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Get What's Yours for Medicare: Maximize Your Coverage, Minimize Your Costs

by Philip Moeller

A coauthor of the New York Times bestselling guide to Social Security Get What's Yours authors an essential companion to explain Medicare, the nation's other major benefit for older Americans. Learn how to maximize your health coverage and save money.Social Security provides the bulk of most retirees' income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn't, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans--Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare's parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you're still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What's Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now--and for the future.

Succumbing to His Fear

by River Mitchell

A life-changing event leaves Alfie the guardian to two children; it also becomes the catalyst that leads him to discover that everything he thought he knows about himself is catastrophically wrong.All it took was a chance meeting and a drunken night to turn his world upside down. Fear wasn’t looking for anyone, content to stick with his monotonous routine of one-night stands and random hook-ups. He purposely keeps everyone but his family at arm’s length, never wanting an outsider to get to close. But when Alfie and his adopted children come crashing into his life, all Fear’s rules are quickly forgotten. While the two men struggle with all aspects of their life and budding relationship, the arrival of an unknown element determined to destroy them and their newfound happiness throws everything in to turmoil. Will they survive the whirlwind of devastation or will they crumble under the weight left in its wake?

Discovered

by J. Lilley

When Rachel moved to Scotland she knew there would be changes. She hadn't expected them to be quite so dramatic. Not only was there a new house, new school and new friends, there was also a secret to discover.Brios Parde was a Patriarch in waiting. When the powerful leopard shifter senses a new Shalean he is amazed to discover it's the new girl. All his senses tell him Rach will be important to him. However the Rogues try to destroy the budding relationship. Will Rach decide to side with Brios or help stage an uprising?

Deacon

by Rebecca Royce

Born into a world gone mad, a world consumed by darkness, Deacon survived, then he learned to fight and finally to love. When the only girl he ever cared about doesn’t chose him, he sets off into the post-apocalyptic world where vampires, werewolves, and the purely evil rule the night. His only companion is a guy who wants to be his friend but comes from the very family Deacon wants to escape. He has no idea what he’s looking for, until one night in the snow he discovers there is redemption to be found in doing the right thing—even when it’s hard. Maybe he wasn’t the right guy before…but now, he has to be the hero…Death. Destruction. The End Of Days…For Deacon Evans there is suddenly a future. *Please note this book is a spinoff of The Warrior Series, which was a young adult post-apocalyptic romance series. Deacon is NOT young adult. This is a book with adult content. You do not need to read The Warrior series to enjoy this book. The characters have aged and things have changed….in the most interesting ways.*

Birth Right

by D. C. Lewis

Kiera Hemming doesn’t want to be a monster. She wants to spend her summer riding WaveRunners and taking camping trips, and to go back to college in the fall. But she’s a werewolf -- the first Lycoan born in 200 years, and next in line to take over her mother’s pack. As her mother’s control over both her daughter and her pack weakens, and Kiera is nearly killed over the birthright she doesn’t want to claim, she finds herself at the center of overlapping wars she doesn’t fully understand. With a mysterious Watcher, rival Lycoan factions, her mother, and Brandon—a childhood friend she might be falling in love with, all competing for her future, Kiera must determine what a birthright truly is, and what she will -- or can -- do in the face of hers.

Street Notes

by Lisa Mcmanus

All 15-year-old Nick Zinsky wanted was a guitar of his own and a necklace for his mom, and he wanted to buy both on his own, without anyone’s help.Nick’s mom want him to focus on school and not get a job. But Nick is anxious to save up, so he spends the summer and weekends busking downtown with a guitar loaned from school – a secret he has to keep from his mom, his music teacher, his friends, and especially from the school bully, Beau. But when a music competition is announced where the prizes would solve all Nick’s problems, Nick lacks the confidence to enter. Can he find the courage to enter and will it make his problems disappear? Author note: ‘Street Notes’ is a story about bullying, a teens’ struggle for independence, and about learning that sometimes it’s okay to ask for help. This book was previously published with the title “Newbie Nick” in June 2014.

Beyond the Truth: Hanne Wilhelmsen Book Seven

by Anne Holt

In the seventh installment of the Hanne Wilhelmsen series, the brilliant female detective must untangle the complex and bitter history of one of Oslo's wealthiest families after a celebratory get together at their home ends in a multi-victim homicide.Shortly before Christmas, four people are found shot dead at the home of the Stahlbergs, a wealthy family of shipping merchants notorious for their miserliness and infighting. Three of the victims are members of the family, and the fourth is an outsider, seemingly out of place. Cake had been set out in the living room and a bottle of champagne had been opened but not yet poured. Yes, family gatherings during the holidays can be difficult, but why did this one become a bloodbath? As Hanne Wilhelmsen investigates the case alongside her longtime police partner, Billy T., motives for the murders emerge in abundance; each surviving member of the Stahlberg family had good reason to want the victims dead. As she searches for the killer, Hanne will once again risk everything to find out the truth. But this time, will she go too far?

