Questions About Old Jewelry has served as the most respected and authoritative reference to the subject of vintage jewelry on the market. The new edition of this timeless classic finds acclaimed jewelry expert C. Jeanenne Bell at her best - sharing her impressive understanding of the subject with unbridled passion for her life-long pursuit.Offering significant historical information and lavish images ofremarkable pieces, this best-selling guide to antique jewelry takes you on a beautiful and edifying adventure. Bell's historical sense, coupled with her keen eye for detail and value, makes her work a cherished addition to the library for both the beginning or veteran jewelry collector.This new edition features nearly 1,000 all-new color photographs of the most collectible jewelry today from 1840 to 1950, fully vetted values, and offers indispensable insight for various jewelry styles, including:VictorianEdwardian and Egyptian RevivalArt Nouveau and Art DecoRetro ModernBakelite, Costume, Mexican and ModernistA former appraiser for "Antiques Roadshow," Bell also provides additional information on maker's marks, trademarks, designer marks, and circa dating clues.
Use big prints to make quick quilts! 5 quilt patterns that can be pieced in a weekend Tips for working with a variety of large-print fabrics Quilts range in size from twin-size up to queen
Turn your crafting into a career! 2015 Crafter's Market is the perfect start to your crafting career. Thousands of artists and writers have relied on us to develop their careers and navigate the changing landscape of their fields using our sister publications, Artist's & Graphic Designer's Market and Writer's Market. For the first time, that same resource is available for crafters! The 2015 Crafter's Market introduces a whole world of possibilities for marketing your craft! Expand your business with these resources: Complete, up-to-date information for more than 1,000 craft market resources, including craft shows, magazines, book publishers, online marketplaces and more! Markets for a variety of crafts, including quilting, sewing, knitting, crochet, papercrafting and jewelry making. Articles on the basics of freelancing--from basic copyright information to tips on promoting your work. Informative articles on social media marketing, wholesale and consignment sales and pricing your crafts. Inspiring and informative interviews with successful craft professionals such as Tula Pink and Margot Potter.
Crochet hats for any adventure! The ski slope-inspired hats in this collection will do more than just keep your family warm; these hats will give you a style all your own! Whether going on a hike, shredding down the slopes, or roasting marshmallows by the fire, this book has you (and your head) covered. Choose from 16 different hats for boys, girls, men and women with styles ranging from classic beanies to neon Mohawks, princess crowns, and more. The unique designs are balanced by classic styles so you're sure to find something for everyone. Simple, easy-to-follow patterns make for quick crocheting, so you'll have more time to enjoy the outdoors in your new hats! Includes: Patterns for the entire family including a coordinating hat and scarf set for each family member Easy-to-follow directions and simple step-by-steps for basic techniques Illustrated stitch glossary
Bettina Ballentyne is a chocolate heiress only by name; it is her glamorous and narcissistic mother, Babs, who lives up to the billing and plays by no one's rules. Navigating a simultaneously treacherous and alluring landscape of wealth, sex, and decadence--first in her privileged childhood in Chicago and later at a top-tier east coast boarding school--Bettina must figure out how to reconcile her yearning for maternal affection with her mother's take-no-prisoners-style parenting. Ashley Prentice Norton's unflinching eye and acerbic wit capture Bettina's coming of age with the perfect mixture of tragic and comic. Simultaneously sassy, deeply twisted, and uproariously funny, the novel's sharp and sparkly humor will have you laughing during its darkest moments. A mesmerizing portrayal of the corrosive effects of an American fortune, The Chocolate Money is a shocking and intensely readable debut.
Shy Celia Balaustine is new to Suburban High, but a mysterious group of sophomores called the Rosary has befriended her. Friends aside, Celia soon discovers something is not quite right at Suburban. Girls at the school begin having near-fatal accidents on the eve of their sixteenth birthdays. Who is causing the accidents, and why? As Celia's own birthday approaches, she is inexorably drawn into an underground conflict between good and evil--the Kind and the Unkind--that bubbles beneath Suburban High. Plentiful references to music and art--along with the intriguing underworld mythology--make this supernatural series debut a page-turner.