Dead Joker: Hanne Wilhelmsen Book Five

by Anne Holt

From Anne Holt, the internationally bestselling author of 1222--called the "godmother of modern Norwegian crime fiction" by Jo Nesbø--the next installment of the Edgar Award nominated-mystery series finds Hanne Wilhelmsen caught at a deadly crossroads...Chief Public Prosecutor Sigurd Halvorsrud's wife is found dead in front of the fireplace in the family living room. The cause of death: she has been brutally decapitated. Her husband, who witnessed the grisly murder and is himself covered in blood, immediately falls under suspicion, though he claims his wife's killer was Ståle Salvesen, a man he'd prosecuted years before. Detective Inspector Hanne Wilhelmsen is called in to lead the investigation with her old colleague, Billy T. Despite the circumstantial evidence, Hanne is unconvinced of Sigurd Halvorsrud's guilt--that is, until a witness says he saw Ståle Salvesen commit suicide by jumping off a bridge days before the murder took place. Then a journalist at one of Oslo's largest newspapers is found beheaded. What links these two horrifically violent crimes? The demanding investigation soon clashes with a terrible crisis in Hanne's personal life. Cecilie, the woman she has lived with for almost twenty years, has fallen seriously ill and doesn't have much time to live. With a savage killer on the loose, Hanne must ask herself: Is the truth worth chasing at all costs?

Rule Breaker

by Tl Reeve Michele Ryan

Asher Rainer, a tough as nails commander, leads an undercover black ops group: Project R.O.O.T. sanctioned by the U.S. government. What should have been a routine mission to obtain reconnaissance, devolves into a mass casualty situation. The whys of which are unknown. His only eyewitnesses to the crimes committed by the rogue mercenary unit are Dr. Rae Kenzie and one of Barclay’s own members, Joseph Franks.Rae Kenzie, a physician with Doctors Without Borders, is currently on rotation in South American. What should have been a routine inspection by the local guerilla army, turns into a bloodbath. Without any thought to her wellbeing, Rae rushes to protect the village children in the clinic from certain death—unwittingly thrusting herself and them into the middle an ongoing power struggle. Rae has to trust someone with what she knows, but it doesn’t mean she has to like them—even if she finds Commander Asher Raines devilishly handsome. Asher has no time for love. His dedication is to his team, his country, and protecting the innocent. But, when the heart desires what he shouldn’t be lusting after, will one night with Rae be enough to satisfy his baser needs? Or will he be the one to break all the rules?

Barbecue and Blue Jeans

by Brigitte Ann Thomas

Caroline Faye Wright is a twenty-nine-year-old bank teller with abandonment issues, a stubborn will, and a soft spot for doing what people ask. After losing both of her grandparents in the span of a year, their family farm falls into the less-than-capable hands of her father. Caroline gives up graduate school to come back home and help her father with the farm.That was six years ago. Now, she splits her time between those chores and her job in a nearby town… not the fulfilling career she once dreamed of. So when her boyfriend of five years cheats on her, Caroline decides she is through—through giving everything to anyone in need when all she gets in return is crap. That is, until she meets Eliot James. He is sex on a stick, and she can’t help but fall. This cowboy is too good to be true. In traditional form, her self-depreciating, self-destructive ways get between her goals and what might be the best thing to ever happen in her life. If Caroline can’t get to the root of the problem and deal with the issues getting in her way, she may lose him forever. That is the last thing she wants.

On The Hunt

by Tl Reeve Michele Ryan

Julian Rienhard and Theodore Graham are in over their heads with their team mate, Piper. The intelligent woman drives them insane, while also challenging them scientifically. Julian realizes there is something different about their relationship, and he’s willing to accept it, as long as his best friend Theo does as well. But the stubborn, aggravating woman doesn’t know the meaning of wait.Piper Thomas is tired of waiting. Half in love with her three team mates, she isn’t sure how to approach them, feeling the constant need to prove herself. So, when the White Chapel case is given to the team, she takes matters into her own hands and goes in search of the infamous killer, Jack the Ripper. Heath Jacobs, their resident crime writer, hits them with the worst news possible with an article dated for the same day Piper returned to the heart of London. Piper is dead. Now, it’s a race against the clock to find her and stop her death. Will they be able to get to her in time and confess their attraction for her, or will Theo follow in his father’s footsteps and be too late?

Exactly Like You

by Lori Sizemore

An invitation to Cupid’s Café will change your life.Former social worker Roxie Fisher believes she’s cursed to never find happiness and an invitation to Cupid’s Café isn’t going to change her situation. All the same, against her better judgment, she gives it a try. What else does she have to lose? After the death of his wife, accountant-turned-firefighter Aidan Craig, can’t stop taking ridiculous risks and never turns down a dare. So an invitation to Cupid’s Café is an offer he can’t refuse. What he doesn’t expect is to meet the social worker who helped him through the darkest days of his life. Now she’s the one struggling, and he’s compelled to help. The two experience an immediate attraction, but Aidan swore to never become involved in another relationship, and Roxie can’t imagine daredevil Aidan being interested in a boring, cat-rescuer like her. Can Roxie find the simple joy of taking a risk? Is Aidan willing to risk his heart? Or will they both lose out on a chance at true love?

Jupiter's Shadow

by Tl Reeve

Jupiter “Pip” Baldwin, isn’t ready to settle down and produce heirs for the Sequatchie Pack. As the Alpha’s daughter and only child, she is destined to continue his bloodline, while allowing her mate to lead the pack—an archaic rule of the collective Smoky Mountain Wolves packs.On her thirty-second birthday, five men will be presented to her for choosing. It’s not about love in her pack. It’s about power. When each man reveals who they are, and what they’re capable, Jupiter finds herself in over her head.Will she be able to narrow down her choices, to the perfect “match,” or will Jupiter find she can’t let any of them go? Change is coming to the Sequatchie pack, and Jupiter must blaze the trail…

Rekindle the Flame

by Kate Meader

Cuddle up by the fire with the irresistible prequel to Kate Meader's smokin' Hot in Chicago series--originally published in the sizzling holiday anthology Baby, It's Cold Outside--a superhot e-novella that will warm you from your head to your heart and all the way to your toes!Chicago firefighter Beck Rivera always knew his destiny would be defined by two things: his dream to follow in the footsteps of his legendary foster father Sean Dempsey and his teenage passion for heiress Darcy Cochrane, the one girl who could both stoke and cool his fire. Loving her meant setting her free and breaking her heart--and his. But when a chance reunion at his family's bar, sparked by a drunk Santa, places her in his path again, destiny can no longer be denied. The last thing heiress-turned-tattoo-artist Darcy Cochrane needs is the rollercoaster of emotion stirred up by her first love: sexy, gorgeous man-on-fire Beck Rivera. But he always had such talented hands. And more talented lips. And...maybe one time can't hurt. Then she'll send him packing like he did to her all those years ago. But Darcy and Beck soon discover that nothing ignites holiday flames like rekindling a lost love...

Safe in his Arms

by Melody Anne

Can a California transplant survive Montana's deep snows? New York Times and USA TODAY bestselling author Melody Anne breaks the ice between a sexy fireman and a brand-new teacher in this steamy holiday tale--originally published in the sizzling anthology Baby, It's Cold Outside--which launched her popular Unexpected Heroes series.Natalie Duncan is thrilled to get her first teaching job, but southern California didn't prepare her for winter in Montana--or for gorgeous fire chief Hawk Winchester. For a man dedicated to putting out fires, Hawk really knows how to add heat to Natalie's life, especially when he's rescuing her from compromising situations. A man this strong and capable should know exactly what to do when a lady is trapped under the mistletoe. Suddenly Natalie's blue Christmas is glowing red-hot...

Matched with the Demon

by Ripley Proserpina

A cry in the night, a child who needs help and a demon who needs redemption.Rational and serious, Lucia believes in what she can see and touch, preferring to leave the curses and fortune telling to her old-world relatives. Meeting Delia, a half-human, half-demon child, challenges her logic. Desperately alone, the girl searched for someone to keep her safe and finds Lucia. Armaros spent his eternal life mired in guilt. Choosing to live life according to his desires and whims, he forced his sister to fall from grace, damning them both. When she vanished, abandoning him and all they’d built together, he pursues. The last thing the Fallen expected to discover was the impossible existence of her child and the fragile human intent on keeping her safe. Thrust together, Armaros and Lucia must flee the forces of Heaven and Hell. Determined to protect Delia, they must set aside their differences. Despite the insurmountable odds stacking against them, can they accept that fate put their paths on a collision course? Or are they doomed to fail, losing not only Delia, but also the only other person in the universe who understands them?