Since Queen Olympia's fateful fall into the river, newlyweds Christian and Marigold have been living happily ever after. And they had every intention of keeping it that way--until they find out that Olympia may not be as gone as they thought. Turns out Olympia is alive and well in a faraway village, having lost her memory after her ill-timed tumble. But one day she awakes and remembers her previous glory as queen. Accompanied by Lazy Susan (Sleeping Beauty's slacker sister) and Stan Lucasa (a gentleman with a surprising destiny), Olympia returns, determined to take back the kingdom. Yet, thanks to a cast of familiar characters, grabbing the throne may not be as easy as Olympia thinks!
A chilling supernatural tale!Just before summer begins, thirteen-year-old Ali finds an old photograph. She recognizes the two children. One's her mother, the other her aunt Dulcie...but who is the third person, the one who's been torn out of the picture? Ali will have all summer to figure it out, since she's spending the summer with her aunt and her cousin in the same house her mom and aunt used to visit when they were kids.Then Ali meets Sissy. Sissy is mean, spiteful, and determined to ruin Ali's summer. Sissy also has a secret. Could it have something to do with the old photo? Ali is dying to find out, and if she's not careful, that's exactly what might happen to her.
This essential biography of one of the most influential women of the past century shows how truly remarkable Jane Goodall's accomplishments have been. Goodall was a secretarial school graduate when Louis Leakey, unable to find someone with more fitting credentials, first sent her to Gombe to study chimpanzees. In this acclaimed work, Dale Peterson details how this young woman of uncommon resourcefulness and pluck would go on to set radically new standards in the study of animal behavior. He vividly captures the triumphs and setbacks of her dramatic life, including the private quest that led to her now-famous activism.Peterson, a longtime Goodall collaborator, has a unique knowledge of his subject. Candid and illuminating, this work will be a revelation even to readers who are familiar with the public Goodall as presented in her own writing.
Long before the Dog Whisperer, anthropologist Elizabeth Marshall Thomas revealed to readers the nature of pack dynamics, leading to a completely new understanding of dogs and their desires. In this fascinating account, based on thirty years of living with and observing dogs, we meet Misha, a friend's husky, whom Thomas followed on his daily rounds of more than 130 square miles, and who ultimately provided the simple and surprising answer to the question What do dogs want most? Not food, not sex, but other dogs. We also meet Maria, who adored Misha, bore his puppies, and clearly mourned when he moved away; the brave pug Bingo and his little wife, Violet; the dingo Viva; and the remaining dogs and pups that constitute the pack. "Instead of training and obedience, [Thomas] offers as an alternative a world of 'trust and mutual obligation'" (Los Angeles Times Book Review). When it was first published in hardcover, The Hidden Life of Dogs spent over a year on the New York Times Bestseller list. This Mariner paperback edition will include a new afterword by the author.
From the moment Gooney Bird Greene arrives at Watertower Elementary School, her fellow second-graders are intrigued by her unique sense of style and her unusual lunches. So when story time arrives, the choice is unanimous: they want to hear about Gooney Bird Greene. And that suits her just fine, because, as it turns out, Gooney Bird has quite a few interesting and "absolutely true" stories to tell.Through Gooney Bird and her tales, acclaimed author Lois Lowry introduces young readers to the concepts and elements of storytelling. By demonstrating some of the simple techniques that reveal the extraordinary in everyday events, this book will encourage the storyteller in everyone.
It only grows at night. Karen Tandy is a sweet and unassuming girl until she discovers the mysterious lump growing underneath her skin. As the doctors and specialists puzzle over the growth, Karen's personality drastically begins to change. The doctors decide there is only one thing to do, cut out the lump. But then it moves! Now a chain reaction has begun and everyone who comes in contact with Karen understands the very depths of terror. Her body and soul are being taken over by a black spirit over four centuries old. It is the memory of the evils the white man has bestowed on the Indian people and the vengeance that has waited four hundred years to surface. It is the Manitou.
In the midst of the horror of the First World War, a stranger falls from nowhere into the mud and death of Flanders battlefield--bruised, babbling, and stark naked . . . with a remarkable story to tell. The Great Game--the timeless diversion of human gods, a ruthless contest of treachery, magic, betrayal, and manipulation, created to relieve the tedium of immortality--goes on.