Tradition Be Damned

by Rebecca Royce

It is the end of days…Taken from her family at birth, and raised by the mystic Sisterhood, Anne understands she will fight the demons for the rest of her life. Often referred to as the Weird Sister, Anne longs for a life she knows she can never have and dreams of her five guards affections although she believes they hold her in disdain. She couldn’t be more wrong. Bryant, Mason, Garrett, Kieran and Milo see Anne for who she is and they’ve loved her every day they’ve known her, although they can never see her face. Fate has chosen them as her beloveds and when the already destroyed world falls apart, they will see they are meant to be…and that maybe all hope is not lost at all. Maybe it is just the beginning.

Taken By The MC

by Devyn Douglas

Sometimes you have to get dirty…There’s no one dirtier than the local MC. Harmony's used to her mom's BS hitting her doorstep. She's mastered saving her mom's ass, but her latest stunt might get them both killed. The local drug dealer, as well as the Mexican Mafia, want blood. Unfortunately, the sexy MC President wants more from Harmony. To keep them both breathing, she'll work off the debt—on her knees. A slave to the MC. No one was ever supposed to find out about Harmony’s darkest fantasies—but the Penetrators MC has, and they intend to fulfill every dirty detail. Warning: A taboo, dirty girl vs MC, reverse harem, BDSM, erotic romance that will push you outside your comfort zone. And you’re going to love every minute of it!

Sex, Cyborgs, and Champagne

by Tl Reeve

We can help with that.Conner Mann is on a mission. For his tenth anniversary, he wants to give his wife, Flora, a present she’ll never forget. When he sees an ad for Vega Space Vacations, he knows exactly what to do.Flora Mann, grew up in a strict home with conservative parents. Expressing her sexual desires never came easy to her due to her prim upbringing, and because of it, she’d never been able to tell her husband what she wants most—a threesome. Vincent Carver is the man with the plan. Unit L-2817 or Lincoln to his friends, is ready to experience life through human eyes. As a reformed government mercenary, he’s free to finally experience everything others take for granted—including creating emotional connections. He isn’t sure what love is, but the instant attraction he feels between Conner and Flora, can’t be denied.Their emotions run high as they contemplate their next moves. Can a cyborg assimilate to their hectic routine? Conner, Flora and Lincoln, are willing to find out. But, what if all they are left with are distant memories?

Charmed Wolf

by Lia Davis

Power is her greatest weakness, but love could be her salvation. Dana Hutson is about to make one of the toughest decisions of her life: walking away from her twin and her Pack. But the anger of her late mate’s betrayal burns deep, and her guilt threatens to push her over the edge. Combined with the magic she was born with intensifying to a lethal level, she has no choice but to leave Whiskey Hollow in search of her inner peace. But what she finds could be more than she bargained for.Cooper Reed will do anything to keep his sister and adopted daughter safe from the demented rogue Alpha of the Bloodrose Creek Pack. That includes killing anyone who threatens his family and going on the run. He is willing to do whatever it takes. He isn’t prepared to find his mate in the midst of the chaos.When even more secrets and dangers come to light, Dana and Cooper must band together to stop the rogue and his minions before all is lost. But will their bond be enough to harness the power needed to defeat such a foe?

It's a Wonderful Tangled Christmas Carol

by Emma Chase

Drew and Kate play a hilarious encore to New York Times and USA TODAY bestselling author Emma Chase's "highly entertaining" (RT Book Reviews) debut Tangled in this sexy take on A Christmas Carol, in which three dream women remind Drew that no gift could be better than his life with Kate...After a blowout fight with Kate about his workaholic habits sends Drew to the office in anger on Christmas Eve, he falls asleep at his desk. There, three lovely holiday spirits magically visit him to teach him that every moment is precious and that he should never take his family for granted. But when he wakes up, will he just write it off as a dream? Originally published in the sizzling anthology Baby, It's Cold Outside, this irresistible novella is the perfect holiday treat! And as special bonus material after the novella, Emma Chase has included a scene showing Drew's marriage proposal to Kate!

Surrender: Inside Out

by Lisa Renee Jones

Chris and Sara from Inside Out return in the explosive finale to Ella's story from New York Times bestselling author Lisa Renee Jones with the third book in the sexy, suspenseful Careless Whispers series.Passion burns fiercely hot between Ella Ferguson and Kayden Wilkens, the man who held secrets and lies in his hands, and then allowed them to fall into hers. But even though he has become her anchor—helping her recover from amnesia after finding her unconscious in an alley, and allowing her into his secret world—all is not what it seems. Kayden still has secrets, and pieces of Ella's past are still shrouded in the darkness of her mind, while the powerful man who hunts her will not stop until she is his. In this final, explosive novel in the Careless Whispers series, Ella discovers that while her life with Kayden didn't begin in that dark alley...it could easily end there.

Seducing the Stargazer

by Kim Carmichael

With over one hundred million asteroids in the solar system, it took only one to bring them together again.The stars have been the only constant in astronomer Winchester Carlsbad’s life. A pistol, she will do anything to continue her research on the Martian moons. When she discovers an asteroid on collision course with her former love’s rocket launch, she not only sees her opportunity to secure her telescope time, but to finally best the man who propelled her heart into a black hole when he walked away from her five years ago.Billionaire Dr. Garner Knox is the face of astronomy to the public and a media darling. As spokesperson and investor in Personal Space, a privately owned space corporation, he has only one problem—his company can’t seem to get anything up. When Wynn fires back into his life and throws his mission into a tailspin, he knows he must get the one person who never believed in him to help him get his probe into orbit. Working with Garner, Wynn battles the for profit space agency as well the sexy stargazer who rekindles her desires and makes her fall all over again. Garner fights to lasso his loose cannon from angering his investors and learns that vanishing from Wynn’s life didn’t make her disappear from his heart.

A Vampire Breaking

by G. R. George Renee George

Time travel, magic, and mistakes of the past collide in A Vampire Breaking and this is one thrilling tale you don’t want to miss. Book 4 in the Kansas City Vampires series from USA Today bestselling GLBT romance author Renee George, writing as G.R. George, will keep you on the edge of your seat as Nathan Greer fights to undo history before it’s too late…In the aftermath of the attack by the Brotherhood of Truth, Nathan Greer and Guillermo Perez finally settle down in their new home and Nathan’s daughter, Rebekah, is developing faster than any of them could have predicted.After revealing a shocking truth, the magically powerful child sends Nathan, Guillermo and Tyr on a short trip to the past to retrieve the libilis stones. One stone to control the magic, one to prolong life, and the last to harness time. When the stone of time hurls Nathan twenty-five years into the future, he finds his friends and family have been tossed into chaos and his daughter has become someone to fear.Nathan discovers that unless he can get back to his own time and correct the mistakes of the past there will be no future -- for any of them.This contemporary gay romance contains vampires, shapeshifters, gay and bisexual explicit erotic content and is not intended for readers under 18.Previously Published: (2006) Changeling Press | (2016) G.R. George

A Reluctant Vampire

by G. R. George Renee George

BDSM club Corazon de la Muerte, Kansas CitySomeone is killing the vampires of Kansas City and Master Vampire, Guillermo Perez is suspect number one. Can Dr. Nathan Greer help find a killer and at the same time discover a way to control his vampire cravings?In book 1 of her bestselling series, Kansas City Vampires, USA Today bestselling GLBT author Renee George, writing as G.R. George, spins a thrilling tale of intrigue, suspense, and murder. A Reluctant Vampire will keep you turning the pages from beginning to end. After years of resisting his nature, Dr. Nathan Greer is finding it harder and harder to control his vampire cravings. After almost killing a co-worker, he is forced to seek help from his own kind, no matter how much he despises them. Unfortunately, his only hope, Guillermo Perez, Kansas City's master vampire, and owner of BDSM club Corazon de la Muerte, doesn't do anything without strings attached.Guillermo is powerful, sexy, and more self-assured than anyone Nathan has ever known. The last thing Nathan ever expected was to fall under the spell of this ancient vamp--and he certainly didn't plan to find relief in another man's arms. But when Guillermo begins to distance himself from Nathan, he begins to doubt if the connection he felt for Gui is real. Nathan's life gets more complicated when he finds out that vampires around the city are being executed, and his ex-fiancé, Anna, is the lead medical examiner for the murders. Anna, who doesn't know about Nathan's vampire status, wants to pick up their relationship where they left off. Nathan, however, can't get a certain master of the city off his mind. When Guillermo is accused by an ancient vampire, Min, of the killings, he must defend himself and his city. While trying to find the killer, Nathan and Guillermo discover their need for each other is more than desire. But can they reconcile before one of them loses a heart? This contemporary gay romance contains vampires, shapeshifters, gay and bisexual explicit erotic content and is not intended for readers under 18. Previously Published: (2005) Changeling Press | (2016) G.R. George

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